Primerica Reviews

Updated July 31, 2015
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Primerica Co-CEO and Director and Chairman, Primerica Distribution John A. Addison Jr.
John A. Addison Jr.
209 Ratings

Pros
  • Can work part-time without compromising your current career (in 17 reviews)

  • Help people on your own time and get paid well to do it (in 12 reviews)

Cons
  • 100% commission based, there is no salary which means that there is no cap on your income (in 12 reviews)

  • use of your warm market will be based on your reputation (in 11 reviews)

More Pros and Cons

345 Employee Reviews

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  1. Life Changing Opportunity

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Financial Services Representative in Salt Lake City, UT
    Current Employee - Financial Services Representative in Salt Lake City, UT

    I have been working at Primerica full-time (Less than a year)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    All the support you need and great community of people to network with and the opportunities are endless you can very easily get to making $100,000 a year with minimal effort the products sale themselves because they are the solution to 90% of America's problems and it is all on your own time absolutely amazing job!

    Cons

    Studying for the licensing is about the only con I can think of and that really isn't a problem for me or most others

    Advice to Management

    Whatever you have done has seemed to work great so on that note Just keep up the excellent work


  2. Helpful (1)

    Unbelievable Opportunity if You're Willing to Work

    • Work/Life Balance
    • Culture & Values
    • Senior Management
    Current Employee - Financial Services Representative in Mount Pleasant, TX
    Current Employee - Financial Services Representative in Mount Pleasant, TX

    I have been working at Primerica

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    I have to say that I am more impressed with Primerica than I could have imagined when I started working with the company last year. Not having a financial background, I would have never imagined that I could have the opportunity to enter the financial services industry. I love Primerica's "learn as you earn" philosophy and the opportunity they provide to help so many middle income families get out of debt, protect their income and prepare for their future. I have been impressed with the quality of training provided from the start, and Primerica's technological advancements are off the charts in the financial industry. This is truly a company worth investing my life in, and I don't say that lightly. I've worked for many companies and many people, and I've never experienced the fulfillment I get here. I love the concern I see in every level of Primerica for people, and the worthy Crusade we are on. I love that we change people's lives for the better in so many ways. And I love the fact that just like I was offered the opportunity to join Primerica, I can offer that same opportunity to others. Where else in the financial services industry can you do that? And where else in the financial services industry do you really matter that much? Come join us, it's a lot of fun and we're making a huge difference!

    Cons

    I don't consider it so much a con, as an opportunity to grow through adversity, but the early going can be difficult. People don't initially see you as a "finance guy"... or "finance girl" for that matter. They see you as the guy they work with every day, or the girl they've known all their lives who's never expressed to them much interest in financial matters. That passes pretty quickly, though, when you get out the door and start showing them the benefits of compound interest and how to protect their families, as they begin to shed debt and build wealth. I'm not saying this business is easy, but it is definitely worth it! The sky's the limit, unless you limit yourself. You'll get as much out of Primerica as you put into it. You are your own boss and your success depends on you and how badly you want it. Some may consider that a con, but I see it as more opportunity for those of us who are willing to get out there and... in the words of our founder... DO IT!

    Advice to Management

    Keep doing a great job! I'm excited about this company and the path we're on!


  3. BEst

    Former Employee - Anonymous Employee in Springfield, MO
    Former Employee - Anonymous Employee in Springfield, MO

    I worked at Primerica (More than 5 years)

    Pros

    Awesome People, Never feel like you are down on yourself

    Cons

    NONE, keep on building your team


  4. Is this helpful? The community relies on everyone sharing – Add Anonymous Review


  5. AMAZING opportunity

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Regional Leader in Salt Lake City, UT
    Current Employee - Regional Leader in Salt Lake City, UT

    I have been working at Primerica full-time (More than 3 years)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    Doing the right thing for clients. Not ripping them off and deceiving them to try and make a dollar. Being able to sleep soundly at night. Great training. Company pays for licensing and gives you Morning star software ($4,000) a year normally, for $25-$40 a month depending on your contract level. Mentorship and support from home office is better than any company I've ever seen. Ever growing tool belt of products and affiliations to serve EVERY need of our clients.

    Cons

    It's not easy. It's not "Get rich quick". Trying to educate people who judge up front that PRI is a MLM or pyramid scheme that it is technically, administratively, and literally impossible for an insurance/investment company to be an MLM.

    Advice to Management

    Ease up on Social media rules inside the company. We are a person to person relationship based company, but with the information age, most people keep up with all of their friends and acquaintances digitally. By limiting what we can say or do, right down to telling us what type of picture we are allowed to have on our PERSONAL Facebook page is pretty ridiculous and severely limits what we can accomplish. Not to mention, a lot of people just go around the rules and gain business anyway because the rules are stupid, they hold us back, and they don't coincide with FINRA or the SEC regulations. You're choking our business.


  6. Division Leader

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Primerica

    Recommends
    Positive Outlook
    Recommends
    Positive Outlook

    Pros

    Become somebody. They provide an opportunity for normal people. I was 18 when I started. I have grown into a successful business person

    Cons

    None! All you have to do is work. If you are working for someone who lose why not work for yourself.


  7. District Leader

    Current Employee - District Leader in South Euclid, OH
    Current Employee - District Leader in South Euclid, OH

    I have been working at Primerica part-time (More than a year)

    Pros

    Unlimited income potential, create your own hours and income on your own time. Extremely flexible

    Cons

    You are your own worse enemy. the system of this business works, but if you don't work it, you will find trouble. be coachable


  8. Producer

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Primerica

    Pros

    Good comp plan Friendly people Work from home Make your own hours

    Cons

    Lack of training Cold calling Policies take long to be approved

    Advice to Management

    Focus more on training.


  9. Great Start

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Financial Advisor in Maywood, CA
    Former Employee - Financial Advisor in Maywood, CA

    I worked at Primerica (Less than a year)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    Great Mentors, Professional work eviornment opportunity to own your own office

    Cons

    Commission only. Lack of Accountability


  10. Financial Representative

    Current Employee - Financial Representative in Tyrone, GA
    Current Employee - Financial Representative in Tyrone, GA

    I have been working at Primerica (Less than a year)

    Pros

    Competitive salary Make your own schedules

    Cons

    The Reliability of other clients


  11. BEST company hands down!!

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Education
    Current Employee - Education

    I have been working at Primerica part-time (Less than a year)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    The leadership, the proven plan of success and my team

    Cons

    I do not have any cons for company. Bring on atlanta!!!

    Advice to Management

    Keep up the positive movement forward. I am so happy to have primerica in my home, heart and life.



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