275 employees reported this benefit
BNY Mellon provides health care insurance.
The only plans offered are for an HSA / HRA plan, which carries an obscenely high family deductible. You have to fund your HSA account to at least cover that deductible, and if you or family members have any chronic conditions requiring ongoing care, you'll want to max it out. Coverage for in-network providers is pretty good, and the providers available are generally fine for most things you'll need as an adult. But if you need specialized care for any unusual conditions or need someone who specializes in treating children or adolescents, you pretty much have to go out of network, where both the deductible and out of pocket max is exorbitantly high and the coverage levels far worse. Given how it's nearly impossible to get any tax deductions on high medical expenses, this is probably the poorest benefit offering.
The health benefit is pretty good
HSA/HRA options only, high deductibles
great health insurance and dental and vision insurance .
Insurance was great until Obamacare. Now Aetna and United Healthcare are offered.
basic plans are offered in line with industry standards
I was very much satisfied with medical benefits provided by the company. And it was very hassle free.
the cost to employees is shockingly expensive especially if you are paying for a family. It takes a large chunk our of your paycheck. Prescription copays are high. It seems every year the cost is higher but the coverage offered is reduced.
Good options. Aetna, UHC. HSA HRA
standard HSA or HRA plans