Premiums, copays, and coinsurance rates keep climbing, but the services that the insurance company will pay out for keeps dwindling. I know an employee whose wife needed an MS drug that cost over a grand. Insurance said it covers the drug, but doesn't actually pay anything towards it. I expect a higher copay every time I visit the doctor, too.
The health coverage is great
They keep changing the terms, which makes planning significant treatments very difficult. Also, they use an FSA, which is never as good as an HSA. I've also been turned away from two different clinics because they don't accept the UMR insurance from the university.
Very poor coverage, and high fees
No real complaints except the Co-pays go up and for me and my daughter its over 100$ a month and a 25k annual salary so that hurts the wallet.
Employee costs have gone up quite a bit recently.
Great health benefits at a reasonable cost
The cost is very affordable. I have never had an issue with a local provider being out of network. The process for receiving benefits has always been very easy for me.
ok, halth insurance, 401k, retirement plan, etc......
Insurance with the university is relatively less expensive than most corporate companies. However, the cost has increased this year based on salary.