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I have been working at Citizens Bank full-time (More than a year)
Licensing paid for, Continuing education and opportunities are vast. Show you are a top colleague through sales results and you will gain consideration for promotion and other opportunities. Company has just gone public and is in a P&L mindset where profitable employees will be valued.
This employer is for those who are willing to sacrifice some personal life. Many Saturday's necessary and Licensing is self-study from home.
Advice to Management
Don't be ruled by cutting out as much cost as possible. Some expenses have large benefits.