All in All good benefits. Medical: BCBS of MN, for my family of Four I was contributing about $250.00 a month for Medical, Dental, and Vision. 401K is with Wells Fargo (my least favorite financial company) - be advised that if you front load your 401K (max it out early in the year) that you will miss some of the company match - this is because the company spreads the match out evenly over all 24 pay periods. Not a big deal, just make sure you have at least 6% taken from each of the 24 pay periods and you will get your full match. They don't offer a self-directed brokerage option. CP pays a fitness subsidy. CP pays into a HSA CP provides a subsidy for safety equipment like work boots, hardhat, safety glasses, etc. CP will help you get your parking costs or bus costs allocated out out pretax dollars.
Nobody locally takes their dental insurance, $1000 cap for lifetime for dental procedures, horrible coverage. Medical insurance is very expensive with high copays, deductibles, and caps. They have exempted certain ailments, such as Autism, leaving you and you family scrambling to make ends meet. You have to pay for extra insurance from the company's trigger finger to punish you for ridiculous things. The union fees are large and their back up is small. They have no problem throwing you to the wolves for their own gain. Sceduled days off are a joke with you working them 50% of the time. You do not get holiday pay and are open through Christmas. They do have great optical insurance, decent vacation,
RR retirement will end when trains will become more automated. No 401K match so your left with just social security when you're finished.
Health insurance hands down the best. You pay for it with your blood and sweat, along with demoralization and intimidation on a constant daily basis. No Know NO sick days, 2 week notice for all vacation time off, no exceptions.
Best thing is they pay you. Worst thing is everything else, especially the middle management on-site
The worst thing is that you pay a large portion for the health insurance. The best thing is if you are in management there are yearly bonuses based on company's performance.
401k is great and railroad retirement
Pros - Health care, 401k, company shares, holidays, vacation, railroad retirement Cons - Need to stay 5 years to get vested for company input into RRB
The Union wages were very fair, the pension benefits were outstanding. But regardless of how long you worked there, you could be dismissed from the company for making minor errors that did not affect railroad fluidity, safety, security or cost the company any kind of money whats so ever.
No free handouts I'd love a bridge card or something free. Extra board is fun when you're new and if you don't work you get free money.
List based on reports from current and former employees. It may not be complete.