Cover image for Family First Life
Logo

Family First Life

Engaged Employer

Family First Life

Add a Review

What is the company culture at Family First Life?

Relevant Glassdoor Reviews

Have questions about working at Family First Life? Read answers to frequently asked questions to help you make a choice before applying to a job or accepting a job offer.

Whether it's about compensation and benefits, culture and diversity, or you're curious to know more about the work environment, find out from employees what it's like to work at Family First Life.

All answers shown come directly from Family First Life Reviews and are not edited or altered.

October 27, 2021

Pros

Ability to generate fast cash but it isn’t really yours.

Cons

Im writing this review in hopes that it will reach someone like myself who looking for an opportunity to better themselves financially but not at the cost of betraying their ethics. Let me start off by saying FFL can be profitable to the right people- it is a thru and thru multilevel marketing organization who’s business model is heavily recruitment focused. The people that will succeed with FFL are the ones who are willing to start their own agency and go all in on being a motivator to people at the bottom of the ladder. However those that choose to do that will have to be ok with engaging in strategies of deception in order to attract people into becoming agents. This includes inflating the amount of earnings an individual producer can generate on average, omitting the basis in which agents are paid for the business they write and creating a misguided culture of belief that the FFL system works for anyone who is willing to work hard. I’ve even seen recruitment tactics go as far as doctoring an image to claim FFL was rated one of the top 10 places to work in the US and credited LinkedIn as the source, and this was shared to a Facebook group by a partner in the company. FFL claims it was designed to help its agents create a stronger financial future for it employees, hence “family first”. In reality FFL profits off of every agent that comes aboard and fails. They do this by reframing the standard structure of an MLM organization from paying for training to paying for prospects. Make no mistake, FFL SELLS LEADS and the quality of these lead systems are incredibly poor. I have a feeling Glassdoor may suppress this review if I go to far into detail on this one, so in short I’ll say the leads you will buy are not going to be transparent in the nature of how they are generated or the language used to attract prospects into filling them out. This puts you at a massive disadvantage. I don’t want to write a book here, but there is definitely more I could say about FFL. I’m sure FFL will respond to this review placing the blame on myself for not having the willingness to work hard but this just proves my point even further. FFL’s whole success is by creating a culture of blind faith in its system and to ostracize any of those whom it doesn’t work out for as “lazy” or “this job isn’t for everyone” even though one of their most utilized recruitment slogans is “anyone can do this”. My advice is this: don’t be fooled by the things FFL markets themselves as, or the flood of positive reviews that FFL incentivizes their agents to write (lead discounts ). You may speak to someone within FFL who isn’t an agency owner that raves about how great the opportunity is (I went through this phase myself): keep in mind that this strongly resembles the mindset of a cult member- when you already invested so much time, energy and money into something, it is hard to admit to yourself that it’s too good to be true. No one likes to admit that they’re wrong until reality slaps them in the face. If you are one of the types who is monetarily motivated and are ok using methods of deception in order to achieve your goals, then FFL might work for you. If you’re like me who is simply looking for a good opportunity to earn an honest living and be free of financial stress without having to betray their ethics, then I would highly suggest staying away. I challenge any new recruits to ask their potential upline these questions: 1. Does the comp structure apply to every one of the companies/products that you write business with? 2. If I decide to leave the business will I have any liability to pay back the insurance companies for policy cancellations? 3. What kind of liability will I face if I recruit and my agents leave with debt to the insurance companies? Keep in mind when they respond you’re dealing with salesmen. Best of luck to your all!

Advice to Management

There is a way to be a successful company without having to lie to and deceive people.

FFL’s whole success is by creating a culture of blind faith in its system and to ostracize any of those whom it doesn’t work out for as “lazy” or “this job isn’t for everyone” even though one of their most utilized recruitment slogans is “anyone can do this”. Read More

October 27, 2021

Reviewed by: Underwriter in Austin, TX (Former Employee)

February 11, 2022

Pros

Ability to generate fast cash but it isn’t really yours.

Cons

Im writing this review in hopes that it will reach someone like myself who looking for an opportunity to better themselves financially but not at the cost of betraying their ethics. Let me start off by saying FFL can be profitable to the right people- it is a thru and thru multilevel marketing organization who’s business model is heavily recruitment focused. The people that will succeed with FFL are the ones who are willing to start their own agency and go all in on being a motivator to people at the bottom of the ladder. However those that choose to do that will have to be ok with engaging in strategies of deception in order to attract people into becoming agents. This includes inflating the amount of earnings an individual producer can generate on average, omitting the basis in which agents are paid for the business they write and creating a misguided culture of belief that the FFL system works for anyone who is willing to work hard. I’ve even seen recruitment tactics go as far as doctoring an image to claim FFL was rated one of the top 10 places to work in the US and credited LinkedIn as the source, and this was shared to a Facebook group by a partner in the company. FFL claims it was designed to help its agents create a stronger financial future for it employees, hence “family first”. In reality FFL profits off of every agent that comes aboard and fails. They do this by reframing the standard structure of an MLM organization from paying for training to paying for prospects. Make no mistake, FFL SELLS LEADS and the quality of these lead systems are incredibly poor. I have a feeling Glassdoor may suppress this review if I go to far into detail on this one, so in short I’ll say the leads you will buy are not going to be transparent in the nature of how they are generated or the language used to attract prospects into filling them out. This puts you at a massive disadvantage. I don’t want to write a book here, but there is definitely more I could say about FFL. I’m sure FFL will respond to this review placing the blame on myself for not having the willingness to work hard but this just proves my point even further. FFL’s whole success is by creating a culture of blind faith in its system and to ostracize any of those whom it doesn’t work out for as “lazy” or “this job isn’t for everyone” even though one of their most utilized recruitment slogans is “anyone can do this”. My advice is this: don’t be fooled by the things FFL markets themselves as, or the flood of positive reviews that FFL incentivizes their agents to write (lead discounts ). You may speak to someone within FFL who isn’t an agency owner that raves about how great the opportunity is (I went through this phase myself): keep in mind that this strongly resembles the mindset of a cult member- when you already invested so much time, energy and money into something, it is hard to admit to yourself that it’s too good to be true. No one likes to admit that they’re wrong until reality slaps them in the face. If you are one of the types who is monetarily motivated and are ok using methods of deception in order to achieve your goals, then FFL might work for you. If you’re like me who is simply looking for a good opportunity to earn an honest living and be free of financial stress without having to betray their ethics, then I would highly suggest staying away. I challenge any new recruits to ask their potential upline these questions: 1. Does the comp structure apply to every one of the companies/products that you write business with? 2. If I decide to leave the business will I have any liability to pay back the insurance companies for policy cancellations? 3. What kind of liability will I face if I recruit and my agents leave with debt to the insurance companies? Keep in mind when they respond you’re dealing with salesmen. Best of luck to your all!

