Terenine Reviews

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Dave Carney
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  1. Sketchy

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Senior in Chattanooga, TN
    Former Employee - Senior in Chattanooga, TN

    I worked at Terenine full-time (More than 3 years)

    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    Pros

    exposure to lots of technology.

    Cons

    deceptive about intentions, clients, and revenue.

    Advice to Management

    Find another line of work

  2. "Christian" company, evil to the core

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Terenine

    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    Pros

    Some of the workers are pretty good. They talk like nice people, but every thing they do, every policy they have, is evil

    Cons

    Lots of evil. Seriously, did nobody notice that the moneychangers were the only peopl in the bible that Jesus actually got violent with? Every business practice I have seen is sleazy, right down to not allowing customers to print loan agreements, because "We don't want them to have a copy". Random drug testing. Lots of lip service to "we take care of our people", with no substance behind it. One manager got rid of a bunch of people because he "had to show that he was doing somthing".

    Advice to Management

    Stop being evil. Practice what you preach. If you are going to be evil, please stop pretending that you are nice; it really doesn't play well

  3. A Waste of Good Talent

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Terenine full-time

    Doesn't Recommend
    Negative Outlook
    Doesn't Recommend
    Negative Outlook

    Pros

    Chattanooga is a very scenic and wonderful city
    The people were good to work with and the environment was casual
    Vast Majority of days I went home on time
    Good Equipment, and at least attempted to stay up to date.

    Cons

    Don't expect to advance very far unless you are a fundamentalist Christian who believes the world was formed in seven days.
    Management seemed to turnover with great frequency, and never could quite settle on a coherent strategy.
    Little accountability and desire to do great things with their applications.
    Too tied to an old and precarious business model, and unwilling to move beyond it.
    Just too much turnover, particularly for people with technological expertise, to do anything effectively.

    Advice to Management

    Cool it with the right wing theocratic dominionist nonsense, and develop a strong and coherent management strategy, and stick with it for at least a year or so.

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  5. Helpful (2)

    Think long and hard before you work here - rebranding to Cloud-swell.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee in Chattanooga, TN
    Former Employee - Anonymous Employee in Chattanooga, TN

    I worked at Terenine full-time (Less than a year)

    Doesn't Recommend
    Negative Outlook
    Doesn't Recommend
    Negative Outlook

    Pros

    Chattanooga is a great town. The pay was OK since they are forced to bring in out of towners who don't know better yet.

    Cons

    Strangest place I have ever worked. A culture built up of keeping your mouth shut and your head down, since things change so quickly you stay with a constant level of stress wondering what the hell is going on and what will I get yelled at for today that I had NO inkling about. LITERALLY had direction change between the time you received it and the time you got back upstairs to your desk. A VERY small handful of competent folks pick up the slack for a large group of very mediocre talent. Meetings are run very haphazardly, rarely are agenda's or meeting notes distributed, and many times so many ppl will be invited nothing will get done and no action items are assigned resulting in hours of much wasted time.

    Executive level management lacks vision and strategy with enough thought for lower level people to attempt to execute. When presented with scenarios that will be encountered in their ultra high level "strategy" you will get yelled at and dismissed summarily for trying to quantify and qualify said "strategy", not sure why there is a culture like this, other than Sr. Mgt will not push back against executive mgt in their monthly "Ops Review" meetings, and the two people in the Executive Mgt really do not have a technology background, but think they do.

    The place has very few real external customers, it only stays afloat because its primarily funded by the pay day loan empire, which a great deal of the structure and organization is designed around making it seem like all the "collaborative" companies are independent, but in fact are all one. In a normal industry these "collaboratives" would be depts within the same company, but in trying to mitigate regulatory and tax liability it's setup like nothing you ever seen elsewhere - makes for very difficult circumstances - the "collaborative" will want solutions around which T9/Cloudswell has NO expertise whatsoever, yet be expected to provide them and support them. This obviously doesn't work very well.

    They are upfront about the uber-Christian environment. Can't say you weren't told, but it's still embarrassing when you have visitors and they see the creationism non-sense. I'm not sure justifying your preying on low income American's with pay day loans by giving way a small percentage to foreign christian charities will pay your karma debt, but it's a private company and the owner can spend his money any way he wants.

    Advice to Management

    Nothing I or anyone says will change this.

  6. Upper Management killed a great place to work

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee in Chattanooga, TN
    Former Employee - Anonymous Employee in Chattanooga, TN

    I worked at Terenine full-time (More than a year)

    Doesn't Recommend
    Negative Outlook
    Doesn't Recommend
    Negative Outlook

    Pros

    Great community of middle and lower end employees
    Advanced technology

    Cons

    Use of Christian faith to entice employees to "feel good" about working for a payday loan company.
    Upper Management (at the time) basically ran everyone off who had a brain.
    Customer base was dwindling drastically.

