135 employees reported this benefit
Molina Healthcare offers employees medical, life insurance, and short and long-term disability benefits.
Im not paying alot for insurance
As is the case almost everywhere now, the deductible is so high you don't even know you have insurance. The monthly premium is also high.
You can put a portion of your pay toward a flex spending account and $500.00 of it rolls over if you don't use it.
High out of pocket costs for employee
They offer at least 3 tiers of health care coverage with different opp costs and deductibles. You have to use Express Scripts as your pharmacy (you are allowed to fill a prescription 3 times at a local pharmacy then you must use Express Scripts or insurance will not cover it). The trouble with Express Scripts is if you have a new prescription and the Dr. sends it to Express Scripts It takes 7 to 10 days to receive the medication unless you want to pay more than $12 to have it shipped in 2 days.
Yes it is a PPO plan but deductible is too high very disappointed
Good choices among PPO and Narrow network.
I heard constant complaints from members for non coverage. I saw a lot of donation requests in the stores for assistance of pediatric cancer patients where coverage for necessary procedures being denied or not covered by Molina.
Excellent Options with Anthem BCBS managed by a third party company
Average package with average employer contributions.