Primerica

www.primerica.com

Primerica Reviews

Updated January 29, 2015
Updated January 29, 2015
299 Reviews
4.0
299 Reviews
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Primerica Co-CEO and Director and Chairman, Primerica Distribution John A. Addison Jr.
John A. Addison Jr.
188 Ratings

Review Highlights

Pros
  • And the ability to own your own business, and unlimited income potential and passive income (in 13 reviews)

  • Yes it is part time for the most part, but that makes the process even better (in 17 reviews)


Cons
  • 100% commission based, there is no salary which means that there is no cap on your income (in 12 reviews)

  • use of your warm market will be based on your reputation (in 11 reviews)

More Highlights

Employee Reviews

Sort: Popular Rating Date
  1.  

    What an incredible opportunity I was given!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Senior Representative in Smyrna, GA
    Current Employee - Senior Representative in Smyrna, GA

    I have been working at Primerica full-time (less than a year)

    Pros

    Pros- There are several.
    - I set my own hours
    - I do not have a cap to my income
    - I get residual income on everything I do
    - I get support from a Regional Vice President
    - The harder I work the more I get paid

    Cons

    Cons- There are a few.
    - Need a background check which was not an issue for me
    - it requires working with and helping people which I'm okay with but that means people skills
    - if you don't work, you won't earn a lot of money until you have residual income

    Advice to ManagementAdvice

    Management should keep moving forward with hiring new applicants, as well as opening new offices. IMO that is what will help new associates like me feel like we have a chance to open our own office.

    Recommends
    Positive Outlook
    Approves of CEO
  2.  

    Thanks for the opportunity

    • Work/Life Balance
    • Senior Management
    • Culture & Values
    Current Employee - Regional Leader
    Current Employee - Regional Leader

    I have been working at Primerica full-time (less than a year)

    Pros

    I'm 71 and have 3 degrees. Needed to supplement my social security income but the only job I could find was selling cars long hours and poor pay. Primerica does not discriminate at all and gives everyone a chance. Great people, great training and what an excellent and needed service helping middle income families. What Primerica does is change peoples lives. .

    Cons

    There is only one catch in Primerica and its a four letter word. WORK. If you are lazy, looking for a handout, not willing to learn something new then Primerica is not for you.

    Advice to ManagementAdvice

    Keep doing what you are doing

    Recommends
    Positive Outlook
    Approves of CEO
  3.  

    I bet you can't do it.....

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Division Leader
    Current Employee - Division Leader

    I have been working at Primerica

    Pros

    Fantastic training and support for helping you start your own business within a business!
    Unlimited market potential for all ages who are grossly underserved in becoming debt free and financially independent!
    Personal development comes with the job naturally, and carries through to all aspects of you life!
    If you never heard of Primerica, that's because we don't advertise, thereby saving our clients millions, I mean when you think about Financial Service companies that do advertise, who pays for the commercial?

    Cons

    Those who become involved, but expect a pay check for doing nothing but showing up to meetings will be disappointed and blame Primerica for their failures, and crash out of the business.
    Going in business for yourself in Primerica, against companies that are structured with a sales force that is on a low pay-scale or setup their office locations on a company draw and have a quota of orders to fill each month create a competition that puts the consumer in the middle, but thank goodness there are people out there that can tell the difference, and are not afraid to ask questions and explore their options...

    Advice to ManagementAdvice

    Keep on keepin' on!
    We do what's right 100% of the time.

    Recommends
    Positive Outlook
    Approves of CEO
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  5.  

    Life changing

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Regional Leader in Houston, TX
    Current Employee - Regional Leader in Houston, TX

    I have been working at Primerica

    Pros

    Opens your eyes to a whole new world. Take control of your own finances and teach others to do the same. Learn to be more positive and optimistic.

    Cons

    You must get out of your comfort zone.

    Recommends
    Positive Outlook
    Approves of CEO
  6.  

