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Age and time is the biggest factor to reaching your retirement benefits. You'll feel like the amount of stress you may have to put up would be the biggest barrier to actually making it to that point.
the retirement plan is really a defined pension benefit plan and augmented with a non-matching 457 plan that underperforms the market.
Many choices appropriate for your health.
Depending on which department and classification you are, but most have to work 20 years to get a decent pension.
Takes at least 20 years to have a pension that's worth a hell of beans