98point6 Benefits

vacation, medical insurance, 401k matching, flexibility

The company-wide winter break that happens every year.

2 weeks PTO, 2 weeks holiday vacation, a lot of sick days and personal days, floating holidays.

Pretty comprehensive and thoughtful! Medical, dental, vision, and 98point6 for health, plus a generous wellness benefit. For remote or hybrid employees, they offer a capped reimbursement for setting up your home office. 401k with a match. Commuter benefit, plus the office building has a free pretty secure bike locker with showers. Snacks/drinks in the office, plus lunch on Wednesdays.

They change frequently, and the health coverage is not the best.

Paid medical for my whole family through Aetna. No premiums!

Offered all the benefits I expected, along with several other nice add-ons.

When the company still had Premera in 2021, there were more options for doctors and coverage across the board for specialists. With the switch to Aetna in 2022, there were specialists who were once covered under Premera who were now out of network providers even with the Open Choice PPO plan option. While Aetna does have out of network benefits, these have their own deductibles and a higher percentage of the charge that the patient pays. Also, Aetna's customer service is on EST so it's harder if you're in the PST time zone to reach them before they close. Some really good aspects of Aetna though are that they have medical visits that qualify to be exempted from the deductible altogether, so cost of care can be managed better and there is time to save up to pay the deductible if needed. Also they have a 24/7 nurse line and offer care coordination/care planning support which is helpful for those managing multiple, complex medical needs.

Generous PTO and time off benefits

Hands down, best benefit is 2 week winter shutdown.