Working at Affirm | Glassdoor

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Affirm Overview

San Francisco, CA
201 to 500 employees
2012
Company - Private
Lending
Unknown / Non-Applicable
Affirm is dedicated to changing the way consumer finance works. We build honest financial products that help people prosper.

Our core product allows people to buy now and pay over time. Because of our technology, we can offer financing to more customers than ... Read more

Mission: Our mission is simple: Deliver honest financial products that improve lives.

Company Updates

  • 1/18/18 was a very meaningful day at Affirm, Inc. We've followed through with our dedication to transparency and have published our demographic metrics for the very first time. This is a huge milestone for us, and only the beginning of our continuing journey toward building a more inclusive community. Thank you to everyone involved in making this happen!

    http://glassdoor.com/slink.htm?key=vQUwC

    Affirm

    Affirm is the financial company for everyday people. We provide affordable ways to buy online that are more flexible and transparent than any other credit option.

  • We're off to a strong start in 2018: 300 employees, more than 1 million loans issued, and a new office in New York! To support these exciting developments, we're looking to grow out our Talent Team. Check out our open roles below.

    http://glassdoor.com/slink.htm?key=vQ7sL

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Affirm – Why Work For Us?


Our mission is simple: Deliver honest financial products that improve lives

Affirm is dedicated to changing the way consumer finance works. We build honest financial products that help people prosper.

Our core product allows people to buy now and pay over time. Because of our technology, we can offer financing to more customers than traditional credit, and because of our values, we never charge hidden fees. Consumer finance is still very broken, but we’re only just getting started.


People come first

We consider our impact on people’s lives before we think about our own interests.

No fine print

We are completely transparent and honest—with our customers and with each other.

It’s on us

We take full accountability for our actions, never shirking responsibility or passing the buck.

Simpler is better

We make complex things simple and clear.

Push the envelope

We never stop innovating, taking smart risks, and raising the bar.


Life at Affirm

Make an impact in the world. Work with people who bring out the best in you.

Affirmers believe people come first. We’re passionate about building something that makes a positive change in our customers’ lives.

Success means all hands are on deck—from engineering to sales and operations. We collaborate companywide and challenge each other to bring thoughtful ideas to every project. Even with our growth, Affirm still feels like a tightly-knit team where every perspective counts.

Benefits

Affirm offer generous coverage for health, dental, vision, life, and disability insurances for you and your dependents. 

Other benefits include:

  • 401(k)
  • Unlimited vacation policy
  • Fitness reimbursement
  • Affirm product testing stipend
  • Transportation subsidy
  • Cell phone bill reimbursement
  • Lunch and dinner catered onsite daily (Breakfast on Mondays) 
  • Employee referral bonuses

Become an Affirmer 

Affirm is a team that has come together from a diverse set of backgrounds to make financial services more meaningful, honest, and inclusive.

Our team at Affirm is growing! Check out our careers page to see what we're building and how you can be a part of it.

Affirm Reviews

4.6
StarStarStarStarStar
Rating TrendsRating Trends
Recommend to a friend
Approve of CEO
Affirm CEO Max Levchin
Max Levchin
49 Ratings
  • Featured Review

    Helpful (3)

    "Rocket Ship"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Software Engineer in San Francisco, CA
    Current Employee - Software Engineer in San Francisco, CA
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Affirm full-time (Less than a year)

    Pros

    Growth and the opportunities that creates are the biggest pro of working at Affirm. Since I have joined in the last few months, huge wins have been made on the business development and sales sides that suggest this company has what it takes to reach escape velocity. As a software engineer, this makes it easy to understand what we need to build and how my contributions will move the business forward.

    As important as partnerships are at this company, Affirm remains engineering focused, likely because of our founder. The benefits package, which feels generous for a startup of this size and profitability, caters toward building knowledge and excellence in all areas of life.

    Recruiting is top notch, and I was surprised how well the company hires versus both the big box tech companies and other hot startups. Having only worked at companies with similar levels of talent, I was happy to not have to compromise here.

    Cons

    As with most fast moving startups, there is some technical debt. Also, the fast pace of the business means there is less time than I would like to explore new technologies for use at the company and for personal growth.

    Additionally, while many startups win by making simplifying assumptions and avoiding regulation, we are a fintech company, and thus make it our competitive edge to deal with all the complexity that finance and regulation create. At times the nuance created by this can be frustrating.

    Advice to Management

    Keep pushing. Greatness remains in sight! Also, I appreciate how we have a no nonsense culture compared to a bunch of other unicorns that have been in the press lately.

See All 58 Reviews

Affirm Photos

Affirm photo of: Everyone had a chance to add their mark in putting our first value up on the wall.
Affirm photo of: Women @ Affirm Leadership Panel
Affirm photo of: pie making class!
Affirm photo of: University Recruiting in action!
Affirm photo of: Holiday Party 2017
Affirm photo of: Holiday Party 2017
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Affirm Interviews

Experience

Experience
56%
10%
34%

Getting an Interview

Getting an Interview
44%
21%
20%
7
4
2
2

Difficulty

3.3
Average

Difficulty

Hard
Average
Easy
  1. Featured Interview

    Helpful (3)  

    Business Analyst, Analytics Interview

    Anonymous Employee in San Francisco, CA
    Accepted Offer
    Positive Experience
    Difficult Interview

    Application

    I applied online. The process took 3 weeks. I interviewed at Affirm (San Francisco, CA) in August 2017.

    Interview

    Best experience I've ever had with an interview process! The recruiter I worked with was friendly, efficient, and ensured that I was kept in the loop throughout the entire process. Everyone I spoke with and/or met was on-time, thoughtful, and engaged.

    I applied online and the recruiter reached out the next day to schedule the first phone call. The process involved: 1) phone call with the hiring manager, 2) take-home analytics exercise, and 3) on-site interviews.

    The first phone call was behavioral and a business case. From what I gathered, the main objective of this conversation was to assess interest in Affirm, relevant skill sets/experiences, fit, and structured thinking when breaking down problems.

    The analytics exercise involved analyses of a few data sets (in Python, R, and/or SQL of my choosing) and a short presentation of findings. This was not just an assessment of technical ability, but equally as important, a glimpse into the types of data the team works with and the problems they tackle. The exercise is a great opportunity for candidates to ensure that the role/work is interesting to them.

    Lastly, on-site conversations were a mix of behavioral, business cases, and idea generation/brainstorming. Behavioral parts were focused on past projects/experiences and why I was interested in Affirm. The business cases and brainstorming parts were focused on real issues/questions that the team & company tackles everyday, e.g. how do we improve the product, improve funnel performance, acquire new customers, etc.

    The conversations were very intellectually stimulating, and everyone's passion for the mission and company was evident. Overall I had an extremely positive experience with the process!

    Interview Questions

    • Should Affirm partner with merchants in X industry? What are the benefits and risks?   Answer Question
See All 61 Interviews

Affirm Awards & Accolades

  • One of the World's Most Innovative Companies, Fast Company, 2016
  • The Fintech 50, Forbes, 2015
  • The Fintech 50, Forbes, 2016
  • LinkedIn Top Companies | Startups, LinkedIn, 2017
  • Wealthfront 2018 Career Launching Companies List, Wealthfront, 2018
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