World Financial Group
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4 people found this helpful  

Great income potential. You get out of it what you put in to it...

Independent Consultant (Current Employee) Austin, TX

ProsOne time $100 background /admin fee which covers your background check and payroll services. You get great training as much and as long as you need it until you are comfortable to go out on your own. In depth training on an on going basis... you have to go to the meetings and events. Develop relationships with other agents and the diversity found in this organization is phenomenal. No minimum monthly quotas as with other companies and it is uncapped, meaning you can sell insurance products from a variety of the major insurance companies so you have several choices when clients don't qualify for products at one company.
They have partnered with a company that assists families with college planning and financial aid.

You can get paid very well... but people there is no such thing as easy or free money. You have to work hard but mostly consistently just like you do when you work for someone else. You have to be able to talk to people and don't take rejection personally. This company doesn't want people with HARD sales skills... this works best for people who have a genuine love of the products and believe in the value of what you have to offer. You don't need sales experience or be a seller.
This is not just term insurance. They offer a wide variety of insurance products, retirement planning, long term care, debt management plans. If you want to go further and get your investments license, you can do that as well.
If you are not getting the training you need from the one who brought you in, there are plenty of others in the company who can and will continue your training, as they realize everyone has different training and learning styles.
Very flexible. A lot of agents start off part time, working their 9-5 job and working on this business after work or on spare time. If you stay with it, most people end up quitting the 9-5 job and go full time in this business once they surpass their job income.
Some people just keep it as a part time business to supplement their other careers. You can get licensed and refer people to other agents and make money that way by splitting the commission on your referral. You don't even have to do the work to get paid, but you do need to be a licensed agent.

There is an advancement system in place and they are very forth right on how to move up. As you move up, your commission percentage increases. Recruiting people into the company also
There isn't anyone breathing down your neck at all times or micromanaging. That being said... see cons.

ConsYou need to be your own nag. The people are not going to come to you.
It at times is too flexible and easy to just put off a days work to just veg on the couch.
You have to study and prepare for the licensing test on your own or you can study at the office.
If you are not a person that can learn by reading, you may want to take a class and that will be out of your pocket ( but also a tax write off) if you learn better in a classroom setting.
( the trainers are there to answer questions and explain things if needed) but you have to go to the office.
Some aspects sounds like MLM companies like the recruiting part, except it is NOT MLM because when you recruit someone you don't get paid for signing someone up like you would in Tupperware or Mary Kay type companies. You don't recruit and then they have to sell X amount of product so that they can advance.
  When you think of it all companies recruit. But people like to hear the word "hire" instead.
Commissions are paid out in 2 or 3 installments. Ask your trainer what the percentages are so you are not shocked when you are expecting a lump sum. It makes sense once explained.
The first 3 sales are credited to your trainer, as you should be still studying for your license. This provides you the hands on training by watching the pro at work and you take notes and make observations on how he or she delivers the information. After the first 3 sales, and IF you are licensed you split the commissions with your trainer if he is still helping you do the presentation for people you referred. If you feel confident at this point feel free to go solo and earn your whole commission. The presentation is laid out in simple terms and all you really need to do is copy what you have observed on your first 3 training presentations.
You may feel like the products and services are the best since sliced bread and have people agree with you, but don't get anything or want to do anything. Don't go in thinking your best friend and family will all jump on what you have to offer immediately, but usually will at a later time.
Stick with it. It takes on average 18 months to make it in this industry. Most people give up way too soon. There is great income potential with this company, just stick with it even when you don't want to . It will pay off.

Yes, I would recommend this company to a friend – I'm optimistic about the outlook for this company

    • Culture & Values
    • Work/Life Balance
    • Senior Management
    • Comp & Benefits
    • Career Opportunities
    • Approves of CEO


    This is the best financial services company in the united states

    Associate (Current Employee) Los Angeles, CA

    I have been working at World Financial Group full-time for more than a year

    Pros: We teach you how to build a successful business from… Cons: There are no cons in this business. Yes, I would recommend this company to a friend – I'm optimistic about the outlook for this company… More
    • Culture & Values
    • Work/Life Balance
    • Senior Management
    • Comp & Benefits
    • Career Opportunities
    • No Opinion of CEO


    Looking for stable income? You won't find it here.

    Independent Representative (Current Employee) Ripon, CA

    I have been working at World Financial Group as a contractor for more than a year

    Pros: No ceiling, 'make as much as you want,' helping people… Cons: No salary. You must make all your own appointments. Once you've tapped out all your friends and family it's prospect for more clients with strangers,… Advice to Senior Management: A system to spread new clients to struggling representatives would… No, I would not recommend this company to a friend More
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