Primerica

  www.primerica.com
  www.primerica.com

Primerica Reviews

Updated November 24, 2014
Updated November 24, 2014
277 Reviews
4.0
277 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
Primerica Co-CEO and Director and Chairman, Primerica Distribution John A. Addison Jr.
John A. Addison Jr.
174 Ratings

Review Highlights

Pros
  • And the ability to own your own business, and unlimited income potential and passive income (in 13 reviews)

  • Yes it is part time for the most part, but that makes the process even better (in 17 reviews)


Cons
  • 100% commission based, there is no salary which means that there is no cap on your income (in 12 reviews)

  • use of your warm market will be based on your reputation (in 11 reviews)

More Highlights

Employee Reviews

Sort: Popular Rating Date
  1. 2 people found this helpful  

    You get what you put into it

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Representative Agent in Orlando, FL
    Current Employee - Representative Agent in Orlando, FL

    I have been working at Primerica part-time (less than an year)

    Pros

    - Training here is entirely provided by the company.
    - Weekly meetings to motivate all agents and set goals for the month are fun and exciting!
    - Opportunity to change people's lives via freeing up
    - Work at your own pace.

    Cons

    - Easy to get discouraged when potential clients and recruits deny your efforts to help them.
    - No established salary. Paid only by commission.
    - Licensing courses, while not difficult, are very time consuming and tedious in nature.

    Advice to ManagementAdvice

    - Keep more in contact with your agents. Hearing your voice can keep them focused to sell.

    Recommends
    Positive Outlook
    Approves of CEO
  2.  

    The best company to represent

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Agent in Miami, FL
    Current Employee - Agent in Miami, FL

    I have been working at Primerica full-time (more than 3 years)

    Pros

    Independency. Excellent training and agent's support

    Cons

    Great leadership...... Opportunity to learn about finance

    Recommends
    Positive Outlook
  3. 5 people found this helpful  

    Recruit or be forgotten.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - District Leader in Chicago, IL
    Former Employee - District Leader in Chicago, IL

    I worked at Primerica part-time (more than an year)

    Pros

    You can make your own hours based on client schedules. This usually means go to their house during dinner time or on the weekends. The knowledge you gain is very beneficial for your own life. It changed my personal financial situation forever. Great incentives if you recruit AND sell.
    If you follow the path they give you it should work well for you.

    Cons

    The company name is associated with "pyramid". It's not a pyramid scheme but people think it is and will shy away from business with you if you don't approach them the right way. I found the recruiting emphasis was a bit much. I met plenty of recruiting machines that had almost no idea how investing worked. They would get the new recruit life licensed, burn through their warm market, and move on to the next recruit.

    Advice to ManagementAdvice

    Give better incentives to top producers. Don't make everything about recruiting. There seems to be no room for a good salesman who doesn't want to recruit.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
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  5.  

    Mom with 8 kids--THIS BUSINESS WORKS for people who work!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Regional Vice President in Cedar City, UT
    Current Employee - Regional Vice President in Cedar City, UT

    I have been working at Primerica full-time (more than 5 years)

    Pros

    Ability to start part-time; no quotas; no cap on income. . . the company pays for your licensing, training and E & O insurance costs. Ability to expand and grow a business with residual income that can be passed on for generations. The licensing and on-going training alone will teach you more about personal finance than any college regimen--for FREE. The leadership in the company is phenomenal! Humble, self-less and truly invested in helping everyone win!

    Cons

    Need to elevate your thinking! Gotta grow yourself and your people skills. . . not real cons if you think about it. :)

    Advice to ManagementAdvice

    Thank you for your integrity! Thank you for this amazing opportunity and fighting for our ability to separate from Citi and become an independent, publicly-traded stand-out!

    Recommends
    Positive Outlook
    Approves of CEO
  6.  

    Not worth the training

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Life Insurance Broker in New York, NY
    Current Employee - Life Insurance Broker in New York, NY

    I have been working at Primerica part-time (less than an year)

    Pros

    It offered flexibility for people like me;at the time I was a student so when I heard about it I quickly ran for the opportunity it is also not a very hard course and not too pricey

    Cons

    Not worth the money, it's all about who is on top, was basically impossible for me to move up I would not recommend

    Advice to ManagementAdvice

    Stop giving false hope

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
  7.  

    Life changing.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - District Leader in San Juan, PR
    Current Employee - District Leader in San Juan, PR

    I have been working at Primerica full-time (less than an year)

    Pros

    Primerica is the only place where being HUMBLE is a requirement for success. You get positive incentives so you work hard and succeed. When you're an employee you work so you do not get fired.

    Cons

    You need excellent leadership to succeed in Primerica. You must be a very good learner and must either have or develop leadership skills. You must not get distracted with other things. Always ask yourself, "would I do this if I was an employee for a company?" For example, would I wake up at 11am on weekdays if I was an employee? Of course not, then don't do it here! You're your own boss! Your working to make YOUR dreams come true, not anybody else's. Which means you should demand even more of yourself than your boss ever would!

    Recommends
    Positive Outlook
    Approves of CEO
  8. 3 people found this helpful  

    Follow the money trail Map out the money trail first, meaning how much money do you want to make to start off; say 50K

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Primerica part-time (more than an year)

    Pros

    Anyone who possess the skills to be somewhat successful in this business will make more money on their own.

    Cons

    Now map out what you need to do to sustain that year after year. Don't buy into the leaving your family a legacy or being your own boss and setting your own schedules or your helping people crap. Its all a ploy to get your immediate market locked in and when that is dried up you have to cold call or network while others make money of of your sweat.

    Advice to ManagementAdvice

    quit lying...

    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO
  9. 5 people found this helpful  

    Total SCAM!!!! DO NOT work for this company. They lie to pull you in and are dishonest. They prey on the weak.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Primerica full-time

    Pros

    There are no Pros I can honestly say.

    Cons

    These are SCAM artists who are dishonest. They tell you how much you are going to make a million times then they don't follow up. Total B.S. company.

    Advice to ManagementAdvice

    Stop preying on the weak!

    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO
  10.  

    lot of work and no pay

    Current Employee - Anonymous
    Current Employee - Anonymous

    I have been working at Primerica

    Pros

    People are nice to work with

    Cons

    Charge backs and no pay

    Doesn't Recommend
    Negative Outlook
    Approves of CEO
  11. 1 person found this helpful  

    10 years

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - RVP in Raleigh, NC
    Current Employee - RVP in Raleigh, NC

    I have been working at Primerica full-time (more than 10 years)

    Pros

    you have the ability to make what ever you feel you are worth. you can build total freedom from a boss, money issues, by building a business that will pay you and your family forever. helping others accomplish their goals and dreams. this business teaches you to self improve, i.e read books, become a better overall person. you can win 2-3 all expense paid trips per year to great locations. we teach anyone that wants to win can win here.

    Cons

    for some hard work is a negative

    Recommends
    Positive Outlook
    Approves of CEO

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