Primerica Reviews

Updated July 2, 2015
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3.9
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Recommend to a friend
Approve of CEO
Primerica Co-CEO and Director and Chairman, Primerica Distribution John A. Addison Jr.
John A. Addison Jr.
202 Ratings

Pros
  • Can work part-time without compromising your current career (in 17 reviews)

  • Help people on your own time and get paid well to do it (in 12 reviews)

Cons
  • 100% commission based, there is no salary which means that there is no cap on your income (in 12 reviews)

  • use of your warm market will be based on your reputation (in 11 reviews)

More Pros and Cons

331 Employee Reviews

Sort: Popular Rating Date
  1. Not a job, a great independent business opportunity

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Independent Representative in San Antonio, TX
    Current Employee - Independent Representative in San Antonio, TX

    I have been working at Primerica part-time (More than 3 years)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    No quotas
    No cold calling (unless you want to)
    Work whenever you want, for however long you want
    Pick your own clients, choose your own downlines
    Unlimited income potential
    Active, passive, and residual income potential
    Sell products offered by well-known, top-rated companies from various financial sectors
    Company culture values freely educating middle class America in basic financial management
    Training in products and services provided
    Training in selling products and services provided
    Training in recruiting downlines provided
    Marketing materials available

    Cons

    No salary (because it's not a job)
    No TV advertising

    Advice to Management

    A TV commercial or two would be nice


  2. Helpful (1)

    After 30 years, the best company to work with

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee in Los Angeles, CA
    Current Employee - Anonymous Employee in Los Angeles, CA

    I have been working at Primerica full-time

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    I've been both a client and agent for 30 years. Mostly part-time, now full-time. The major pro is that I can be honest with my clients about our products, especially our Term life insurance. I once went to a funeral home with the spouse of a deceased client. The director asked who she had her life insurance with. When I told her it was Primerica she smiled and with a breath of relaxation she said "GOOD! Primerica pays right away." She continued to say, "Even though I could get cheaper premiums elsewhere, my experience at the funeral home tells me Primerica is best for my family and everyone else!"
    I never have to back in the door not being smelled out by selling Cash Value, the most dishonest form of any insurance.
    The opportunity is what you make of it. It's not for everyone but for $99 to get your licenses, everyone should at least try it. Nothing to lose and everything to gain. I've made hundreds of thousands of dollars mostly part-time effort. You may earn millions.

    Cons

    If you need to dodge the regulatory aspect of law and order, this isn't for you. If you cheat and are dishonest, this isn't for you. If you are lazy and not teachable or coachable this isn't for you. If you are a multi-level jumpie or junkie, this isn't for you. Other than that, there have been no downside to Primerica for 30 years.

    Advice to Management

    Relax some on the advertizsement regulations like clip art and other eye catching methods. The agents know what works. Also, allow us to be more creative for opportunity meetings instead of 99% of RVPs not closely following the rules.


  3. Helpful (8)

    Primerica review

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee in Troy, MI
    Current Employee - Anonymous Employee in Troy, MI

    I have been working at Primerica full-time (More than 5 years)

    Recommends
    Positive Outlook
    Recommends
    Positive Outlook

    Pros

    Unlimited income potential
    start part time in your off hours
    No sales quotas or pressure
    No prior industry experience necessary
    incredible training and support
    performance based recognition, bonuses, and trip incentives.
    Fun, energetic, competitive, and positive environment.

    Cons

    It is not a J O B so you have to do some business to get paid. If you want to get paid just for showing up regardless of the work you do then this is not the company for you.

    If you don't like competition this may not be a good fit.

    There are a lot of offices and not all of them train on all aspects of the business. Do some research to find the best fit for you.

    Advice to Management

    Although it is getting better if nationally Primerica Financial Services got more press I believe that more people would be drawn to this incredible company.


  4. Is this helpful? The community relies on everyone sharing – Add Anonymous Review


  5. Regional Leader

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Primerica

    Pros

    Long Range Career Opportunity due to such a large undeserved market
    Fun Environment
    Great part time opportunity

    Cons

    For now I have no cons

    Advice to Management

    Stay focused on growth and distributio.n


  6. Agents

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Insurance Agent in Herndon, VA
    Current Employee - Insurance Agent in Herndon, VA

    I have been working at Primerica

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    its an amazing opportunity for the future

    Cons

    you must be ready to work hard


  7. Primerica a great place to work

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Vice President, Finance & Accounting in Snellville, GA
    Current Employee - Vice President, Finance & Accounting in Snellville, GA

    I have been working at Primerica (More than 10 years)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    family friendly, casual atmosphere, serious professionals

    Cons

    Entry level position pay is very low

    Advice to Management

    keep up the good work


  8. good

    Current Employee - Insurance Agent in Fort Valley, GA
    Current Employee - Insurance Agent in Fort Valley, GA

    I have been working at Primerica full-time

    Pros

    One of the best companies to work for in america.

    Cons

    The associates need more pay or salaried employees more money.

    Advice to Management

    Management need to try to keep important personnel.


  9. Great Company!

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - District Leader in New York, NY
    Current Employee - District Leader in New York, NY

    I have been working at Primerica part-time (Less than a year)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    Commissions system is great,
    Easy way to get in the Finance Industry
    Unlimited Potential to Grow

    Cons

    Not that great of an opportunity when you don't know much people(warm market) that can even buy the products. After that if you can recruit and have clients money start rolling in quick!


  10. "Phoenomenol"

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Manager in Huntington Park, CA
    Current Employee - Sales Manager in Huntington Park, CA

    I have been working at Primerica

    Recommends
    Positive Outlook
    No opinion of CEO
    Recommends
    Positive Outlook
    No opinion of CEO

    Pros

    This coaches so called RvP's have trained me well they made my job so much easier using their experience and mentorship. I been able to do business so much fun that i even join every event they have because we are like families we love helping people.

    Cons

    You got to be licesense how do you expect to sell a house without license its a no brainer. Yet in the begining they sponsor you , after you pass all you test you get a check back with the money you spent to get license.

    Advice to Management

    God bless you! i see you all very soon


  11. Insurance Agent

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Primerica full-time

    Doesn't Recommend
    Neutral Outlook
    Doesn't Recommend
    Neutral Outlook

    Pros

    Pros are the many benefits to the client. If you like working with families and proving a service that positions them for future security. Money is good once you are consistent

    Cons

    referral based and charge backs on commissions paid in advance when client lapse. Company has to many meetings one must attend making this job extremely time consuming.

    Advice to Management

    More training for teams & individuals that is not so time consuming. More support that actually feels genuine. If you have a good agent who is not comfortable in the office they are based out of there should not be a penalty and red tape to relocate offices. Many people walk away from the opportunity due to environment.



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