124 employees reported this benefit
Scottrade offers medical benefits through a Preferred Provider Organization (PPO) with a nationwide network. While our plans offer in- and out-of-network benefits, our associates are able to choose a physician/facility from a select group of providers who offer quality health care at a reasonable cost. We offer a two-tiered plan to allow associates to pick the plan that best meets their family’s needs. A traditional plan offers a lower deductible in exchange for a higher per paycheck deduction while a Consumer Driven Health Plan (CDHP) offers a higher deductible in exchange for a lower per paycheck deduction. Both plans include prescription drug benefits through retail providers or mail order. With both plans associates may utilize Tax Advantaged Accounts which are discussed in the FSA and HSA sections.
Scottrade offers discounts on medical premiums to associates as a way to encourage our associates to focus on their own health.
The premiums are a little high, and they encourage everyone to choose a Health Savings Account, which is honestly not a good choice even for a young, health person (I kind of regret choosing it, but I'm looking forward to spending the money I have left in it in the future).
best health insurance plan i've ever had
You can invest in your money to have and to save in your account for health insurance
CDHP is great option for those who are generally very healthy and want to save money.
Decent pricing for Medical. Excellent for Dental and Vision
You have option btwn conventional plan and a high deductible plan. Company will contribute several hundred dollars toward HSA if you go with the high deductible plan.
flexible health care coverage with HSA option
It's decent coverage, average price (aka expensive). Eventually they will do away with their full coverage plan and go with just a high deductible plan, which I don't like (though I'm sure they'll do a decent contribution of HSA seed money as they did with that plan when I was there).
Get discount for biometric blood screening and extra discount if non smoker
Good plan/providers available to employees