Working at Affirm | Glassdoor

Affirm Overview

San Francisco, CA
201 to 500 employees
2012
Company - Private
Lending
Unknown / Non-Applicable
Affirm is dedicated to changing the way consumer finance works. We build honest financial products that help people prosper.

Our core product allows people to buy now and pay over time. Because of our technology, we can offer financing to more customers than ... Read more

Mission: Our mission is simple: Deliver honest financial products that improve lives.

Company Updates

  • 1/18/18 was a very meaningful day at Affirm, Inc. We've followed through with our dedication to transparency and have published our demographic metrics for the very first time. This is a huge milestone for us, and only the beginning of our continuing journey toward building a more inclusive community. Thank you to everyone involved in making this happen!

    http://glassdoor.com/slink.htm?key=vQUwC

    Affirm

    Affirm is the financial company for everyday people. We provide affordable ways to buy online that are more flexible and transparent than any other credit option.

  • We're off to a strong start in 2018: 300 employees, more than 1 million loans issued, and a new office in New York! To support these exciting developments, we're looking to grow out our Talent Team. Check out our open roles below.

    http://glassdoor.com/slink.htm?key=vQ7sL

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Affirm – Why Work For Us?


Our mission is simple: Deliver honest financial products that improve lives

Affirm is dedicated to changing the way consumer finance works. We build honest financial products that help people prosper.

Our core product allows people to buy now and pay over time. Because of our technology, we can offer financing to more customers than traditional credit, and because of our values, we never charge hidden fees. Consumer finance is still very broken, but we’re only just getting started.


People come first

We consider our impact on people’s lives before we think about our own interests.

No fine print

We are completely transparent and honest—with our customers and with each other.

It’s on us

We take full accountability for our actions, never shirking responsibility or passing the buck.

Simpler is better

We make complex things simple and clear.

Push the envelope

We never stop innovating, taking smart risks, and raising the bar.


Life at Affirm

Make an impact in the world. Work with people who bring out the best in you.

Affirmers believe people come first. We’re passionate about building something that makes a positive change in our customers’ lives.

Success means all hands are on deck—from engineering to sales and operations. We collaborate companywide and challenge each other to bring thoughtful ideas to every project. Even with our growth, Affirm still feels like a tightly-knit team where every perspective counts.

Benefits

Affirm offer generous coverage for health, dental, vision, life, and disability insurances for you and your dependents. 

Other benefits include:

  • 401(k)
  • Unlimited vacation policy
  • Fitness reimbursement
  • Affirm product testing stipend
  • Transportation subsidy
  • Cell phone bill reimbursement
  • Lunch and dinner catered onsite daily (Breakfast on Mondays) 
  • Employee referral bonuses

Become an Affirmer 

Affirm is a team that has come together from a diverse set of backgrounds to make financial services more meaningful, honest, and inclusive.

Our team at Affirm is growing! Check out our careers page to see what we're building and how you can be a part of it.

Affirm Reviews

4.3
StarStarStarStarStar
Rating TrendsRating Trends
Recommend to a friend
Approve of CEO
Affirm CEO Max Levchin
Max Levchin
54 Ratings
  • Featured Review

    Helpful (5)

    "Collaborative culture and fast-growing business"

    StarStarStarStarStar
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Software Engineer in San Francisco, CA
    Current Employee - Software Engineer in San Francisco, CA
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Affirm full-time (More than a year)

    Pros

    - Competitive compensation
    - Max is great
    - Growth outlook very bright as our core product continues to win major clients and grow exponentially
    - Many employees genuinely motivated by mission and being customer-focused: we've made decisions that cost us in the short term in order to do right by our customers and position us for long term success
    - Opportunity to work cross-functionally, valuable if fintech interests you from a capital markets / product / legal perspective
    - Collaborative, open culture with talented, motivated team
    - Actual emphasis on improving recruiting from nontraditional backgrounds and making everyone at the company feel included and welcome

    Cons

    - This is partially due to the complexity of fintech, from a regulatory perspective and otherwise, but the pace of product development has been somewhat slow. I'm excited to move beyond point of sale lending and expand our relationship with our customers
    - Can be stressful, and there are periods of having to put in long hours

    Advice to Management

    - Keep up the transparency and openness, like sending out monthly financials and frequent exec Q&A
    - Be more proactive about employee retention, and fight harder to keep good, veteran employees

See All 64 Reviews

Affirm Photos

Affirm photo of: Everyone had a chance to add their mark in putting our first value up on the wall.
Affirm photo of: Women @ Affirm Leadership Panel
Affirm photo of: pie making class!
Affirm photo of: University Recruiting in action!
Affirm photo of: Holiday Party 2017
Affirm photo of: Holiday Party 2017
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Affirm Interviews

Experience

Experience
54%
10%
36%

Getting an Interview

Getting an Interview
50%
19%
18%
6
3
3
1

Difficulty

3.2
Average

Difficulty

Hard
Average
Easy
  1. Featured Interview

    Helpful (1)  

    Senior Business Analyst Interview

    Anonymous Employee in San Francisco, CA
    Accepted Offer
    Positive Experience
    Average Interview

    Application

    I applied online. The process took 3 weeks. I interviewed at Affirm (San Francisco, CA) in February 2018.

    Interview

    To start off: Affirm is the best company that I've interviewed with in the entire recruiting season - the recruiter is on top of things (always replies immediately and super helpful), everyone I met and talked to is extremely intelligent and cares about the customers at Affirm

    1) 2 phone interviews with hiring managers: basically just a review of background, a mini case study about Affirm's product, and to assess interest and knowledge about the company (at the intersection of payments, credit, and ecommerce)

    2) 24 Hours Take Home Analytics exercise: could be done in Python, R, or SQL, basically an assessment of data manipulation and some technical skills. Need to produce a presentation afterwards

    3) Onsite: 4 one to one interviews, 2 behavioural and chatting about experiences, 1 business case study and 1 technical interview. Be prepared for some maths and whiteboard coding

    Interview Questions

    • Who are Affirm's competitors and how do you see Affirm differentiate itself?   Answer Question
See All 72 Interviews

Affirm Awards & Accolades

  • One of the World's Most Innovative Companies, Fast Company, 2016
  • LinkedIn Top Companies | Startups, LinkedIn, 2017
  • Wealthfront 2018 Career Launching Companies List, Wealthfront, 2018
  • CB Insights AI Top 100, CB Insights, 2018
  • Fintech Innovator of the Year, Lendit Fintech, 2018
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