De Mortgage Underwriter Interview Questions

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Citi
Mortgage Loan Underwriter III was asked...May 30, 2014

What is a 1003?

3 Answers

Mortgage home loan application

Residential Home Loan Application

Mortgage loan application

Clayton Holdings

What is RESPA?

2 Answers

Correctly

Real Estate Settlement Procedures Act(RESPA) require lenders, brokers and loan servicer of home loans to provide permanent and timely disclosures regarding the cost and nature of real estate settlement process. Less

JPMorgan Chase & Co

Name your biggest weakness.

2 Answers

My worst weakness has to be the fact that I don’t know everything but for every new word or new thing I always seek to know how, what and how! My greatest weakness is my greatest strength. Less

I had to figure out how to turn a negative about myself into something positive. I said I am my own worst critic, so I expect my quality to always be high Less

JPMorgan Chase & Co

What is the conforming loan max loan limit.

2 Answers

453100 in Texas

417k

Premier Home Mortgage

Scenario questions

1 Answers

Gave my insight to scenario questions

UTB

How would you go about underwriting a mortgage application

1 Answers

Basic research in LTV amounts as well as previous knowledge on underwriting from previous job allowed this question to answered easily when using common sense Less

Seterus

Why should we hire you and not someone else with more experience?

1 Answers

Based on my past success rate, rapport with staff and work ethic that has already been displayed I am the best fit for this job. Less

Guaranteed Rate

How do I feel about working from home

1 Answers

It has good and bad areas. The good is the end of the day you just turn off the computer, and the bad is if you need to have a question answered you have to IM, Phone Call, or Email and if in the office you simply walk over the Manager's Area and just ask. Bad, you also have Gas, Tolls, and Milage on your Car. Less

PHH Mortgage

What my previous skills were

1 Answers

why I was leaving my job

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