It is kind of expensive now, but still good.
The costs have risen recently, which is unfortunate for the small graduate stipends
There is health insurance in Penn State. That's it. Nothing else.
covers mostly everything that is on campus and 90% off campus
Good providers at UHS. You can usually be seen very quickly, sometimes same day and almost always same week as you call for an appointment.
Everything at the school hospital is free There are deductibles for many categories outside the school
I've worked at several universities, and the healthcare plan here is the worst. It's still not horrible, but it's not competitive with others in the industry.
Premiums have increased dramatically over the last 3 years. Always check provider coverage ahead of time. Everything requires a referral from a primary care provider, which is University Health Services on campus, but is complicated if you live more than 50 miles from main campus. Facilities are also a challenge. For instance, you may find a covered doctor, but the facility they work in is not covered and then you're responsible for 80% of that bill.
The cost for student health insurance is increasing
Best thing is the level of coverage available, and the opportunity to choose what type you want (i.e.: higher premium with low copay, or low premium with a high deductible)