Primerica

  www.primerica.com
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Primerica Reviews

Updated August 19, 2014
Updated August 19, 2014
236 Reviews

4.1
236 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
Primerica Co-CEO and Director and Chairman, Primerica Distribution John A. Addison Jr.
John A. Addison Jr.
150 Ratings

Review Highlights

Pros
  • personal development, sales skills, product training, professionalism, unlimited income potential, (in 12 reviews)

  • Yes it is part time for the most part, but that makes the process even better (in 12 reviews)


Cons
  • The target market is your net working, and the sales rep is solely commission based position (in 9 reviews)

  • use of your warm market will be based on your reputation (in 9 reviews)

More Highlights

Employee Reviews

Sort: Popular Rating Date
  1.  

    Best opportunity to leave a legacy to your children

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - District Leader
    Current Employee - District Leader

    Pros

    Flexible hours
    You're your own boss
    Make as much or little money as you'd like
    So much growth potential
    Financial education at its best
    The greatest company with the greatest mission I have ever seen
    Ownership that stays in your family forever

    Cons

    This is not a job. You must be disciplined and motivated. Everybody won't believe how great it is.

    Recommends
    Positive Outlook
    Approves of CEO
  2.  

    Paid What You're Really Worth!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Senior Representative
    Current Employee - Senior Representative

    Pros

    Make your own schedule, commission pay allows you to be properly compensated for your effort, great doorway into the financial industry, easy way to get your investment license, you own your book of business, plenty of people to go to for advice, easy to be promoted to a higher position (I was promoted within the first month), no quotas to be met.

    Cons

    No "guaranteed" income (all commission-based). Not really a con if you have a strong work ethic. It is not hard to make money in this company.

    Advice to ManagementAdvice

    Excellent business model, keep doing what you're doing.

    Recommends
    Positive Outlook
    Approves of CEO
  3.  

    Mom with 8 kids--THIS BUSINESS WORKS for people who work!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Regional Vice President  in  Cedar City, UT
    Current Employee - Regional Vice President in Cedar City, UT

    Pros

    Ability to start part-time; no quotas; no cap on income. . . the company pays for your licensing, training and E & O insurance costs. Ability to expand and grow a business with residual income that can be passed on for generations. The licensing and on-going training alone will teach you more about personal finance than any college regimen--for FREE. The leadership in the company is phenomenal! Humble, self-less and truly invested in helping everyone win!

    Cons

    Need to elevate your thinking! Gotta grow yourself and your people skills. . . not real cons if you think about it. :)

    Advice to ManagementAdvice

    Thank you for your integrity! Thank you for this amazing opportunity and fighting for our ability to separate from Citi and become an independent, publicly-traded stand-out!

    Recommends
    Positive Outlook
    Approves of CEO
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  5.  

    You get what you put into it

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Representative Agent  in  Orlando, FL
    Current Employee - Representative Agent in Orlando, FL

    Pros

    - Training here is entirely provided by the company.
    - Weekly meetings to motivate all agents and set goals for the month are fun and exciting!
    - Opportunity to change people's lives via freeing up
    - Work at your own pace.

    Cons

    - Easy to get discouraged when potential clients and recruits deny your efforts to help them.
    - No established salary. Paid only by commission.
    - Licensing courses, while not difficult, are very time consuming and tedious in nature.

    Advice to ManagementAdvice

    - Keep more in contact with your agents. Hearing your voice can keep them focused to sell.

    Recommends
    Positive Outlook
    Approves of CEO
  6.  

    Loyal to the everyday consumer

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Career Opportunities
    Current Employee - Life Insurance Agent
    Current Employee - Life Insurance Agent

    Pros

    Set your own hours.

    Build your business at your own pace.

    Cons

    Helping families get out of debt faster.

    Recommends
    Approves of CEO
  7.  

    Life changing.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - District Leader  in  San Juan, PR
    Current Employee - District Leader in San Juan, PR

    Pros

    Primerica is the only place where being HUMBLE is a requirement for success. You get positive incentives so you work hard and succeed. When you're an employee you work so you do not get fired.

    Cons

    You need excellent leadership to succeed in Primerica. You must be a very good learner and must either have or develop leadership skills. You must not get distracted with other things. Always ask yourself, "would I do this if I was an employee for a company?" For example, would I wake up at 11am on weekdays if I was an employee? Of course not, then don't do it here! You're your own boss! Your working to make YOUR dreams come true, not anybody else's. Which means you should demand even more of yourself than your boss ever would!

    Recommends
    Positive Outlook
    Approves of CEO
  8.  

    10 years

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - RVP  in  Raleigh, NC
    Current Employee - RVP in Raleigh, NC

    Pros

    you have the ability to make what ever you feel you are worth. you can build total freedom from a boss, money issues, by building a business that will pay you and your family forever. helping others accomplish their goals and dreams. this business teaches you to self improve, i.e read books, become a better overall person. you can win 2-3 all expense paid trips per year to great locations. we teach anyone that wants to win can win here.

    Cons

    for some hard work is a negative

    Recommends
    Positive Outlook
    Approves of CEO
  9.  

    lot of work and no pay

    Current Employee - Anonymous
    Current Employee - Anonymous

    Pros

    People are nice to work with

    Cons

    Charge backs and no pay

    Doesn't Recommend
    Negative Outlook
    Approves of CEO
  10.  

    Cold Calling

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Sales Representative  in  Euclid, OH
    Former Employee - Sales Representative in Euclid, OH

    Pros

    Helps prepare you for the insurance test and pays for certification

    Cons

    Encourages that you keep quiet if you do well on the certification test, the "warm calls" they tell you that you'll be making are to friends and family, cold calls follow that and you get names off of bulletin boards posted on other stores/business, is commission only

    Advice to ManagementAdvice

    Either offer a base pay or set up leads.

    Doesn't Recommend
    Neutral Outlook
  11.  

    Good

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Procurement  in  Duluth, GA
    Current Employee - Procurement in Duluth, GA

    Pros

    Great Benefits, Great People and agents

    Cons

    Mid level management and workload

    Approves of CEO

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