Didn't cost too much, and actually covered things
None, its good and provides all you need
Seems normal for such a huge company with a large risk pool. Healthy single non-utilizer, you're looking at $48/mo.
With the healthy living discount, the health insurance at 3M is extremely affordable.
You have several options to choose from and health partners is taken at many providers.
3M puts money into the HSA Accounts
$1000 deductible 90% 10% after that. 100% wellcare and preventative.
penalties for tobacco use unfair even though most companies are doing that now
90/10 coverage. Kinda expensive though for families
Pretty standard coverage. Low premium / high deductible plans for healthy employees where company provides a nice stipend to the health savings account