Advice to Management

There is a way to be a successful company without having to lie to and deceive people.

FFL’s whole success is by creating a culture of blind faith in its system and to ostracize any of those whom it doesn’t work out for as “lazy” or “this job isn’t for everyone” even though one of their most utilized recruitment slogans is “anyone can do this”. Read More

February 11, 2022

Reviewed by: Insurance Agent in West Palm Beach, FL (Current Employee)

January 10, 2022

Pros

Set your own schedule, get to travel a lot for work

Cons

You buy your leads and then the company recycles them into their crm to sell you the lead again, even if you close the lead. You pay your own gas, leads, all travel costs and have to track all your income for taxes Leads are "warm" but some were upwards of 5-10 years old You are expected to mass dial over 100 leads per dial day at a cost of 7-20 dollars per lead There is a 'drink the koolaide' mentality, all their sales conferences seem like mega church sermons about how you should trust the process even if you are losing money on leads There is a corporate culture of 'succeed or stop wasting my time'

There is a corporate culture of 'succeed or stop wasting my time' Read More

January 10, 2022

Reviewed by: Licensed Insurance Agent in Jackson, MI (Former Employee)

May 11, 2021

Pros

Pros This has been the best place to be for the last year! The culture is outstanding and there’s plenty of room for expansion and growth. There are unlimited income opportunities and the people you are surrounded by are determined to help you grow. Family First Life offers remarkable rewards for all your hard work.

Cons

There is no reward without hard work!

Advice to Management

Keep soaring high!

The culture is outstanding and there’s plenty of room for expansion and growth. Read More

May 11, 2021

Reviewed by: Insurance Sales Agent in Chic, TN (Current Employee)

March 26, 2023

Pros

Lolol lmao what a joke

Cons

No pay, toxic culture through and through

No pay, toxic culture through and through Read More

March 26, 2023

Reviewed by: Agent in Jersey City, NJ (Former Employee)

March 3, 2021

Pros

own hours amazing culture great pay

Cons

none whatsoever amazing amazing company

own hours amazing culture great pay Read More

March 3, 2021

Reviewed by: Broker (Current Employee)

February 27, 2021

Pros

Family First Life is the best career for me! Great comp, over the top culture, and people who have MY best interest at heart

Cons

Cons! I help people protect their future and get paid well. Where is there a con in that.

Advice to Management

Thanks to the top producers and Shawn. You all have changed my life

Great comp, over the top culture, and people who have MY best interest at heart Read More

February 27, 2021

Reviewed by: Agent in New York, NY (Current Employee)

October 11, 2022

Pros

Free Prelicensing Nothing Much Else.

Cons

No support PAY FOR LEADS Promotes illegal practices DISHONEST and Toxic culture

Advice to Management

Why would I help them?

No support PAY FOR LEADS Promotes illegal practices DISHONEST and Toxic culture Read More

October 11, 2022

Reviewed by: Insurance Sales Agent (Current Freelancer)

June 17, 2021

Pros

I have been working with FFL now for a solid 4 months, I have made more $$ helping people than I have ever done working with any other company. The training is top tier and completely applicable to the day-to-day, the top producers make themselves available as a resource from which you can learn and grow and the culture is based around building long-lasting business. There are no hidden agendas, fees, contracts, its is your business, you run it!

Cons

It is work, like anything you build you are responsible. So if you do not come here with the mindset of putting in the work, then this is not for you. However, if you are ready to begin the next exciting chapter of limitless possibilities then this is a no-brainer.

Advice to Management

You are doing a great job! Keep innovating and making the jobs for us agents even more rewarding. Thank you!

day, the top producers make themselves available as a resource from which you can learn and grow and the culture is based around building long Read More

June 17, 2021

Reviewed by: Insurance Agent, Broker, Field Underwriter in Tampa, FL (Current Employee)

May 25, 2022

Pros

Opportunity to self discipline, meet new people and learn a wide range of products. Great commission. Alot of free training if you look for it.

Cons

Almost every policy will lapse... eventually. Be ready to be stuck or in debt if you stop. The culture is work all day everyday, be obsessed and if you stop you won't make it. I did not get the support I needed, my upline ignored my calls and text. Its a recruit business.

The culture is work all day everyday, be obsessed and if you stop you won't make it. Read More

May 25, 2022

Reviewed by: Broker (Current Employee)

Popular Careers with Family First Life Job Seekers

JobsSalariesInterviews

Expert Career Advice

Guide to Getting Your First Job

Find a Great First Job to Jumpstart Your Career

How to Ask for a Raise

Learn How to State Your Case and Earn Your Raise

How to Get a Promotion

Climb the Ladder With These Proven Promotion Tips

See All Guides