IBM Employee Benefit: 401K Plan | Glassdoor

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IBM 401K Plan

Updated Jul 20, 2014

1614 employees reported this benefit


Employer Summary

IBM offers a 401(k) Plus Plan.

This information about the 401K Plan benefit at IBM is the result of research by Glassdoor editorial staff, and was not provided directly by a representative of IBM. The description here may not reflect the current IBM 401K Plan benefit.

Available to US-based employees (Change location)

Employee Comments

Showing 1–10 of 616
  • Feb 20, 2018
    StarStarStarStarStar Current SRE in Austin, Texas

    good 401K match program (plus)

  • Feb 12, 2018
    StarStarStarStarStar Current Employee in Washington, District of Columbia

    The match is wonderful! The problem it is an accrual basis. You do not receive the benefit until the last paycheck of the year and if you were terminated on December 15th, you loose all of your 401K matching! NASTY way of hosing your employees!!!! Ginni Rometty did this!

  • Jan 30, 2018
    StarStarStarStarStar Current Employee in Washington, District of Columbia

    5% company match (deposited at the end of the year) on employees contributions.

  • Jan 14, 2018
    StarStarStarStarStar Former Employee in Rochester, New York State

    The matching 4% for the 401k was good, but they only pay out at the end of the year, so if you leave mid-year, you lose the whole year's matching.

  • Jan 11, 2018
    StarStarStarStarStar Current Employee in New York, New York State

    positives: generous company match 6% full, strong investment tools and options plus advice/support. big negative: match held until end of calendar year for payment to employees of record. Indicative of broader culture.

  • Jan 10, 2018
    StarStarStarStarStar Current Technical Support Analyst II in Hartland, Wisconsin

    1% auto-contribution, matching up to 11%

  • Jan 10, 2018
    StarStarStarStarStar Current Employee in Austin, Texas

    Managed by fidelity, low to no cost, free financial planning advice, 6% match after your first year

  • Dec 20, 2017
    StarStarStarStarStar Current Managing Partner in Atlanta, Georgia

    Matching 6% is industry standard.

  • Dec 12, 2017
    StarStarStarStarStar Current Employee in Poughkeepsie, New York State

    This is average for the industry

  • Dec 12, 2017
    StarStarStarStarStar Former Employee in Boulder, Colorado

    It was great, with every ounce of support you could imagine, with professionals to talk to over the phone and some coming on-site to run small financial workshops to help you plan for retirement.

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