it could be better. ButI am okay with it.
Coverage isn't spectacular (60-80%), but the deductible is low and so is the out-of-pocket max. My OOP is capped at ~$1400 with no cap on annual or lifetime benefits as far as I'm aware.
Best thing: Full health, eye, and dental coverage without any added expense. Worst thing: It costs extra if you want to insure your family.
Perhaps the best reasons to work for OHSU is the health insurance. If you are a part of the OHSU family, world renown clinicians, certainly take care of your health needs. Additionally, you will never see a bill for check ups or basic health procedures. OHSU is dedicated to being a teaching hospital, and thus, for some visits a student will be observing the charge physician. It is very normal for patients to, at first, feel off-put by these medical students, but they conduct themselves with the highest level of professional etiquette.
The health insurance is setup so that if you are healthy, you pay very little, in monthly deductibles, (almost nothing). However, if you are sick, the annual deductibles are higher than anywhere I have worked in the past, so it ends up costing you more than you think.
great health insurance at oregon health sciences university. very nice doctors as well and an overall nice place to work at. i recommend
As a postdoc you had to go to student health first.
OHSU offers several insurance plans. They also have various coverages to choose from based on your family size. Of course, this will determine the amount they contribute to your insurance premium. The amount you pay for you premium is a pre-tax deduction from your bi-weekly pay.
If you're okay getting your treatment at OHSU, it's very inexpensive.
The healthcare seems reasonably priced and the coverage is sufficient. The default care plan requires employees to get care at OHSU which can be a hassle, but there are plans (a little more expensive) that allow the employee to get care wherever.