Pros

Can leave work very early. Most employees are in their thirties so there isn't a college mentality. Best thing - unlike Google there isn't an engineering led culture.

Cons

No business focus. Groups randomly develop products and services without any common direction. Excellence is frowned upon - best to just play the political game

Advice to Senior Management

Lay off all the former consultants/bankers and bring in people who have not been contaminated by working too many years in the corp environment.