Credit risk manager Interview Questions

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Commercial Bank of Dubai
Credit Manager Credit Risk was asked...February 8, 2021

Key risks from banking perspective

1 Answers

Covid Oversupply in real estate

Deutsche Bank

Whether I am willing to travel

1 Answers

Yes

Standard Chartered Bank

Why do you want to leave your current job?

1 Answers

My contract is ending and I need a full time job.

Citi

How many gas stations are there in USA

1 Answers

step by step , reasoning

J.P. Morgan

How did you face a problem you encountered last time.

1 Answers

Based on my experiences

Bajaj Finance

Are you married or single ? They ask because single person can work more than married at mid level position.

1 Answers

Fortunately they forgot to ask me but that becomes unfortunate for me.

LendingClub

They usually ask case studies and resume based questions. Even if you answer well, dont expect an onsite call, there salary levels are low and they dont have any competetive advantage, it is no more peer to peer lending.

1 Answers

I answered questions well and they were impressed. HR is not fast as you would expect, they will give you standard reasons for rejecting you. May be it is there prejudice. Less

Oriental Bank of Commerce

basel ii

1 Answers

all the pillars of it

Yapstone

Briefly describe your current role and what you plan to gain and contribute here at Yapstone?

1 Answers

Almost 20 years in Credit Management who brings a balance of experience as well as the importance of fostering and developing relationships with internal and external customers. Less

American Express

Technical portion: Q: You have an average of three classes with different amount of students in each class. You have the average score of each class. How do you calculate the average of all three classes? Q: Name a major expense on our(Amex) P&L Q: How do you find out if a product you introduced is working as expected? What if you can't use past data to compare? Behavioral: Q: Name a time you received negative feedback/criticism. How did you cope? Q: Name a time where you improved a process or a project you led.

1 Answers

A: This is a weighted averages problem. (N*Avg. Score)/N A: Interest Expense from lending A: Use A/B testing. Split out target group 80/20 and compare in a hypothesis test format. Less

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