Credit Analyst Interview Questions in San Jose, CA | Glassdoor

Credit Analyst Interview Questions in San Jose, CA

"Through exceptional IT, analytical, and problem solving skills, credit analysts are responsible for assessing their client's credit applications. Employers are looking for candidates who can accurately determine the risk if the bank were to issue someone a loan and therefore will ask about what financial statements you would focus on and the relationships between them. Expect situational questions about loss from a sale, capital gain, or negative net income. To ace your interview, research into the company and understand how their program is run."

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One of the first questions asked by all three (3) interviewees - What questions do you have for me?

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Asked each individual a set of ten (10) questions specifically designed for the department that they were to represent. However two (2) of the interviewees had no direct relationship with the Collections Department, questions to them seemed confusion and not relevant to their own positions. . Asked the only Credit / Collector if he knew what the Pareto Rule was - he had no idea what I was talking about?

Do you like working at a bank?

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What is listed under Asset in Balance Sheet?

What startup company would you invest in and why?

What are the basic parts of a balance sheet?

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Pretty standard interview questions i.e. how do you organize yourself?

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