315 employees reported this benefit
Medical insurance, flexible spending accounts, and wellness services are available to eligible Caterpillar employees.
This information about the Health Insurance benefit at Caterpillar is the result of research by Glassdoor editorial staff, and was not provided directly by a representative of Caterpillar. The description here may not reflect the current Caterpillar Health Insurance benefit.
Decent health insurance. Good than most companies I've seen so far
Good coverage. They recently added an HSA option.
flexible spending program and dependent care
Cost is fairly low, lots of options. HSAs are available in addition to a traditional plan.
Not the cheapest insurance. Wife and husband MUST have separate plans Cannot be together in the same plan.
The cost of health insurance seem reasonable compared to other health insurance plans. However, when big medical costs are incurred, the patient may have to pay more than expected.
Low employee premiums, more than I have seen in other companies.
Dental is the weakest part
Medical benefits are reducing every year, and the premiums are going up.
The plans are expensive, but functional.