Primerica Interview Questions | Glassdoor

Primerica Interview Questions

Updated Aug 11, 2017
247 Interview Reviews

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  1. Helpful (2)  

    Financial Advisor Interview

    Anonymous Interview Candidate in Dallas, TX
    Declined Offer
    Positive Experience
    Easy Interview

    Application

    I applied through a recruiter. The process took 3 days. I interviewed at Primerica (Dallas, TX) in August 2016.

    Interview

    Contacted by a recruiter. Met at their offices with a Financial Advisor. Was asked several easy questions about my resume, as well as my goals for the future. Given a brief spiel about the company and offered a job on the spot. I ultimately turned it down due to 100% commission (was mislead on that by the recruiter)

    Interview Questions


  2.  

    Broker Interview

    Anonymous Employee
    Accepted Offer
    Positive Experience

    Application

    I applied through a staffing agency. The process took 4+ weeks. I interviewed at Primerica in August 2016.

    Interview

    The interview was very easy and i would recommend it for people who are passionate about commission. I didn't interview with the assistant I believe she didn't name her position I had to ask her at the very end but was very nice. They can definitely be more professional I walked in there was a girl and heels hair up didn't look professional look like she was going to the mall.

    Interview Questions

    Negotiation

    No
    I was not able to negotiate only because they are strictly commission. The interviewer was very kind somewhat professional the building was not as clean as expected but people around me seem very nice it seemed though as all of the people working there were all bilingual which is kind of a downfall first time people who are not bilingual or fluent in Spanish

  3. Helpful (7)  

    Entry Level Representative Interview

    Anonymous Employee in Boca Raton, FL
    Accepted Offer
    Negative Experience
    Easy Interview

    Application

    I applied through a recruiter. The process took 1 day. I interviewed at Primerica (Boca Raton, FL) in July 2016.

    Interview

    I usually wouldn't write a review, but it was the worst interview experience I've ever had. I got a call telling me that the largest "financial firm" in the united states was expanding into the area and they wanted me to come in. I showed up to a door with "Primerica" on it. Red flag is that they wouldn't tell me the company name over the phone. I had previously spoke with Primerica recruiters before and have a friend that worked for primerica. I knew the position wasn't for me. I simply told them that I wasn't interested in the position and left. I received a phone call from the same recruiter who began to question me as to why I wouldn't take the position. He began trying to "sell" me on a position and explain that they are the greatest life insurance company and how he left wall street to work for them because it's such a great company. I politely turned down the position but HE WOULD NOT LET UP. He called me "close minded", began to tell me the "facts" of their company and how bad reviews are written only by other insurance companies that have gone out of business because of how successful their company is, and kept me on the phone for 30 min. I literally had to tell him to never call my number again. Thought about calling the police.

    Interview Questions

    • I left halfway through the application sheet.   1 Answer

  4. Helpful (2)  

    Entry Level Manager Interview

    Anonymous Interview Candidate in Laurel, MD
    Declined Offer
    Negative Experience
    Average Interview

    Application

    I applied through an employee referral. I interviewed at Primerica (Laurel, MD) in July 2016.

    Interview

    I was told they were looking for managers for one of their locations and i had to meet with one of the managers for an interview. I got there and realized it wasn't a real interview. Had to sit through an hour long info session with about 10 other candidates and we were basically told we had to sell insurance. Very disappointing.

    Interview Questions

    • Who do you know that'd be interested in buying Life Insurance?   Answer Question

  5. Helpful (1)  

    Customer Service Representative Interview

    Anonymous Interview Candidate
    Declined Offer
    Negative Experience
    Easy Interview

    Application

    I applied through a recruiter. The process took 1 day. I interviewed at Primerica in July 2016.

    Interview

    I didn't feel like it was an interview. I felt like it was a sales pitch disguised as an interview. Initially when I got the call and accepted the interview, I was told it was not a sales position. Surprise, that's exactly what it was. I'm not sure what I had expected. We spent a brief 5 minutes discussing my background and the rest of the time was the recruiter explaining their services to me. He went into great detail at each step and told me that this is how he sells this stuff to customers. So in other words, I spent 2 hours listening to a sales pitch. He made sure I understood why their services are top notch. I honestly felt like a customer the entire time. Even the resume and suit jacket didn't make it feel like an interview. This is a pyramid scheme nonetheless. They might try to justify this to you too by showing you how every company is actually a pyramid scheme based on your knowledge of what it is. I was very ready to go 30 minutes into it. As we were leaving, the director of the location caught up with us and talked an additional 30 minutes about nothing in particular. I also needed to use the restroom but decided against it in case they decided to talk to me for another minute since they escort their guests out the door. As you can tell, I was very fed up with them at that point. When I received a follow up call from the same recruiter the next week, I declined the position and what happened? I got the whole "Are you interested in any of our products as a customer?" and "So you don't want to help you and your family save $xxxxx with our free analysis?" No thanks.

    Interview Questions

    Reasons for Declining

    I felt like they were way more interested in selling their products to me than actually having me work with them.


  6.  

    Representative Interview

    Anonymous Employee in Dallastown, PA
    Accepted Offer
    Positive Experience
    Average Interview

    Application

    I applied in-person. I interviewed at Primerica (Dallastown, PA) in July 2016.

    Interview

    We sat down at my home and was asked about 5-10 questions. I was asked for my background. What I am currently doing job wise. What my goals are. If I wanted to own my own business someday. If helping people is something I am interested in. Then I was shown about the opportunity. What we do, who we work with, background on the company and the compensation.

