UT Southwestern Medical Center Health Insurance

Two optional plans to select from.

Medical benefits is free for the employee; affordable plans for dependents.

I am very fortunate to have my insurance. I would definitely recommend it. since I work for the state of Texas, it is very good insurance

Comprehensive but higher copays and deductibles than my last place of employment.

Great insurance but very costly.

Free medical insurance for single carriers with no dependents. Reasonable copayment amounts, small deductibles.

As an employee, many UT Southwestern facilities may give discounts. You are eligible to select a Flex Spending Account which helps a lot on your personal or dependent healthcare.

Each year more financial costs for health expenses have switched over to employees such as raising the total out of pocket amount, changing the ER benefits from one strait deductible to now paying coinsurance also, a separate deductible for prescriptions, and removal of a lower copay if services are obtained directly at UTSouthwestern. The plan is not equally administered between all UT entities. The plan is the same except other UT sister institutions receive a lower copay if they use a UT doctor and/or facility.

The deductible is very high

allowed you decent coverage within their network