Primerica Reviews

Updated July 27, 2015
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Primerica Co-CEO and Director and Chairman, Primerica Distribution John A. Addison Jr.
John A. Addison Jr.
209 Ratings

Pros
  • Can work part-time without compromising your current career (in 17 reviews)

  • Help people on your own time and get paid well to do it (in 12 reviews)

Cons
  • 100% commission based, there is no salary which means that there is no cap on your income (in 12 reviews)

  • use of your warm market will be based on your reputation (in 11 reviews)

More Pros and Cons

342 Employee Reviews

Sort: Popular Rating Date
  1. BEst

    Former Employee - Anonymous Employee in Springfield, MO
    Former Employee - Anonymous Employee in Springfield, MO

    I worked at Primerica (More than 5 years)

    Pros

    Awesome People, Never feel like you are down on yourself

    Cons

    NONE, keep on building your team


  2. Helpful (1)

    Unbelievable Opportunity if You're Willing to Work

    • Work/Life Balance
    • Culture & Values
    • Senior Management
    Current Employee - Financial Services Representative in Mount Pleasant, TX
    Current Employee - Financial Services Representative in Mount Pleasant, TX

    I have been working at Primerica

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    I have to say that I am more impressed with Primerica than I could have imagined when I started working with the company last year. Not having a financial background, I would have never imagined that I could have the opportunity to enter the financial services industry. I love Primerica's "learn as you earn" philosophy and the opportunity they provide to help so many middle income families get out of debt, protect their income and prepare for their future. I have been impressed with the quality of training provided from the start, and Primerica's technological advancements are off the charts in the financial industry. This is truly a company worth investing my life in, and I don't say that lightly. I've worked for many companies and many people, and I've never experienced the fulfillment I get here. I love the concern I see in every level of Primerica for people, and the worthy Crusade we are on. I love that we change people's lives for the better in so many ways. And I love the fact that just like I was offered the opportunity to join Primerica, I can offer that same opportunity to others. Where else in the financial services industry can you do that? And where else in the financial services industry do you really matter that much? Come join us, it's a lot of fun and we're making a huge difference!

    Cons

    I don't consider it so much a con, as an opportunity to grow through adversity, but the early going can be difficult. People don't initially see you as a "finance guy"... or "finance girl" for that matter. They see you as the guy they work with every day, or the girl they've known all their lives who's never expressed to them much interest in financial matters. That passes pretty quickly, though, when you get out the door and start showing them the benefits of compound interest and how to protect their families, as they begin to shed debt and build wealth. I'm not saying this business is easy, but it is definitely worth it! The sky's the limit, unless you limit yourself. You'll get as much out of Primerica as you put into it. You are your own boss and your success depends on you and how badly you want it. Some may consider that a con, but I see it as more opportunity for those of us who are willing to get out there and... in the words of our founder... DO IT!

    Advice to Management

    Keep doing a great job! I'm excited about this company and the path we're on!


  3. AMAZING opportunity

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Regional Leader in Salt Lake City, UT
    Current Employee - Regional Leader in Salt Lake City, UT

    I have been working at Primerica full-time (More than 3 years)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    Doing the right thing for clients. Not ripping them off and deceiving them to try and make a dollar. Being able to sleep soundly at night. Great training. Company pays for licensing and gives you Morning star software ($4,000) a year normally, for $25-$40 a month depending on your contract level. Mentorship and support from home office is better than any company I've ever seen. Ever growing tool belt of products and affiliations to serve EVERY need of our clients.

    Cons

    It's not easy. It's not "Get rich quick". Trying to educate people who judge up front that PRI is a MLM or pyramid scheme that it is technically, administratively, and literally impossible for an insurance/investment company to be an MLM.

    Advice to Management

    Ease up on Social media rules inside the company. We are a person to person relationship based company, but with the information age, most people keep up with all of their friends and acquaintances digitally. By limiting what we can say or do, right down to telling us what type of picture we are allowed to have on our PERSONAL Facebook page is pretty ridiculous and severely limits what we can accomplish. Not to mention, a lot of people just go around the rules and gain business anyway because the rules are stupid, they hold us back, and they don't coincide with FINRA or the SEC regulations. You're choking our business.


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  5. Division Leader

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Primerica

    Recommends
    Positive Outlook
    Recommends
    Positive Outlook

    Pros

    Become somebody. They provide an opportunity for normal people. I was 18 when I started. I have grown into a successful business person

    Cons

    None! All you have to do is work. If you are working for someone who lose why not work for yourself.


  6. Great Start

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Financial Advisor in Maywood, CA
    Former Employee - Financial Advisor in Maywood, CA

    I worked at Primerica (Less than a year)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    Great Mentors, Professional work eviornment opportunity to own your own office

    Cons

    Commission only. Lack of Accountability


  7. Financial Representative

    Current Employee - Financial Representative in Tyrone, GA
    Current Employee - Financial Representative in Tyrone, GA

    I have been working at Primerica (Less than a year)

    Pros

    Competitive salary Make your own schedules

    Cons

    The Reliability of other clients


  8. BEST company hands down!!

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Education
    Current Employee - Education

    I have been working at Primerica part-time (Less than a year)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    The leadership, the proven plan of success and my team

    Cons

    I do not have any cons for company. Bring on atlanta!!!

    Advice to Management

    Keep up the positive movement forward. I am so happy to have primerica in my home, heart and life.


  9. Not a job, a great independent business opportunity

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Independent Representative in San Antonio, TX
    Current Employee - Independent Representative in San Antonio, TX

    I have been working at Primerica part-time (More than 3 years)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    No quotas No cold calling (unless you want to) Work whenever you want, for however long you want Pick your own clients, choose your own downlines Unlimited income potential Active, passive, and residual income potential Sell products offered by well-known, top-rated companies from various financial sectors Company culture values freely educating middle class America in basic financial management Training in products and services provided Training in selling products and services provided Training in recruiting downlines provided Marketing materials available

    Cons

    No salary (because it's not a job) No TV advertising

    Advice to Management

    A TV commercial or two would be nice


  10. Sales Representative

    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Primerica

    Recommends
    Neutral Outlook
    Approves of CEO
    Recommends
    Neutral Outlook
    Approves of CEO

    Pros

    The hours of working for Primerica seem pretty manageable for working part time and the location is extremely close to home. Great way to supplement the income.

    Cons

    So far I don't have any negative feedback to give. We'll see how it goes.

    Advice to Management

    Straightforwardness is always a positive trait to have. I would like to know exactly what the job will be like and what I would be doing while on the job.


  11. Helpful (8)

    Primerica review

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee in Troy, MI
    Current Employee - Anonymous Employee in Troy, MI

    I have been working at Primerica full-time (More than 5 years)

    Recommends
    Positive Outlook
    Recommends
    Positive Outlook

    Pros

    Unlimited income potential start part time in your off hours No sales quotas or pressure No prior industry experience necessary incredible training and support performance based recognition, bonuses, and trip incentives. Fun, energetic, competitive, and positive environment.

    Cons

    It is not a J O B so you have to do some business to get paid. If you want to get paid just for showing up regardless of the work you do then this is not the company for you. If you don't like competition this may not be a good fit. There are a lot of offices and not all of them train on all aspects of the business. Do some research to find the best fit for you.

    Advice to Management

    Although it is getting better if nationally Primerica Financial Services got more press I believe that more people would be drawn to this incredible company.



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