  7. Thank God It's over!

    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Terenine

    Pros

    Lots of nice people working there
    free coffee and tea
    decent salary

    Cons

    Where to begin.. It's supposed to be a Christian company, but they are in the payday loan business.. Doesn't seem too Christian to me.. Managment is a joke.. They have no idea what they are doing.. Too many chiefs and not enough indians. They have no real processes in place so people are usually running around like chickens with their heads cut off trying to figure anything out.

    Advice to Management

    I would fire almost all the management that is there now and just start over with some competent people that won't drink the kool aid.

  8. A bizarre experience

    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Terenine

    Pros

    As others have said there are some fantastic people here still, even with the high turnover. Willing to pay ridiculous amounts of money to retain the employees that are left.

    Cons

    Where to begin. Management is clearly the problem as others have stated. Along with the great people are some of the most obnoxious, deceitful and spiteful people you will ever meet. Some are managers, some are coworkers. If you come here for the money, be prepared for these folks to play dirty and throw you under the bus.

    Advice to Management

    Fire every C level down, vp of anything. Hire some consultants to hire technology focused executives and start over. You've got the cash and the technology. Your management is the failure. I'm sure that.will happen

  9. Helpful (1)

    You can quit, but you can never leave

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Employee in Chattanooga, TN
    Current Employee - Employee in Chattanooga, TN

    I have been working at Terenine full-time (More than a year)

    Doesn't Recommend
    Negative Outlook
    Doesn't Recommend
    Negative Outlook

    Pros

    Some fantastic co-workers. You will be challenged and have technical arguements that will sharpen you. Some of the best technology in this part of the country.

    Cons

    Unfortunately, none of the fantastic people are in management. We all wonder if they went on retreat and thought, "how can we be more evil?" Part of the answer is making employees sign ridiculous "company protection agreements" that basically keep any of us from getting a job if we were to leave. They have stabalized the workforce through fear of lawsuits.

    Advice to Management

    Stop being evil. Treat your employees how you'd like to be treated. Apply some of your Christian charity to your own people instead of beating them up. Rebrand yourself already and provide some actual leadership and direction instead of creating fear.

  10. Helpful (2)

    Great people

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee in Chattanooga, TN
    Current Employee - Anonymous Employee in Chattanooga, TN

    I have been working at Terenine full-time (More than a year)

    Pros

    Fantastic coworkers. Reasonable salary. Beautiful city and area to live. No shortage of interesting and varied work. Lots of room to advance. Nice hardware. Good immediate supervisor. Flexible environment.

    Cons

    Salary is not competitive within a 2-hr radius (Ok for Chattanooga though). Raises are puny. No bonuses. Can't retain top talent, turnover is impossibly high. A little uncomfortable with primary funding sources (can't discuss, either). Senior management has an attitude that they are doing employees a favor just to give them a job, and therefore employees owe them. Attempt to grab all employee's private IP (anything you do on your own time and equipment is owned by them unless you get an exemption in writing). Constant flux, management still hasn't figured out what they want the company's core competences to be. Hypocritical 'Christian' environment.

    Advice to Management

    Recognize and reward the value of your employees. Treat them like you want to be treated yourself. They aren't your slaves, that mentality needs to go.

  11. Helpful (3)

    Stay far, far away from this place.

    • Comp & Benefits
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Terenine

    Doesn't Recommend
    Doesn't Recommend

    Pros

    1. Due to the nature of what the company does there is some of the latest and greatest technology on the market.
    2. Free popcorn on Fridays!
    3. Spacious parking lot, but it is gravel so forget about keeping your vehicle clean :(
    4. Close to downtown so there are a lot of awesome restaurants and bars, heck there is a liquor store next door. You will need it working here.

    Cons

    Where do I start...
    1. Senior management just doesn't get it, there has been almost 100% turnover and they still do the same old things. They lie to your face, they don't think twice about backstabbing, they offer no direction and leadership, they do nothing but collect a hefty pay check.
    2. The benefits are pathetic, you are better off finding insurance elsewhere.
    3. The salaries and raises are very unfair and center around favoritism.
    4. This place doesn't care about your personal life, you are expected to have your phone by your side every second of the day, forget to answer it once and you be reprimanded. Prepare to work insanely long hours with no compensation or bonus.
    5. This is the only company that you are congratulated when you turn your notice in.
    6. Morale is non-existent.
    7.Everyone is constantly monitored and management wants to control every aspect of your life.

    Trust me I can write a lot more, but for the sake of sanity the above are the major points.

    Advice to Management

    Please just leave so that perhaps someone qualified can take over and turn this place around.

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