Family Heritage Life Insurance

  www.familyheritagelife.com
  www.familyheritagelife.com
Work in HR? Unlock Free Profile

Family Heritage Life Insurance Reviews

Updated August 13, 2014
Updated August 13, 2014
33 Reviews
3.7
33 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
Family Heritage Life Insurance President and CEO Howard Lewis
Howard Lewis
26 Ratings

Employee Reviews

Sort: Popular Rating Date
  1.  

    Great Company and great people

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - State Director/Sales Representative  in  Austin, TX
    Former Employee - State Director/Sales Representative in Austin, TX

    I worked at Family Heritage Life Insurance full-time for more than 3 years

    Pros

    -Austonomy
    -Great money (you must work for it)
    -Solid incentives and bonuses
    -Great leadership training and development
    -Clear career pathway
    -Great company trips
    -Family oriented and a very ethical core value
    -great training

    Cons

    -must be self motivated
    -you are well trained, but you must be able to work on your own
    -some travel is required

    Advice to ManagementAdvice

    I worked out of the Texas Heritage Group in Austin and was very happy. Although I know most of the directors, I can speak most honestly of the THG. Barry Bandera was a great mentor, leader, and is still a close friend today. He was always dedicated to building a great group of people with shared goals.

    The only advice I would give to upper management is to give more support and encouragement to more local and regional meetings in order to pull people together and get them to know each other much sooner. This is very much a people company and the team initiative is crucial for most new agents.

    Recommends
    Positive Outlook
    Approves of CEO
  2.  

    They say 1 salesman is responsible for creating 7 to 8 jobs.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Field Sales  in  Austin, TX
    Former Employee - Field Sales in Austin, TX

    I worked at Family Heritage Life Insurance full-time for more than a year

    Pros

    Flexibility, learning from great salespeople, worthwhile products

    Cons

    Cold calling - door to door, really has its crutches. ... but this tactic challenged me.

    Barry Bandera and his crew's tactics, people skills, how to present the product, that in itself is valuable education. ...

    If you can master your routine doing cold calling, door knocking... you can master anything else in Family Heritage.

    The ONE... thing... the only thing. .. is the lack or perception of lack of leadership opportunities for the new guys versus those that have been around and paid their dues...

    I believe it's this that promotes a higher turnover than normal at FH...not saying I know better because FH's successes speak for themselves... numerous times over. But the organization of state by state sales leaders can appear to be a glass ceiling for the new guy... realizing its next to impossible to break that ceiling or the perception of it is why I left for other journeys in life. But my time with FH always pays itself forward in everything I have accomplished since I left. My TX leader worked hard to enjoy the fruits of his labor. .. period.

    But this in no way reflects my dislike of FH.. Barry's mentorship and that of Fred Rodriguez propelled me into traits I have used for my own successes in other areas.

    This is Joe M.. thanks Barry for the opportunity to learn from your Tx organization.

    Advice to ManagementAdvice

    Consider a dynamic shift in creating new leadership opportunities that a new hotshot guy or gal can see themselves in.

    You have great products, you attract the right motivated talent, you've baked that beautiful loaf to its potential. .. now give that bread a chance to be served to kings and queens... share and spread the wealth. .. you would be surprised how having leadership opportunities is more attractive than just the money enjoyed by a top earner.

    I think having a leader lifecycle helps young churn talent who may perceive there is no end pinnacle for them.

    Not to say you displace proven leaders...but I think a company as dynamic as FH could figure out how to keep them in the same regards as the top company leaders.

    Recommends
    Positive Outlook
    Approves of CEO
  3.  

    Not family heritages fault.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Salesman  in  Petersburg, WV
    Former Employee - Salesman in Petersburg, WV

    I worked at Family Heritage Life Insurance part-time for less than a year

    Pros

    Own hours. What you make us up to how hard you work.

    Cons

    Commission pay. Lots of driving your own vehicle with no reimbursement.

    The lady that was my sponser was a money grubber. We were taught in our classes to be very concerned with the customers. She told me to just get the money and get out. She worked all the businesses and then hired me for the driving and poor parts of town. I made sales but knew most of them wouldn't last. ALL SHE CARED ABOUT WAS HER CUT!!! I believe in what Family Heritage sales. I still have a policy. I just don't like the person in charge of this area.

    Advice to ManagementAdvice

    Learn more about your "senior leaders"

    Recommends
    Positive Outlook
    Approves of CEO
  4. We want your feedback – Are these company reviews helpful to you?  Yes | No
  5.  

    Great place to start

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee  in  Austin, TX
    Current Employee - Anonymous Employee in Austin, TX

    I have been working at Family Heritage Life Insurance as a contractor for more than 8 years

    Pros

    You will get as much support as you want

    Cons

    The contracts are not in favor of the sales professional. You will need to mass recruit to make it here.

