74 employees reported this benefit
They provide options but United Health Care is for me the best insurance for my family needs. TD offers all the benefits the industry can offer.
They have good options and coverage.
Many options to choose from.
The company stays with the same insurance company years, so you don't have to constantly change doctors.
Simple and in line with competition.
The amount of health services available that are covered was a lot...
Expensive, both up front and out of pocket for services.
The company makes the employee pay the majority of the cost for the insurance. The cost of the plan on top of how much the deductible and out of pocket expenses were made it cost prohibitive to be sick. And if you had a chronic illness, your entire paycheck would be spent paying for medical care and prescriptions.
It is decent but expensive.
The deductible is very high but it does cover a lot. Overall it is not bad, but not the greatest either.