Lincoln is not only number one in the nation regarding final expense insurance they are the premier insurance company in so many other areas too. First, LH is very agent supportive and friendly.... Never do I finish a conversation with them (daily) that they do not end the conversation with affirming for the work I am doing. Their record keeping for agents is impeccable, the marketing second to none, and the ease of underwriting is an industry phenomenon. LH will issue just about anyone regardless of health condition except in a few cases (aka HIV, terminal diagnosis, bedridden). I call them the "Chik Fil A" of insurances. After visiting home office this past spring I came away even more grateful and proud to be a small part of such a great organization that is helping hundreds of thousands across our nation. I plan to stay with LH for life.
To be honest I have not found anything of any consequence to point toward in a negative manner.