HighMark is terrible. Premiums/packages are not bad, but the insurance itself is terrible. Good luck finding good doctors in the area.
The health insurance is the best I have had when compared to previous jobs. There is a copay for doctor visits but it is not a lot. All annuals are covered 100%.
Good health insurance for family members.
The benefits keep decreasing each year and the deductibles have been increasing and or doubling each year. Penn State is self-insured and seems to be trying to find ways to bump up against privacy concerns by asking for personal health information before providing various health-care options.
The best thing about the health insurance is that it doesn't increase the years there are no raises. The worst thing is that the year you get the 1% raise, your insurance goes up more than the raise (if you have a family plan), so you are effectively demoted.
No co-pays or prescription drug costs.
There is a health center for students. Most of the visit and medication are covered by health insurance for graduate assistants.
Excellent coverage and very low payroll deduction
The deductible is so high that I end up paying more than when I was on an exchange plan.
The best thing about the insurance at Penn State is the low premium and the vast selection of Dr.'s you are able to visit.