Primerica

www.primerica.com
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Primerica Reviews

Updated February 25, 2015
Updated February 25, 2015
310 Reviews
4.0
310 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
Primerica Co-CEO and Director and Chairman, Primerica Distribution John A. Addison Jr.
John A. Addison Jr.
195 Ratings

Review Highlights

Pros
  • And the ability to own your own business, and unlimited income potential and passive income (in 13 reviews)

  • Yes it is part time for the most part, but that makes the process even better (in 17 reviews)


Cons
  • 100% commission based, there is no salary which means that there is no cap on your income (in 12 reviews)

  • use of your warm market will be based on your reputation (in 11 reviews)

More Highlights

Employee Reviews

Sort: Popular Rating Date
  1.  

    Primerica isn't for me.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Sales in Tampa, FL
    Former Employee - Sales in Tampa, FL

    I worked at Primerica

    Pros

    You can make Uncapped Commissions.

    Cons

    Very hard to sell bad products.

    Advice to ManagementAdvice

    Get better products. Pay a base salary, and don't just prey on the weak.

    Doesn't Recommend
    Positive Outlook
    Disapproves of CEO
  2.  

    AMAZING company!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Representative in Albuquerque, NM
    Former Employee - Representative in Albuquerque, NM

    I worked at Primerica

    Pros

    You get to help families get on the right track and set your own schedule. The leaders believe in putting God first, family second, and work third. Love this company!

    Cons

    It's not for everyone, you have to be motivated.

    Recommends
    Positive Outlook
    Approves of CEO
  3.  

    I worked here for a few months as part of a summer internship

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Primerica

    Pros

    I was given the opportunity to get licensed for nj life producers and series 6.

    Cons

    I would not recommend any recent college graduates or any students to get involved in this company. They will take advantage in the nativity.

    Doesn't Recommend
    Negative Outlook
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  5.  

    AMAZING if you have nothing else going on

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Primerica

    Pros

    Teaches you an AMAZING amount of self entrepreneurship

    Cons

    It's all based on commission so be ready to support yourself
    Being RVP requires you to forsake all other future income sources

    Positive Outlook
    Approves of CEO
  6.  

    Best thing I ever did was join Primerica

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - National Sales Director
    Current Employee - National Sales Director

    I have been working at Primerica full-time (more than 10 years)

    Pros

    1. I can sleep at night. I feel fantastic about what I have been able to do for people. I have delivered over $20,000,000.00 in death claims to friends and family during their time of deepest sorrow and distress. I've helped people retire, I have helped people become debt free. I have created 100s of jobs.
    2. I can make pretty good money. For 34 years I've earned between $100,000 and 250,000 a year.
    3. I'm FREE. I have no boss, can set my own hours and call my own shots and have the company pay for fabulous trips to the exotic and desirable places in the world.

    Cons

    It isn't the company's fault but there is negative press on the internet that portrays the company incorrectly. It is frustrating when clients will believe the negative stuff and you know that they will be the ones that are hurt by it.

    Advice to ManagementAdvice

    Stay the course!

    Recommends
    Positive Outlook
    Approves of CEO
  7.  

    It's not really a job, but more of a contracting gig.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Intern - Insurance Agent
    Current Intern - Insurance Agent

    I have been working at Primerica as an intern (less than a year)

    Pros

    Pick your hours, friendly enough coworkers. (Although you feel like they're going to back stab you any second).

    Cons

    No Salary, you basically get paid on a client basis, which in this economy is not very well.

  8.  

    Primerica opportunity

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Financial Services Representative in Tampa, FL
    Current Employee - Financial Services Representative in Tampa, FL

    I have been working at Primerica part-time (less than a year)

    Pros

    Unlimited income potential. Paid licensing. Solid products.

    Cons

    Not For unmotivated people.

    Advice to ManagementAdvice

    Continue to work on image online as to not ward off people who only use google as source of info.

    Recommends
    Positive Outlook
    Approves of CEO
  9.  

    Independent Contractor / Registered Representative

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Contractor - Registered Representative in Miami, FL
    Current Contractor - Registered Representative in Miami, FL

    I have been working at Primerica as a contractor (more than a year)

    Pros

    Great money earning potential. Manage your own time. You're in business for yourself, not by yourself. Lots of support and a largely untapped market.

    Cons

    Because Representatives earn through recruits as well as products, recruiting is emphasized. Thus, creating an external view of the company that is of a pyramidal structure in nature or "hierarchy" as it's called. Unfortunately, from the outset the company does have a "pyramid scheme" reputation. However, if you have a strong sales backbone, you won't let that get in the way of your success. Also, like in any investment business where you manage your own decisions, when you're starting out; you must tap into your personal contacts in order to create a book of business and stay in what is called a "warm market."

    Advice to ManagementAdvice

    Devote time to providing a serious, structured training program and/or seminars for licensed Representatives on Life Insurance, Mutual Funds and other products. There is no guideline or detailed paths to follow for orientation. As a result, many newcomers feel disoriented, despite the big dreams that are promoted by other Reps. with their projected presentations.

    Recommends
    Positive Outlook
  10.  

    great opportunity

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Regional Leader in Columbia, SC
    Former Employee - Regional Leader in Columbia, SC

    I worked at Primerica

    Pros

    If you think you may enjoy working in financial services, this company offers you the chance to start part-time

    Cons

    Make sure you join an active office (weekly rep meetings/training) with admin. support. You don't want to learn this business alone.

    Recommends
    Neutral Outlook
    Approves of CEO
  11.  

    Working in this company with a noble mission is so great and satisfying.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Regional Sales Leader in Rego Park, NY
    Current Employee - Regional Sales Leader in Rego Park, NY

    I have been working at Primerica part-time (more than a year)

    Pros

    Its like a family within a family where you help people to be financially independent.

    Cons

    Its always a challenging day every day, meeting different kind o people.

    Advice to ManagementAdvice

    A comprehensive training on product knowledge should be a must specially for the new trainees.

    Recommends
    Positive Outlook
    Approves of CEO

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