Primerica

www.primerica.com

Primerica Reviews

Updated January 29, 2015
Updated January 29, 2015
297 Reviews
4.0
297 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
Primerica Co-CEO and Director and Chairman, Primerica Distribution John A. Addison Jr.
John A. Addison Jr.
187 Ratings

Review Highlights

Pros
  • And the ability to own your own business, and unlimited income potential and passive income (in 13 reviews)

  • Yes it is part time for the most part, but that makes the process even better (in 17 reviews)


Cons
  • 100% commission based, there is no salary which means that there is no cap on your income (in 12 reviews)

  • use of your warm market will be based on your reputation (in 11 reviews)

More Highlights

Employee Reviews

Sort: Popular Rating Date
  1. 3 people found this helpful  

    Deceiving

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Primerica part-time

    Pros

    Ability to control how much income you make

    Cons

    The team was not honest about the work from the beginning.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
  2. 3 people found this helpful  

    An incredible opportunity

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Regional Manager
    Current Employee - Regional Manager

    I have been working at Primerica full-time (more than a year)

    Pros

    Set your own hours
    Work as much or as little as you want
    District Leaders earn anywhere from $300-$500 on the avg. life insurance transaction (about 3-5 hrs per client)
    Experienced coaches and mentors that are always willing to support you
    You are in control of your own promotions - meet certain expectations and your promotion is automatic
    Make residual income - work from last year that pays you this year
    Company pays for your licensing
    Can work part-time without compromising your current career
    Paid company trips to 5 star resorts for high performers
    Training is outstanding
    Build a company within a company

    Cons

    If working hard for success is a "con"...

    You have to be mentally tough
    You have to be able to handle rejection
    You have to be willing to self-improve
    You must be coachable
    Integrity is a must
    Credibility is a must
    You need to finish licensing to start making income from life insurance and mutual funds (legal requirement)

    Advice to ManagementAdvice

    Keep up the great work! The support from the home office is unmatched!

    Recommends
    Positive Outlook
    Approves of CEO
  3. 1 person found this helpful  

    Awesome/rewarding career

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Supervisor in Duluth, GA
    Current Employee - Supervisor in Duluth, GA

    I have been working at Primerica full-time (more than 5 years)

    Pros

    Only corporate job I have had that actually feels like everyone is a family. The company takes care of us and treats us like valuable employees and not just a number. No wonder they're so many people who have been working here for so long. Would recommend to anyone looking to have a meaningful career and not just be another number to a company's bottom line.

    Cons

    Really hard to get a job at this company. Turnover is very low and you almost need to know someone who knows someone.

    Advice to ManagementAdvice

    Keep on keeping on

    Recommends
    Positive Outlook
    Approves of CEO
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  5. 1 person found this helpful  

    Fantastic Company

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Division Leader in Lady Lake, FL
    Current Employee - Division Leader in Lady Lake, FL

    I have been working at Primerica full-time (more than a year)

    Pros

    1. Unlimited promotion
    2. Huge leadership training
    3. Great people investing in you

    Cons

    1. Me - I need to work harder and smarter

    Advice to ManagementAdvice

    More developed training program.

    Recommends
    Positive Outlook
    Approves of CEO
  6. 1 person found this helpful  

    They strive hard to meet customer needs financial with integrity.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Representative in Springfield, OH
    Current Employee - Representative in Springfield, OH

    I have been working at Primerica part-time (more than a year)

    Pros

    To provide financial obligations for your customers.

    Cons

    Starting your business is a great opportunity but hard with little income.

    Recommends
    Neutral Outlook
    Approves of CEO
  7. 2 people found this helpful  

    Too Much Hype and False Hope

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Division
    Former Employee - Division

    I worked at Primerica part-time (more than a year)

    Pros

    Families need life insurance and level term is the way to go. The company provides good products but making a living is nearly impossible.

    Cons

    They will hire anyone, the focus is recruit recruit recruit. It's really a churn and burn, hire someone, burn through their warm market to write business, then move on. The failure rate is extremely high but they won't tell you that. If it's not working for you or you're not all in they will make you feel like a loser. The people that succeed are masters at mind games and dealers of false hope. I've seen people get excited and quit their jobs, only to be screwed a few months later. If you don't make it you will be singled out as lazy or wanting something for nothing, very cultish with heavy koolaid flowing. I would NOT recommend trying Primerica unless you DON'T need to earn money. I watched the 'top producers' carefully, they really worked hard and did not make that much. There are some big earners but they're few and far.

    Advice to ManagementAdvice

    Too much emphasis on recruiting. How does an office 'hire' 200 people in a year and properly train them?

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
  8. 1 person found this helpful  

    Magnolia, TX Rep Took My $99.00 And Never I Never Heard From Him Again

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Financial Advisor in Magnolia, TX
    Current Employee - Financial Advisor in Magnolia, TX

    I have been working at Primerica full-time (less than a year)

    Pros

    I wish I knew any Pros. I never received anything! Not even applications to write business!
    Home office was helpful in finding his boss and helping me to resign from the company.

    Cons

    The guy who hired me, took my money and never called me again.
    $99.00 fee to join company and a monthly payment of $25.00 to use company website.
    There may have been more, but I wasn't ever contacted for training.

    Advice to ManagementAdvice

    Before unleashing a obviously new agent to open an office. Do some follow-up with his new hires to see how it's going.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
  9. 6 people found this helpful  

    Total Scam - Avoid this company, they will ruin your life

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Primerica part-time (less than a year)

    Pros

    There are no pros, they are total scammers. They are the most dishenest people on earth, avoid them

    Cons

    Dishonest, ripoff scamming low-lifes. Fake religious phonies and cultlike activities. Similar to Jehova's Witnesses or some other cult.

    Advice to ManagementAdvice

    Get an honest job and quit scamming people

    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO
  10. 2 people found this helpful  

    Paid Training, Big Cnvention

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Financial Services Representative in Chicago, IL
    Former Employee - Financial Services Representative in Chicago, IL

    I worked at Primerica as an intern (less than a year)

    Pros

    - nice people
    - offices spread everywhere
    - free convention
    - you can be successful if you are outgoing
    - you and you group will get free vacation when you reach the top goal revenue

    Cons

    - no personal growth
    - you need to put a lot of effort to persuade people
    - office locations are far
    - little to growth

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
  11. 2 people found this helpful  

    Great Services but hard to earn a living

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Independent Financial Services Advisor in Omaha, NE
    Former Employee - Independent Financial Services Advisor in Omaha, NE

    I worked at Primerica part-time (less than a year)

    Pros

    You learn a lot about budgeting, getting yourself out of debt, life insurance, and investing. Overall, I am very happy that I found this company because it helped me and my family realize that we need to plan for the future and it taught us how to meet our financial goals. I would recommend this company to anyone who needs help with their financial situation and/or goals.

    Cons

    It is very hard to make a living since the pay is only commission based. I did not make a lot of money at all. To me, with the amount of work put in the pay (or lack there of) is just not worth it. I would not recommend this job/company to anyone who is trying to earn a living.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

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