122 employees reported this benefit
Great insurance but very costly.
Free medical insurance for single carriers with no dependents. Reasonable copayment amounts, small deductibles.
As an employee, many UT Southwestern facilities may give discounts. You are eligible to select a Flex Spending Account which helps a lot on your personal or dependent healthcare.
Each year more financial costs for health expenses have switched over to employees such as raising the total out of pocket amount, changing the ER benefits from one strait deductible to now paying coinsurance also, a separate deductible for prescriptions, and removal of a lower copay if services are obtained directly at UTSouthwestern. The plan is not equally administered between all UT entities. The plan is the same except other UT sister institutions receive a lower copay if they use a UT doctor and/or facility.
The deductible is very high
allowed you decent coverage within their network
The employees healthcare benefits are 100% covered by the UTSW, and are really good benefits. Low co-pays, low deductible, reliable network provider, etc.
Best: Outstanding health insurance that starts on first day of employment Worst: Health insurance is only partially paid by UTSW.
For a single individual it is free but the rate for adding on dependents is quite high doesn't compete with industry. Gotta be careful for provider not all UTSW doctors are under the 'UTSW BCBS' coverage umbrella so you have to do your research. Deductible is high for some portions also. Not the best.
It is covered 100%. In Network docs are on site. Preventative visits are covered 100%.