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Insurance options are reasonably priced.
The district benefits package offers choices with reasonable premiums. I wish it were better, but healthcare benefits everywhere aren't that great anymore. This school district is holding on and trying to keep premiums down. I appreciate that.
Good overall coverage with several options.
Medical, 403(B), or 457 (K), Medical, Dental, Vision, Disability, LTC. (optional for last 2).
The insurance is with United Healthcare, but it is expensive and covers less and less each year. I have to had to have a separate vision and dental plan (when I first started, both were covered in the regular insurance). It was always a fight at the pharmacy to get my prescriptions as my doctor wrote them because insurance didn't want to honor how my doctor wrote them. There are also insurance riders you can get. It's a good idea to get the one for disability just in case so that you don't get docked pay once you use up your sick days for something like an unexpected surgery. There is a 403(b) offered, but you have to seek out the people with AXA for it (it's not part of your yearly insurance check in to make changes). LCISD doesn't contribute anything to it, so it's completely on your own. You get 10 days (5 personal state days and 5 local sick leave days) a year, and they roll over. If you are a teacher who goes through all of them, you will be docked pay for additional days you're out, so be smart and save them. They used to pay teachers who retired for whatever days they didn't use, but they no longer do that. Still, it's smart to save them where you can so that if something happens where you have to be out for a few weeks (like for surgery), you have the days to use.
Same as most school districts
The explanation of benefits meeting is nice, but it does not really help you or steer you in the right direction. After the meeting you believe you have signed up for your benefits, but you later find out you had to go online. UBH United Behavioral Healthcare is kind of a joke. They don't have many psychiatrists in network.
List based on reports from current and former employees. It may not be complete.
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