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I worked at First Financial Merchant Services full-time
Decent training on understanding the merchant services arena.
THE BIGGEST LIE IS YOU WILL GET RESIDUALS (SO YOU CAN RETIRE EARLY/MAKE A LOT OF $/EARN MORE YEAR AFTER YEAR) WHAT ACTUALLY HAPPENS IS THEY FIRE THE AGENT DIRECTORS (Offering them to go out and be an agent with 100% commission) TO KEEP ALL THE RESIDUALS FOR THEMSELVES!!! They bully, berate and belittle you (a lot of sexual innuendos) , even when you meet their "standards" which change week to week. The self absorbed person just wants to promote his "book" which was a joke in itself. You have to "train" agents (more like pressure) them to use the age old method of who do you know...friends/family/coworkers... etc. If they don't know a lot of merchants/business owners who take credit cards they will never succeed.
Advice to Management
Stop being greedy, stop managing people by insults and slander. Stop lying to employees or independent agents on the possibilities that only pertain to 0.01%.