I applied online. The process took 5 weeks. I interviewed at Visa Inc. (Austin, TX) in March 2013.
I was contacted through my university career services office and the first interview was conducted on campus. I met with two people for about a half hour each. We talked mostly about my interests and knowledge of UX and design. I was asked to complete a few sketches of some rough wireframe ideas for a hypothetical design situation. I was invited for a second interview session about a week later that took place in the Visa Austin office. I interviewed from 9am-12pm with about seven people of different titles etc. Each interview was different but most seemed to be evaluating how I would fit into the UX team at Visa. I enjoyed the process very much.
I did not negotiate because the offer exceeded my expectations and was for an internship position. The Visa HR team is extremely nice and explained everything very well.
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