IBM Employee Benefit: 401K Plan | Glassdoor

IBM 401K Plan

Updated Jul 20, 2014

1823 employees reported this benefit

3.4
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Employer Summary

IBM offers a 401(k) Plus Plan.

This information about the 401K Plan benefit at IBM is the result of research by Glassdoor editorial staff, and was not provided directly by a representative of IBM. The description here may not reflect the current IBM 401K Plan benefit.


Available to US-based employees (Change location)

Employee Comments

Showing 1–10 of 660
  • Jan 22, 2019
    StarStarStarStarStar Current Employee in Armonk, New York State

    Decent company match except that it only gets applied at the end of the year and you lose it if you leave even 1 day before the end of year.

  • Jan 22, 2019
    StarStarStarStarStar Former Engineer in San Jose, California

    Provides good matches for 401k plan.

  • Jan 15, 2019
    StarStarStarStarStar Former Employee in Detroit, Michigan

    Standard 401k plan you would expect from a company of this size.

  • Jan 15, 2019
    StarStarStarStarStar Current Business Development in Boston, Massachusetts

    Lot of choices including excess 401k.

  • Jan 03, 2019
    StarStarStarStarStarEmployee

    I think its pretty good at 5% matching contribution + 1% automatic contribution. Additionally, you can contribute up to 10% of your after tax salary and up to 10% of your bonus. The only downside is that the company's contribution only applies at the end of the year.

  • Dec 15, 2018
    StarStarStarStarStar Former Designer in San Jose, California

    Does not match until end of second year.

  • Nov 11, 2018
    StarStarStarStarStar Former Sales Associate in Houston, Texas

    Good match but have to stay with company until December 15 to get the match chooses are good

  • Oct 19, 2018
    StarStarStarStarStar Former Software Engineer in Research Triangle Park, North Carolina

    With a 6% full match, it would be as good as any I'm aware of - - but to save money, they no longer match with each paycheck/employee contribution. They only match at the end of the year and then, only if you are still employed on Dec 15. You leave on Dec 14, you don't get any match for the year.

  • Oct 18, 2018
    StarStarStarStarStar Former Operations Analyst in Southbury, Connecticut

    401k plan is available to the employee and the company provides matching funds. Best to begin investing early and as much as you can.

  • Oct 17, 2018
    StarStarStarStarStar Former Employee in Hopewell Junction, New York State

    Good 401K Plan at this company


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