1805 employees reported this benefit
IBM offers medical and prescription drug coverage to its employees.
This information about the Health Insurance benefit at IBM is the result of research by Glassdoor editorial staff, and was not provided directly by a representative of IBM. The description here may not reflect the current IBM Health Insurance benefit.
Choices. Cost of plan seems over the yrs to increase more than the normal that a company should pay
Decent choices. The plan is high deductible. Plan in advance if planning to have a baby
Employee contribution has skyrocketed in last few years.
High Premiums make High Deductible HSA the only viable option for a family, but IBM continues to reduce what is covered and significantly decrease the employer HSA contribution.
New U.S. Medical changes for 2019 just announced. PPO options no longer have any coverage at all for out-of-network, and premiums have increased 10-20%, despite this decreased coverage. Much internal dissatisfaction and wondering how smaller employers seem to be able to provide better coverage. Also, these changes were not revealed until shortly before the enrollment process began, so there appears to be zero chance of any feedback making any difference.
health benefits have degraded over time
Various packages to select. Pretty standard packages/premiums - probably a little better than most, worse than others. Varies by location
The Health Insurance with IBM uses Aetna and is available at low cost to the employee.
Good Health Insurance policy at this company
Great Benefits for the employee and family!