    Interview Questions

    • Do you consider yourself a hard worker?   1 Answer

  7. Helpful (3)  

    Accepted Offer
    Negative Experience
    Easy Interview

    Application

    I applied in-person. The process took 1 day. I interviewed at Primerica.

    Interview

    Interviewer goes through a scripted overview of the company. Not really an interview in the traditional sense as you don't talk much at all. You pay $124 during the interview for a background check and POL fee (if you find you hate it and haven't earned anything read the contract for a potential refund). It's simply a long time you spend being taught about Primerica. This exact experience is replicated to the clients you try to sell to. You don't get all the details upfront, such as, you must sell to family, that there's no base pay, or that you are not provided with clients.

    Interview Questions

  8. Helpful (2)  

    Representative Interview

    Anonymous Employee in New Hartford, NY
    Accepted Offer
    Positive Experience
    Average Interview

    Application

    I applied in-person. The process took 2 days. I interviewed at Primerica (New Hartford, NY).

    Interview

    Informal, interactive. I got to ask a lot of questions and my skepticism was apparent, but the gentleman was patient, knowledgeable and once I was provided the facts, I felt satisfied and I felt comfortable with him that he could train me and represent me and the company well while I learned from him.

    Interview Questions

    • What is it you don't like about your current job? What would you change if you could?   1 Answer

  9. Helpful (9)  

    N/A Interview

    Anonymous Interview Candidate in Concord, CA
    Declined Offer
    Negative Experience
    Difficult Interview

    Application

    I applied through a recruiter. I interviewed at Primerica (Concord, CA) in June 2016.

    Interview

    So I went to an open house for a "job opportunity" in Concord, CA today. Going in, I had no idea what the company was, or what the job entailed. It doesn't appear to be something I want to go forward with.

    Primerica is an insurance and financial planning company. Nothing wrong with that.

    I had previously worked at an independent insurance company, as an administrative assistant. They had explained the business and what to expect. I later looked into getting my insurance license through Farmers Insurance, and they reaffirmed what I had previously learned about the business. It can have big rewards, but it takes awhile to get to that point.

    I arrived early to the open house, and as I walked up to the office, I could hear obnoxiously loud music coming from inside. I thought maybe the employees were having a celebration before the open house began.

    They finally opened the doors, and low and behold, it was a party atmosphere. Once inside and checked in, we stood around networking, rather attempting to network over loud rap music. I'm hearing impaired, so this was quite challenging for me. I could hardly get anyone's names and had to ask them to repeat just about everything.

    Most of the people I met started subtly (or not so subtly) employing psychological sales tactics on me. "Congratulations on coming to the open house." "You could have been anywhere, but you chose to be here tonight." "Keep your mind open." I almost walked out before it even started.

    While waiting for them to start, I Googled Primerica and discovered it was an insurance and financial company. After an hour of attempted networking and blaring (c)rap music, they finally started the presentation.

    So what would I be doing at this job? Apparently I'd be making six figures, taking vacations, buying cars, and working as little hours as I wanted. Ok, but what do I do to make that money? You can pay to retire your parents, and put your kids in good schools. Well that's cool and all, what's the job entail?

    It wasn't until an hour or so in that they told us that they were an insurance and financial planning company. Up until that point, I would have never known it, had I not Googled it. They finally briefly explained that you would be selling insurance and financial planning. They showed a video package of how Primerica helped a family who's head of household died unexpectedly. It was a heartwrenching story, that was told by bad actors.

    At the end, they put up a slide with information on what it takes to get started. $100 for a California business license, background check, and other required stuff. That all seemed legit. Then a monthly fee of $25 to cover your payroll, training and other stuff to keep the business running. Not a bad deal for what you were supposedly getting.

    Afterwards everyone who wanted to, filed into another room and filled out forms for background check and business license. It had a place to put your credit card information for the fees. I don't even have $100 to my name, so they told me I can skip that for now.

    After coming home, I looked up the business on Glass Ceiling, a site that lets you rate the companies you work for. It had a surprisingly high approval rating and mostly positive reviews. There was one, however that explained exactly the vibe I had going in. It described basically that the insurance and financial planning is an afterthought, and your main focus is trying to get others to sign up to work under you, so you get override commission.

    While override commission is something that's common in insurance companies, it was never the focus of the one I worked for, or when I spoke with someone at Farmers. To me, Primerica sounds like a reverse pyramid scheme.

    It is possible to make that kind of money doing that job, but they failed to explain that it takes a long time to work your way up to making large figures. The speakers here are atypical cases.

    My mother-in-law also did a bit of research, and told me that several online reviews state people have lost money with this company, because the employees are not trained well. That could open me up to civil and lawsuits. If I was responsible for losing someone's retirement fund, I'd be devastated. I don't want to be a part of that.

    I've considered and would still consider working in Insurance. What turned me off from Primerica was the high pressure sales pitch, lack of details of the job, and the party atmosphere of the open house.

    TLDR: Primerica is a reverse pyramid scheme, disguised as an insurance and financial planning company.


  10. Helpful (5)  

    Unspecified Interview

    Anonymous Interview Candidate in Suwanee, GA
    Declined Offer
    Negative Experience
    Easy Interview

    Application

    I applied through a recruiter. The process took 1 day. I interviewed at Primerica (Suwanee, GA) in June 2016.

    Interview

    It was a seminar for a pyramid type sales scheme. There was no actual interview process. It was a seminar explaining how you can make money by recruiting other people to sale insurance.

    Interview Questions


See What Primerica Employees Are Saying

4 people found this helpful

StarStarStarStarStar     Former Anonymous Employee

Pros: “You learn some basics in finance”“You learn some basics in finance” – Full Review

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