Wow, you sure are living in a fairy state. Good benefits? Hardly. When you have to go to an outside clinic for bloodwork rather than the doctor. Or, if the doctor you've chosen is within a hospital-based group and sends your bloodwork to the hospital for analysis, you are not re-imbursed. Socked with a 300-400+ bill every time! United Health is consistently awful. AND, to have the attitude "better than nothing in this economy" is truly pathetic. A company that thrives on keeping employees with that attitude is nothing better than a slave ship, tossing and turning on too many deep swells with poor decisions at management level. "Better than nothing in this economy"! You should be ashamed of yourself with an attitude like that.