Liberty National Life

  www.libertynational.com
  www.libertynational.com

Liberty National Life Reviews

Updated November 12, 2014
Updated November 12, 2014
152 Reviews
4.3
152 Reviews
Rating Trends

Recommend to a friend
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Liberty National Life President and CEO Roger C. Smith
Roger C. Smith
91 Ratings

Review Highlights

Pros
  • Flexible Schedule, Great Pay, Awesome Team Environment, Amazing Retirement (in 9 reviews)

  • The opportunity for advancement is amazing (in 4 reviews)


Cons
  • I wish I had started ten years ago because although its hard work the rewards are great (in 5 reviews)

  • New agents are often not self starters and miss out on an amazing income potential (in 5 reviews)

More Highlights

Employee Reviews

Sort: Popular Rating Date
  1.  

    The best career move I ever made, it really has become the opportunity of my lifetime!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Agency Director in Roswell, GA
    Current Employee - Agency Director in Roswell, GA

    I have been working at Liberty National Life full-time (more than 3 years)

    Pros

    The opportunity for advancement is amazing! I am fortunate to work for one of the top agencies in the entire company which has jump started my career. I never would have thought that my first year out of college I would have been able to make a six figure income and make an impact on so many with the products this company provides. To say my two and a half years with the company has been rewarding would be an understatement. The hands on training I received from day one with my manager and experience I gained through the great clients of Liberty National paved the road for my success. I look forward to the growth next year, with both Liberty National and our agency experiencing double digit growth the future looks bright for 2015!

    Cons

    The only Con is actually a Pro, you control your destiny with this company. Unfortunately some people don't want to be in control of theirs. So if your unwilling to work you will be unsuccessful.

    Advice to ManagementAdvice

    Keep it up! Continue to seek out the top candidates to grow the company and protect more families across America.

    Recommends
    Positive Outlook
    Approves of CEO
  2.  

    Good company to work for. Providing important benefits to employees.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Liberty National Life

    Pros

    Working with individual people to help them provide insurance for there needs. Development of a relationship with people to educate them on what they need

    Cons

    Traveling all over to set up enrollments. Building a relationship with business owners so they would let you offer benefits to them and their employees.

    Advice to ManagementAdvice

    Everyone is great to work with. Friendly environment and great teamwork

    Recommends
    Neutral Outlook
    No opinion of CEO
  3.  

    DON'T WORK IN THE CHARLOTTE NC LOCATION - FAVORITISM ABOUNDS

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Insurance Agent in Charlotte, NC
    Former Employee - Insurance Agent in Charlotte, NC

    I worked at Liberty National Life full-time (more than an year)

    Pros

    I like the location of the office. It's downtown and that is something that appeals to me.

    Cons

    The owner and director of this location have their favorites and it's very obvious. Anyone that is making money for them they pay all their attention to. If not and you are struggling, they basically have nothing to do with you. It's a struggle to for here but I need to keep trying to make some money and hope they finally realize I'm here and I need help.

    Advice to ManagementAdvice

    Get new leadership in this locations.

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
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  5.  

    Write good business, never stop prospecting, manage your business. Stick to the sales model and you will have success.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Agency Director in Wetumpka, AL
    Current Employee - Agency Director in Wetumpka, AL

    I have been working at Liberty National Life full-time (more than an year)

    Pros

    Changing peoples life. Knowing that what I was doing was helping even generations to come.

    Cons

    Pay is based on annual premium which is paid in advance, so if business goes bad then what was already paid to you in first years commissions will be taken back. No base pay. Have to be self motivated.

    Advice to ManagementAdvice

    Great leadership. Nothing to add.

    Neutral Outlook
    Approves of CEO
  6.  

    No training

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Liberty National Life full-time (less than an year)

    Pros

    Decide your own hours and limitless compensation potential.

    Cons

    little to no training, bad work environment, shady morals

    Advice to ManagementAdvice

    spend more time training your workers and make sure your supervisors aren't violating laws and procedures

    Doesn't Recommend
    No opinion of CEO
  7.  

    Started to work this past Monday, haven't had the first presentation, office is a playground while the teacher is out

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Insurance Agent
    Current Employee - Insurance Agent

    I have been working at Liberty National Life full-time (less than an year)

    Pros

    Right now the only pro is one woman I work with - she's gone out of her way to help steer me in the right direction and let me tag along with her. She seems like a truly nice woman who really wants to help people. They made sure my $50 licensing fee went through and got that filed quickly. I'm still willing to stay with Liberty National, maybe just in another office.

    Cons

    Owner has not been in the office the entire week more than 10 minutes. SA has been out since Tuesday. Agents are split into two groups and some from one group jumped ship on Wednesday to go to the other group. Of course, I've been put with the group they jumped from. I've asked about leads since Tuesday morning, still haven't been given any. I've been shown the presentation once, on Monday, and until last night I couldn't even get it to run on my laptop. I'm seriously disappointed at this point, if things don't change by next week, I'll be moving along. I can't keep dropping money into something that I can't get a return on - not because I can't do the work but because no one is bothering to show me how Liberty National Life works or how to put the information into the computer to sale a policy. Seems the agents, except for one, are more concerned with whispering in the back room and sitting in the car smoking than they are about helping the new people figure out which was is up. I still don't understand why I can't get leads and work them - how hard is that to print and hand to me. They couldn't wait to get me hired in but since I started, I feel like I've just been forgotten about.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
  8.  

