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I have been working at American National Insurance full-time (More than 5 years)
Good starting pay during first 6 month training period. 401k, bonus is great.
Management team is not well trained, they are old school. They push you to sell expensive products. After training period is over, you won't know how would be your exact paycheck until your payday. Poor accounting system in home office.
Advice to Management
Top management need to know how they competitors doing business to keep with the market. DM's need extensive training on selling process.