    Advice to ManagementAdvice

    Give better contracts to your loyal agents, not to people that quit and come back.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
  6.  

    Work, Work, Play

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Agent/Recruit  in  Jacksonville, FL
    Current Employee - Agent/Recruit in Jacksonville, FL

    I have been working at Family Heritage Life Insurance as a contractor for less than a year

    Pros

    Own your own business, Help people, leadership and management opportunities, unlimited income, incentive trips, awesome training, fun people to work with

    Cons

    Commission only compensation, Takes an owners mentality, A lot of pressure to sell to make a living.

    Advice to ManagementAdvice

    consider coming into the 21st century where customers are buying insurance online

    Recommends
    Positive Outlook
    Approves of CEO
  7.  

    I'm a new agent with the company and I am doing the door to door approach, getting my bruises early bring it on.

    Current Employee - Independent Agent  in  Atlanta, GA
    Current Employee - Independent Agent in Atlanta, GA

    I have been working at Family Heritage Life Insurance full-time for less than a year

    Pros

    unlimited income, set my own hours, doing a job that really benefits people.

    Cons

    none to report yet, just know this is a sales business and you have got to have the right mindset to be able to achieve success, if not stay with your 9 to 5 gig.

    Advice to ManagementAdvice

    make sure that the new agents are well advised in all aspects of training and leadership requirements.

  8.  

    Good Management

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Insurance Agent  in  Denver, CO
    Former Employee - Insurance Agent in Denver, CO

    I worked at Family Heritage Life Insurance as a contractor for less than a year

    Pros

    The management is very helpful. They don't breath down your neck or micromanage you which is nice considering how many companies do.

    Cons

    Pay is based entirely on commission which can be very challenging. This is only a good opportunity for someone if they are very commited as working in the insurance business is very challenging. You definitely need to be self- disciplined in order to be successful.

    Recommends
    Positive Outlook
    Approves of CEO
  9.  

    Customer care

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Family Heritage Life Insurance

    Pros

    friendly environment, the way you can speak and ask for assistance from co-workers and management.

    Cons

    If you don't sale anything you wont get paid. solely based on commission.

    Advice to ManagementAdvice

    Numerous opportunity

    Recommends
  10.  

    You're an OWNER of your own agency. You get what you put into it.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Independent Agent  in  Munster, IN
    Current Employee - Independent Agent in Munster, IN

    I have been working at Family Heritage Life Insurance full-time for more than 5 years

    Pros

    I run my own agency. I am not a regular 9-5 employee. This is my business. However, I am not in business by myself as I have great support from the home office. Since this is my business, I pay for the expenses to run my business (which are all tax deductible). I sell a product that helps people when they need it. I decide where and to whom (mostly other business owners and doctors) I sell my product. I decide which hours I work. I decide how much I want to make. I built my business by cold calling both resisdentially and B2B. I now primarily run my business through referrals I generated. I have the ability to grow my agency and get paid for my efforts to do that. I am 100% vested in my lifetime residuals which have extremely good proficiency.

    Cons

    You own your own business so you have to act like a business owner. You can't expect to have your hand held every day for your first 6 months. If you need help, don't be afraid to ask. I get paid only when my agents sell so it's in my best interest to help the agent sell as quickly as possible. Understand that this career isn't a fit for everyone. If you haven't succeeded in other areas, your habits and attitudes are the reason and changing careers isn't the solution unless your habits and attitudes also change.

    Advice to ManagementAdvice

    Keep investing in the agents like you do!

    Recommends
    Positive Outlook
    Approves of CEO
  11. 1 person found this helpful  

    Good for the right person

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Sales Agent  in  Toledo, OH
    Former Employee - Sales Agent in Toledo, OH

    I worked at Family Heritage Life Insurance full-time for less than a year

    Pros

    Great training program. Managers are very helpful, and want to see you succeed. Mine even gave me a gas card when I was having trouble closing my first sale so that I could continue to work. High commissions, and you receive residuals whether you're still with the company or not. Most importantly, the product you are selling truly is great, and I still believe everyone should have it.

    Cons

    Door to door sales are HARD. All cold calling to start with. Most people don't want to make big decisions like this on the spot without doing their own research first.

    Advice to ManagementAdvice

    Its the age of internet. I think if the sales agents could direct their leads to a website where they could sign up after they've had time to think about it you would get more sales. I know I don't shell out money without doing internet research.

    Recommends
    Positive Outlook
    Approves of CEO

Worked for Family Heritage Life Insurance? Contribute to the Community!

Your response will be removed from the review – this cannot be undone.