Commercial Banking Interview Questions | Glassdoor

Commercial Banking Interview Questions

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If you could look at one financial statement to give a loan, which would it be?

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Cash Flow Statement

CASH FLOW STATEMENT. BECAUSE IT IS THE ONLY STATEMENT THAT DOES NOT ACCOUNT CREDIT SALES OR NON RECURRING ITEMS AS INCOME FROM REGULAR OPERATIONS. THIS STATEMENT REVEALS THE ACTUAL INFLOW OF CASH THAT THE COMPANY RECEIVED DURING THAT PERIOD. ALSO, BECAUSE THE CASH FLOW STATEMENT REVEALS WHAT CASH HAS BEEN USED FOR, IF CASH CAME IN OR OUT AS A FORM OF INVESTING OR FINANCING ACTIVITIES. THE CFS REVEALS HOW MUCH THE COMPANY SPENT INVESTING AND HOW MUCH DEBT THE COMPANY IS CARRYING BOTH LONG AND SHORT TERM AS A FORM OF FINANCING. THE CFS IS THE IDEAL STATEMENT FOR MANY OTHER REASONS.

Tell me about a time where you disagreed with someone and how did you overcome that?

1 Answer

Three financial statements.

1 Answer

Without having a company's financial statements, what is something you should know in order to evaluate whether or not they should receive a loan.

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What ratios from the financial statements would you look at when deciding to lend to a company?

2 Answers

What are your previous aspirations?

1 Answer

What do you like about Wells Fargo?

1 Answer

What makes you superior to the other candidates?

1 Answer

What single financial statement would you choose to value a company and why?

1 Answer

Why Real Estate

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