15 employees reported this benefit
They have a helpful took call alex. He walks you the all the helpful steps of picking a plan. Saves all the your choices and allows your to compare them.
best thing is that they introduced new plan options but I left before it became effective
Health Insurance at this company is a "world class" scam. Guardian forces everyone into high deduct plans where you pay monthly plus 100% out of pocket until the unreachable deductible is met. It's a scam for real.
best thing about health insurance is that you have it and get discounts on medication. worst is that it might not cover everyone
You pay very high premiums for literally NO insurance coverage. HR tricks people into thinking this is a good plan by giving a few hundred dollars credit if you get a physical, but this only covers some of the costs and you have to contribute on top of that. Are they forgetting we work with insurances all day??? High deductible plans are not for everyone but that's all they offer.
Very limited health insurance. You are forced to go with the HDHP and HSA, and pay for most of your insurance on your own. It's nearly impossible to reach the deductible.
Insurance has premiums with each paycheck, but you literally pay for every expense out of pocket. It is like paying for no insurance. Guardian took away all other health plans, so you are stuck with this one.