Primerica Reviews

Updated August 30, 2015
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3.9
Rating Trends
Recommend to a friend
Approve of CEO
Primerica Co-CEO and Director and Chairman, Primerica Distribution John A. Addison Jr.
John A. Addison Jr.
217 Ratings

Pros
  • Can work part-time without compromising your current career (in 17 reviews)

  • Help people on your own time and get paid well to do it (in 12 reviews)

Cons
  • 100% commission based, there is no salary which means that there is no cap on your income (in 12 reviews)

  • use of your warm market will be based on your reputation (in 11 reviews)

More Pros and Cons

359 Employee Reviews

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  1. Helpful (1)

    Senior Representative

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Senior Representative in Spokane Valley, WA
    Current Employee - Senior Representative in Spokane Valley, WA
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Primerica full-time (More than a year)

    Pros

    They're no. 1 in the United States for 12 years - trophies to prove it - and no. 1 in Canada for 15 years. Always on the edge, they're perfecting their approach every single day.

    Cons

    Truth be told, I don't have one.

    Advice to Management

    Keep up the good work!


  2. Investor Advisor Representative

    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Primerica full-time

    Pros

    This is not a job, but an opportunity to be your own boss. It is a contractual position with an Independent Business cost of $99.00 to become properly licensed in Securities and life Insurance. This would total around $1,000.00 for an individual to obtain this by himself - which consists of classes, state appointment, text books &/or manuals, exam fees, background check, etc. Once these licenses are obtained, they are the individuals', not the company, and can be taken with them if they choose. Representatives are paid per transaction and not for recruiting. Compensation is paid out by commissions, overrides and bonuses. There are also all expense paid trips for winners of company contests. • More than 4.3 million lives insured through our life companies. • More than 2 million client investment accounts. • More than $675 billion of life insurance placed in force through us. • An average of $2.8 million in benefit claims paid every day. • Investment clients have approximately $40 billion in asset values in their PFSI investment accounts. Primerica is an accredited member of the Better Business Bureau (BBB). The BBB system is dedicated to fostering trust between businesses and consumers in both the traditional and online marketplace. The first BBB was founded in 1912. Today, the BBB system is comprised of 130 local Better Business Bureaus (BBBs) across the U.S. and Canada, and serves millions of consumers, nearly 400,000 small and medium business members, and several hundred national and multi-national corporations based in North America. Primerica Life’s, National Benefit Life’s and Primerica Life Insurance Co. of Canada’s financial strength is rated A+ (Superior) by A.M. Best, the oldest and most prominent rating agency in the industry Just recently, Forbes announced that Primerica is one of the most trusted financial companies in America (Tied for 1st place with 5 other companies)

    Cons

    I believe Primerica needs to be involved in more community activities and sponsorships.

    Advice to Management

    see above


  3. Helpful (2)

    Amazing opportunity!

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Financial Advisor in Jacksonville, FL
    Current Employee - Financial Advisor in Jacksonville, FL
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Primerica full-time (More than a year)

    Pros

    It's an educational approach to a complex and sensitive subject. Great support from home office and knowledgeable teammates. You work your own schedule and control your own promotions. Help as many people as you want! The possibilities are endless!

    Cons

    This opportunity is not for the weak, unmotivated person who looks for things to be handed to this. You are dealing with people so if you don't like people then that would be your con. If you do not believe in hard work, that is another con for you. Otherwise, all hard work (productive work) is recognized and rewarded.

    Advice to Management

    Continue to keep pushing up people as Art Williams charged us to do!


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  5. Helpful (1)

    sales

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee in Salt Lake City, UT
    Former Employee - Anonymous Employee in Salt Lake City, UT
    Recommends
    Positive Outlook

    I worked at Primerica full-time (More than a year)

    Pros

    Didn't micro manage and was able to make decisions on your own

    Cons

    Lack of inventory in certain areas


  6. Excellent Company, Not my fit

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Financial Advisor in Dallas, TX
    Current Employee - Financial Advisor in Dallas, TX
    Doesn't Recommend
    Negative Outlook
    Approves of CEO

    I have been working at Primerica full-time (Less than a year)

    Pros

    Flexible hours, unlimited upside potential, anyone can get as far as they can go, excellent training through company website, company pays license fees.

    Cons

    Commission only, commission rates determined by artificial numerical "recruiting" benchmarks and not by client satisfaction, focuses too much on life insurance and not enough on the rest of the clients' financial picture, only allows for Series 6 and not Series 7, find your own clients through your own internal network and networking, must divulge your network to your upline.


  7. agent

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Representative in Addison, IL
    Current Employee - Sales Representative in Addison, IL
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I have been working at Primerica (More than a year)

    Pros

    company has good oppurtunites and good values

    Cons

    very bad pay and very unflexible hours commision only is bad

    Advice to Management

    better pay


  8. okay company

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Senior Licensing Liaison in Arcadia, CA
    Current Employee - Senior Licensing Liaison in Arcadia, CA

    I have been working at Primerica full-time (More than 10 years)

    Pros

    low stress and good vacation

    Cons

    low pay and little advancement opportunities. Management needs to be more organized


  9. Salary

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee in Duluth, GA
    Former Employee - Anonymous Employee in Duluth, GA
    Recommends
    Positive Outlook
    No opinion of CEO

    Pros

    It's a self starting job

    Cons

    Temps are expected to come in and just work you are not able to have privelages as a permanent employee basically no talking

    Advice to Management

    Na


  10. Helpful (2)

    Life Changing Opportunity

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Financial Services Representative in Salt Lake City, UT
    Current Employee - Financial Services Representative in Salt Lake City, UT
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Primerica full-time (Less than a year)

    Pros

    All the support you need and great community of people to network with and the opportunities are endless you can very easily get to making $100,000 a year with minimal effort the products sale themselves because they are the solution to 90% of America's problems and it is all on your own time absolutely amazing job!

    Cons

    Studying for the licensing is about the only con I can think of and that really isn't a problem for me or most others

    Advice to Management

    Whatever you have done has seemed to work great so on that note Just keep up the excellent work


  11. Producer

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    Pros

    Good comp plan Friendly people Work from home Make your own hours

    Cons

    Lack of training Cold calling Policies take long to be approved

    Advice to Management

    Focus more on training.



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