    I did make a lot of money but I also had a lot of money taken away from me.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Supervising Agent in Corinth, MS
    Former Employee - Supervising Agent in Corinth, MS

    I worked at Liberty National Life as a contractor (more than an year)

    Pros

    The hours. I had the freedom to make my own hours. The sales training. I learned how to sell Life Insurance and Health products that will carry over into my new job. The Money. I made some pretty hefty paychecks. I could set my own hours. And the customers were for the most part awesome. I walked away from about 98% of the sales I made, feeling good that I had helped a family. The company sent me to Texas for 101 training and really motivated and encouraged me to move up to AD. For a time, I was on fire, recruiting and training and even coding agents on my own while my manager was on vacation. Sami Nizam especially made me feel like the sky was the limit as far as my career with Liberty.

    Cons

    The hours. Throughout my time, I was told by my manager to make my plans during the day and then go out at 3pm which was accurate because most of my customers did not get home till after 5pm. Then he would say, what are you doing all day? You should be out writing business. There are people home during the day. That worked for a short time also but they were elderly or low income/disabled who didnt need or want anymore insurance. I was in one customers home one night till 11pm writing business. I worked on saturdays and sundays after church. There were a few that I wish I had not have written simply to make a paycheck and knowing the person could well afford it but didn't really need it. My manager has been with the company a long time and many times he seemed like a policy pusher and many times he would "help" write business for me and other agents and it would come off and he would get very defensive and just say "I was trying to help you out". Near the end, I would sell a policy, everything would be fine and when the QAC would call, the customer would cancel. My manager only wanted me to be an SA because he knew that I was good at recruiting, training and coding new agents. He got to be home every night. When I got a little taste of success and Sami and other management were telling me I was well on my way to AD, my manager was telling me that I was not ready and that Sami and the rest didn't really care about me, I was just a number to them. He downplayed the success and earnings of other highly successful AD's. I realize now that my loyalty him was misplaced and that he only really cared about me up to the point that it benefited him. Because he discouraged me, I quit recruiting and training and quit caring. What was the point? I struggled for most of the year and he wanted me to stick to one area (where I lived) but sent other agents on our team to work my area also, including payroll re-enrollments. I would call him crying and telling him I needed help but he didn't really care anymore because I was not a first year agent. When I had finally had enough, I started looking for another job. Regretfully, I waited to quit until I had secured another job. When I finally sat down with my manager and agency owner. They seemed heartbroken but angry also that I was leaving to go to another Insurance company. My manager said he had no Idea I was this unhappy. That was a flat out lie! When I am regularly calling, texting, and emailing how upset and scared I am and that I am struggling and I need help, that's a clear sign that something is wrong. It is also a clear sign when I have $0 production every other week. I feel stupid because I let myself be manipulated into believing that my manager truly cared about me and my career with the company.

    Advice to ManagementAdvice

    I don't think someone with no sales experience or who is a new agent under 1 year with company should be an SA. If they come to you from having sales experience or owning their own business then they should be fast-tracked to management. If you are looking at promoting an SA to AD, take a good hard look at THEIR AD. My AD never wanted me to move up because he would lose ME working for HIM. Just before I left, I noticed another agent who has been with the company over a year go to 101, get fired up about SA and AD positions and in the last month has stepped down as SA, and has zeroed out twice in the last month. He is no longer excited or speaking out in the Monday morning meeting and I see him heading down that same road. I think it is unacceptable to hire 100 people and expect that only 10 will stay. You need to refocus and start caring more about your first year agents and start caring more about retention.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
  9. 4 people found this helpful  

    I could not be happier with my little over one year of experience with Liberty National!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Agency Director in Denver, CO
    Current Employee - Agency Director in Denver, CO

    I have been working at Liberty National Life full-time (more than an year)

    Pros

    Liberty National is all about growth! They reward and promote individuals who are driven to make a difference in both their own lives but the lives of those around them. The opportunities are absolutely limitless!

    Cons

    You must be willing to do those things that others around you simply are not. Liberty National wants only those people driven to make it to the next level and beyond! If you aren't a motivated individual, this is not the place for you!

    Advice to ManagementAdvice

    One potential opportunity would be to offer some better benefit packages for tenured employees (outside of the amazing future renewal income)

    Recommends
    Positive Outlook
    Approves of CEO
  10.  

    Liberty National 4 Life

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Agency Director in Raleigh, NC
    Current Employee - Agency Director in Raleigh, NC

    I have been working at Liberty National Life full-time (more than an year)

    Pros

    I love the culture and career track at Liberty National. No better place to take advantage of your future and Life!

    Cons

    You have to work hard at being you to the best of your ability! Its what you make of it! They just make it easy for you to do so!

    Advice to ManagementAdvice

    Have Tunnel Vision on Recruiting, Training! Bring some people along the way on your path to success!

    Recommends
    Positive Outlook
    Approves of CEO
  11.  

    This company saved my life and opened my eyes to new opportunity. I am forever grateful.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Agency Director in Virginia Beach, VA
    Current Employee - Agency Director in Virginia Beach, VA

    I have been working at Liberty National Life full-time (less than an year)

    Pros

    The training opportunities are endless and the opportunity to build your business and change the life of others endless.

    Cons

    I have yet to find a con in this company. The only negative impact you can bring into your organization is you.

    Advice to ManagementAdvice

    Be inspiring, be motivational. Respect is earned, you want your people to follow you out of desire not our of cause.

    Recommends
    Positive Outlook
    Approves of CEO

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