IBM Employee Benefit: 401K Plan | Glassdoor

IBM 401K Plan

Updated Jul 20, 2014

1845 employees reported this benefit


Employer Summary

IBM offers a 401(k) Plus Plan.

This information about the 401K Plan benefit at IBM is the result of research by Glassdoor editorial staff, and was not provided directly by a representative of IBM. The description here may not reflect the current IBM 401K Plan benefit.

Available to US-based employees (Change location)

Employee Comments

Showing 1–10 of 671
  • Mar 19, 2019
    StarStarStarStarStar Former Senior Systems Engineer in Costa Mesa, California

    6% company match. However, it only gets distributed at the end of the year.

  • Mar 13, 2019
    StarStarStarStarStar Current Technical Support Engineer in San Diego, California

    At year end in dec ,company matches up to 6% of your salary which is high as compare to industry standard of 3%

  • Mar 04, 2019
    StarStarStarStarStar Former Employee in New York, New York State

    There is a 401 K plan but employer match is added at the end of the year..really bad way of employer match.

  • Mar 02, 2019
    StarStarStarStarStar Former Managing Consultant in Charlotte, North Carolina

    starts after 1 year of service. they match up to 5%. plus an additional 1% contribution.

  • Feb 25, 2019
    StarStarStarStarStar Current Associate Director in New York, New York State

    IBM matches annually which is nice to have.

  • Feb 13, 2019
    StarStarStarStarStar Current Senior Software Development Engineer in Raleigh, North Carolina

    Good plan. For me I can easily hit the Federal maximums Supports catch-up payments Matches up to 6 % Broad selection of investments.

  • Feb 12, 2019
    StarStarStarStarStar Current Site Reliability Engineer in Oklahoma City, Oklahoma

    Maximum you can contribute is 10% and IBM matches 6 percent after you complete your one year employment. The second year contributions are credited only at the end of year and from 3rd year the contribution are through every paycheck.

  • Feb 07, 2019
    StarStarStarStarStar Former Employee in Boston, Massachusetts

    Its a solid package managed by Fidelity

  • Feb 06, 2019
    StarStarStarStarStar Current Business Transformation Consultant in Houston, Texas

    Great retirement plan and they match a percentage.

  • Feb 04, 2019
    StarStarStarStarStar Current Channel Account Manager in Schaumburg, Illinois

    Well managed and matched - as long as you work through December 31st of a benefit year.

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