What does a Claims Adjuster I do?

Claims adjusters are responsible for evaluating insurance claims on behalf of insurance companies in order to determine who is liable. They investigate the circumstances of insurance claims by consulting with witnesses, reviewing police reports, and compiling evidence from other sources. They will negotiate claim settlements and oversee that claims are paid out to policyholders. Claims adjusters make work for insurance companies, agencies, government organizations, health insurance carriers, or more. Because they must interview and meet with clients, claims adjusters often work irregular schedules and may even be required to visit accident sites, auto repair shops, etc, in person.

Most claims adjusters hold a bachelor's degree, but generally a high school diploma is all the education that is required for this position. Because of the investigative nature of the job, analytical and critical thinking skills are essential qualities for these individuals. They must also be detail oriented and possess strong communication skills in order to provide quality service to their clients.

  • Investigate the nature of the damage being claimed
  • Interview witnesses to understand the nature of the claim and gain an understanding of what occurred prior to the claim
  • Evaluate police reports, video footage, previous insurance claims and other information to further understand the incident
  • Create reports detailing the events and damage related to the claim
  • Research the costs of repairing the damage
  • Review the claim-holder's insurance policy in order to determine what should be covered
  • Coordinate the services of mechanics, architects, contractors, etc in order to ensure damage is repaired
  • Negotiate claim settlements with claimants and/or their legal teams
  • 2+ years prior experience in a similar role is strongly preferred
  • Superior communication skills are essential for success in this role as you will be responsible for meeting with everyone from claimants to lawyers and witnesses
  • Analytical thinking skills are needed in order to properly evaluate complex claims
  • A strong attention to detail is necessary as claims adjusters must carefully review documents and policies
  • Solid writing skills are an asset as you will be responsible for creating claim reports
  • Skill and experience with negotiations
  • Ability to speak a second language is an asset
  • Sound computer skills or the ability to quickly learn new software
  • A strong work ethic and time management skills in order to efficiently handle a large caseload
EducationGED / High School Degree
Work/Life Balance
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Salary Range--
Career Opportunity
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Avg. Experience2-4 years

Claims Adjuster I Salaries

Average Base Pay

$51,806 /yr
Same as national average
Not including cash compensation
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$32K
Median: $52K
$85K
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Glassdoor Estimated Salary

Claims Adjuster I Career Path

Learn how to become a Claims Adjuster I, what skills and education you need to succeed, and what level of pay to expect at each step on your career path.

L1
Claims Adjuster I
$51,806/yr
L2
Claims Adjuster
$53,447/yr
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Claims Adjuster I Insights

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Claims Adjuster I Interviews

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Claims Adjuster I Jobs

Frequently asked questions about the roles and responsibilities of a claims adjuster i

When working as a claims adjuster i, the most common skills you will need to perform your job and for career success are Meet Deadlines, Written Communication, Negotiation, Strong VERBAL, and EXCEL.

The most similar professions to claims adjuster i are:
  • Claims Analyst
  • Claims Manager
  • Claims Examiner
  • Claims Representative

The most common qualifications to become a claims adjuster i include a minimum of a GED / High School Degree and an average of 0 - 1 years of experience not including years spent in education and/or training.