Smart Choice Payments

  www.smartchoicepayments.com
  www.smartchoicepayments.com

Smart Choice Payments Reviews

Updated October 31, 2014
Updated October 31, 2014
3 Reviews
1.7
3 Reviews

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  1. 3 people found this helpful  

    If you like working for free this is it.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Sales Account Executive in Austin, TX
    Current Employee - Sales Account Executive in Austin, TX

    I have been working at Smart Choice Payments full-time (more than an year)

    Pros

    Learning the ins and outs of the merchant services industry. Great supervisor ,Great connections in the small business community. Leads set prior to appointment.

    Cons

    Leads set business told by the marketing department rep was just showing up to drop off info. Wasting money on gas , being docked on pay for rates, upset business owners, Lazy Business owners

    Advice to ManagementAdvice

    Be straight forward with the reps you have. Offer a flat commission , Don't dock pay for assisting the customer!. If you think you deserve a slice of the pie; Get off your lazy @@ and get it done. Nobody is going to pay you for their hard work.

    Doesn't Recommend
    Neutral Outlook
  2. 1 person found this helpful  

    Chaos at all levels.....mixed with deception and incompetence!

    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Sales Representative in Austin, TX
    Former Employee - Sales Representative in Austin, TX

    I worked at Smart Choice Payments full-time (less than an year)

    Pros

    Wow, this is a tough one. Working from home I guess and not having to be in the same room as these people.

    Cons

    I'd need several pages on this category. If you are an established sales professional, my advice would to not be suckered in by the allure of all this "big money" you will be promised unless you have no soul or caring for the environment of your work. They'll get you all starry-eyed about all the hundreds of thousands of dollars you'll be making, but it's a sales pitch in of itself keep in mind. There are lots of ways to make crazy money that have at least a tiny bit of intrinsic satisfaction. Cooking meth might even be preferable to this method of earning a living (lol). The marketing department is a disaster in terms of providing leads that have even a shred of legitimacy. The only thing needed in terms of qualifying leads to expect you to drive to a merchant and pitch is a pulse. Most will berate you and tell you that they specifically told them NOT to send someone....yet there you are. So in order to make any headway with this you have to immediately move away from the very company that's supposed to be helping you and go door to door like a Kirby vacuum cleaner salesman and peddle this product that merchants are bombarded with 10 calls about per week from the literally dozens of providers of this service. The whole industry is over-saturated and filled with far worse reputations than a snake oil salesman or a used car peddler. If you manage to eek out some sales you will go blind on paperwork and usually have to re-do this with your merchant b/c your "training" really just gives you just enough info to be dangerous and make a fool of yourself. There tends to be a total lack of transparency with when you will be paid and what amount. I was actually bold face lied to about both of those factors and worked for a month without one penny of payment yet in my account. My sales managers and "superiors" were all nice, friendly people who seemed well intentioned. However, ultimately they are numbers oriented sales people without much if any caring about other human beings. They give you sales patter and the usual razzle dazzle excuses about everything without much straight talk or action. They invest literally nothing in your or your development. All they care about are other soul-less people who simply write contracts. Unfortunately, if you are an ultra-hard-sell kind of person willing to block the doorway and put someone in a headlock....you aren't going to do well with this stuff....certainly at least not with this particular company.

    Advice to ManagementAdvice

    I thought everyone I ever dealt with or spoke to there was a nice person at first blush. However, consider actually shooting people straight and for God's sake don't misrepresent when and how much someone will be paid. That's the kiss of death for any businesses. Don't mess with people's money. Learn how to YOUR job effectively, as the reps already are flying blind out there b/c of lack of training and all myriad chaos internally at the company. Another thought is to quit bullshitting everyone with sales patter and invest something in the people doing this work for you. Give them tools to actually succeed and maybe you'll keep quality, relationship oriented salespeople instead of focusing on soul-less, blowhard snake oil salespeople who ultimately continue to contribute to the horrible reputation of the industry.

    Doesn't Recommend
    Negative Outlook
  3. 1 person found this helpful  

    Paying Them to work

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Account Executive in Austin, TX
    Current Employee - Account Executive in Austin, TX

    I have been working at Smart Choice Payments full-time (more than an year)

    Pros

    Meeting business owners, Good Networking.

    Cons

    Closing Deals and making Peanuts due to constant issues with closing!

    Advice to ManagementAdvice

    Figure out you need good reps.

    Doesn't Recommend
    Neutral Outlook

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