Primerica Reviews

Updated September 9, 2014
Updated September 9, 2014
239 Reviews
4.1
239 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
Primerica Co-CEO and Director and Chairman, Primerica Distribution John A. Addison Jr.
John A. Addison Jr.
152 Ratings

Review Highlights

Pros
  • personal development, sales skills, product training, professionalism, unlimited income potential, (in 12 reviews)

  • Yes it is part time for the most part, but that makes the process even better (in 12 reviews)


Cons
  • The target market is your net working, and the sales rep is solely commission based position (in 9 reviews)

  • use of your warm market will be based on your reputation (in 9 reviews)

More Highlights

Employee Reviews

Sort: Popular Rating Date
  1. 1 person found this helpful  

    You get out of it exactly what you put into it.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Representative  in  Indianapolis, IN
    Current Employee - Representative in Indianapolis, IN

    I have been working at Primerica as a contractor for less than a year

    Pros

    Being your own boss, only company in the industry that will let you work and earn money part time on you schedule while studying for licensing exams, excellent company support and training, training and developing your own team

    Cons

    Commission only, no company benefits as you are an independent contractor, tax considerations for the self employed

    Advice to ManagementAdvice

    Opp or Business Overviews are great for some, however, consider more training on one on one interviewing techniques for new reps who have professionals to recruit. Many professionals consider the Business Overview as a cattle call. RVPs are often to busy for one on one interviewing.

    Recommends
    Positive Outlook
    Approves of CEO
  2. 1 person found this helpful  

    review

    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Primerica

    Pros

    all commission hard target market

    Cons

    all commission hard target market

  3.  

    Business owner responsible for advising sales marketing and customer service.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous
    Current Employee - Anonymous

    I have been working at Primerica part-time for more than a year

    Pros

    You control your own destiny be your own paycheck. Freedom of ownership

    Cons

    Must be self motivated and self managing to succeed with minimal outside help.

    Advice to ManagementAdvice

    Keep improving the products we offer

    Recommends
    Positive Outlook
    Approves of CEO
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  5.  

    The best company to represent

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Agent  in  Miami, FL
    Current Employee - Agent in Miami, FL

    I have been working at Primerica full-time for more than 3 years

    Pros

    Independency. Excellent training and agent's support

    Cons

    Great leadership...... Opportunity to learn about finance

    Recommends
    Positive Outlook
  6.  

    The product is good...

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Insurance Agent  in  Greenbelt, MD
    Former Employee - Insurance Agent in Greenbelt, MD

    I worked at Primerica part-time for less than a year

    Pros

    It's a good concept for those with constant income and discipline. Access the training but don't go into debt to do it.

    Cons

    The strength of the training is determined by the leadership. If your leadership is on a sliding scale down from their top, you might have some issues.

    Advice to ManagementAdvice

    Try to go beyond the hype the managers give you. The results are not the fault of the recruits.

    Doesn't Recommend
    No opinion of CEO
  7.  

    Prospect, recruit, prospect, recruit

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - District Leader  in  Tamarac, FL
    Former Employee - District Leader in Tamarac, FL

    I worked at Primerica as a contractor for more than a year

    Pros

    Pay for your licenses
    Great for leadership development

    Cons

    Produce your own leads
    You may have to deal with ignorant people who give Primerica a bad name

    Advice to ManagementAdvice

    Being realistic with warming potential in early career

    Recommends
    Neutral Outlook
    No opinion of CEO
  8. 2 people found this helpful  

    Recruit or be forgotten.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - District Leader  in  Chicago, IL
    Former Employee - District Leader in Chicago, IL

    I worked at Primerica part-time for more than a year

    Pros

    You can make your own hours based on client schedules. This usually means go to their house during dinner time or on the weekends. The knowledge you gain is very beneficial for your own life. It changed my personal financial situation forever. Great incentives if you recruit AND sell.
    If you follow the path they give you it should work well for you.

    Cons

    The company name is associated with "pyramid". It's not a pyramid scheme but people think it is and will shy away from business with you if you don't approach them the right way. I found the recruiting emphasis was a bit much. I met plenty of recruiting machines that had almost no idea how investing worked. They would get the new recruit life licensed, burn through their warm market, and move on to the next recruit.

    Advice to ManagementAdvice

    Give better incentives to top producers. Don't make everything about recruiting. There seems to be no room for a good salesman who doesn't want to recruit.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
  9.  

    lot of work and no pay

    Current Employee - Anonymous
    Current Employee - Anonymous

    I have been working at Primerica

    Pros

    People are nice to work with

    Cons

    Charge backs and no pay

    Doesn't Recommend
    Negative Outlook
    Approves of CEO
  10. 1 person found this helpful  

    Best opportunity to leave a legacy to your children

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - District Leader
    Current Employee - District Leader

    I have been working at Primerica part-time for more than a year

    Pros

    Flexible hours
    You're your own boss
    Make as much or little money as you'd like
    So much growth potential
    Financial education at its best
    The greatest company with the greatest mission I have ever seen
    Ownership that stays in your family forever

    Cons

    This is not a job. You must be disciplined and motivated. Everybody won't believe how great it is.

    Recommends
    Positive Outlook
    Approves of CEO
  11. 1 person found this helpful  

    Paid What You're Really Worth!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Senior Representative
    Current Employee - Senior Representative

    I have been working at Primerica part-time

    Pros

    Make your own schedule, commission pay allows you to be properly compensated for your effort, great doorway into the financial industry, easy way to get your investment license, you own your book of business, plenty of people to go to for advice, easy to be promoted to a higher position (I was promoted within the first month), no quotas to be met.

    Cons

    No "guaranteed" income (all commission-based). Not really a con if you have a strong work ethic. It is not hard to make money in this company.

    Advice to ManagementAdvice

    Excellent business model, keep doing what you're doing.

    Recommends
    Positive Outlook
    Approves of CEO

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