    Great company and flexible hours. Hard to do well but it's possible for sure to make a lot of money

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Primerica

    Pros

    Money and flexible hours help

    Cons

    Not truthful about what you really

    Advice to ManagementAdvice

    Help

    Recommends
    Positive Outlook
  7.  

    If you want to work, then you can make money.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - District Leader in Langhorne, PA
    Current Employee - District Leader in Langhorne, PA

    I have been working at Primerica full-time (less than a year)

    Pros

    If you find the good offices, you will get all you need to succeed. People think they don't have to work and the money will come. Unfortunately, there are so many people like that in this world. I work 5-6 days a week, sitting with families and helping them with their insurance needs, investment needs, and debt needs. I've saved people's houses, and set others up for a retirement they never could have dreamed of. BUT YOU HAVE TO WANT TO WORK!!

    Cons

    It's commission based and you have to be motivated. That defines 20% of the population, so I guess a con would be that people who get the opportunity and squander it feel the need to bash the company in anonymous postings online. No health benefits.

    Recommends
    Positive Outlook
    Approves of CEO
  8.  

    The sky is the limit...you are capable of achieving success while helping others achieve peace of mind.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Primerica (more than 3 years)

    Pros

    90 day challenge for new recruits - possibility to make $ immediately! There are products and services you can provide and showcase to individuals/families before becoming officially licensed. Contrary to belief, we do more than insurance and investments. Our keen focus is helping people financially reach their goals, starting with creating a budget with tools that help you maintain one. Training to do our job is available in class, on line, in office...no fail system in place. You are allowed to be coached until you feel comfortable to handle appointments on your own. The rewards never end. This is NOT a pyramid scheme. The only company that you can make more money than your "boss" based off of your own skills and efforts! The teams you become a part of are like family, mentors, disciples of change. I have never met so many successful people, no matter what they're profiting, I'm talking thousands to millions, who vocally put God at the top of the reason for their success. Negativity is not allowed! With Action, there are Rewards! No corporate office drama, no waiting on promotions, no education requirements, just a willingness to be coached and learn.

    Cons

    You work on your own schedule from home, from the office, from your car...your choice. You have the option to build a team or work alone. Creativeness, being open minded is the key. You will build the confidence to come out of your shell. There are endless resources to building sales and recruiting. You can build your business either way.

    Advice to ManagementAdvice

    Keep doing what you're doing. Thank you for the best support system ever!

    Recommends
    Positive Outlook
    Approves of CEO
  9. 1 person found this helpful  

    Pyramid scheme

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Customer in Vaughn, OR
    Current Employee - Customer in Vaughn, OR

    I have been working at Primerica

    Pros

    Potential to make high income

    Cons

    100% commission based
    Recruiting is not easy

    Doesn't Recommend
    Negative Outlook
  10. 1 person found this helpful  

    Good intro to Insurance Industry

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Insurance Agent in Fort Worth, TX
    Former Employee - Insurance Agent in Fort Worth, TX

    I worked at Primerica part-time (more than 5 years)

    Pros

    Training provided for getting licensed and the teachers are experienced agents. RVPs and upper management make themselves available to new agents for mentoring and learning the trade.

    Cons

    Once you are trained and licensed you are expected to build your own client base and make your own way. No leads or anything given to new agents. If you already have people you know are interested in the products you can make out well. It is NOT recommended for folks new to a community with no contacts.

    Advice to ManagementAdvice

    Giving new agents some starting leads would help a lot - especially agents who are new to the area and have no contacts to build from.

    Recommends
    Neutral Outlook
    Approves of CEO
  11. 1 person found this helpful  

    Networking marketing meets life insurance sales

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - District Leader
    Former Employee - District Leader

    I worked at Primerica

    Pros

    Heavy stress on self-development and entrepreneur / residual income as opposed to working / self employed. Decent commission pay. Ability to build a business for less than $99.

    Cons

    Having to target friends and family. Being told to "educate" families, as opposed to sell. Manipulative and questionable recruitment tactics

    Doesn't Recommend
    Positive Outlook
    No opinion of CEO

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