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Bread Financial

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Bread Financial

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Bread Financial Overview

At Bread Financial, you’ll have the opportunity to grow your career, give back to your community, and be a part of our award-winning culture. We’ve been consistently recognized as a best place to work in many markets and we’re proud to promote an environment where you feel ...
Mission: We challenge the status quo to enable satisfaction and happiness through simple, smart financial solutions created for all.

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Company News
Bread Financial™ was recently named to USA Today’s America’s Climate Leaders 2023 list based on our successful adoption of environmentally responsible business practices and our prioritization of investments and initiatives related to climate change! The inaugural list showcases US companies that had the most dramatic reductions of greenhouse gas emissions from 2019 to 2021. Of the 400 industry leaders included on the list, Bread Financial ranked in the top 15%, cutting our emissions by 23.9%. Additionally, from 2021 to 2022, we cut our emissions by an additional 22% and secured more than a quarter of our energy from renewable sources. “As we continue to advance our environmental policies, strategies, and reporting, our inclusion on USA Today’s list is reflective of the great strides we’ve already made to reduce our carbon footprint and mitigate the risks of climate change,” said Dana Beckman, Head of Sustainability, Bread Financial. “Our deliberate integration of environmentally sound business practices across the company ensures we’re able to fulfill our commitments to and continually advance our Environment, Sustainability, and Governance (ESG) initiatives.”
Shared image - Bread Financial™ included on USA Today's Climate Leaders list | Bread Financial Newsroom
Bread Financial™ included on USA Today's Climate Leaders list | Bread Financial Newsroom
Employer logoBread Financial
Diversity and Inclusion
ALL IN. ALL INCLUDED. This past weekend, on June 17, the PRIDE Business Resource Group (BRG) and many of our associates showed their support for both the LGBTQ+ community and their colleagues by marching with the Bread Financial float in the Stonewall Columbus Pride Parade through downtown Columbus among 700K+ visitors. In addition to sponsoring the parade, Bread Financial is also a proud sponsor of Pride on High, which is described as the ultimate parade-watching experience. This event provides shade, restrooms, food/beverage, live commentary, and celebrity judges. The event hosted 750 guests and raised nearly $70K with proceeds donated to Stonewall Columbus, Kaleidoscope Youth Center, Equitas Health Mozaic Project, and the CCAD's LGBTQ+ Scholarship Fund. Read more here:
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Commercial Customer Service Representative

What’s the best way to have a lack of compensation and incentive conversation in your department? I went above and beyond for years doing extra work, organizations etc and nothing has been reflected in pay. I thought my 5 year was going to finally show something but it did not. I’ve inquired about pay but it’s gotten nowhere.




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Bread Financial Reviews

Bread Financial1357
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Approve of CEO
Bread Financial President and CEO Ralph Andretta
Ralph Andretta
451 Ratings
    Current Employee, more than 1 year
    CEO Approval
    Business Outlook


    There are so many great things about working for Bread Financial, but number one is definitely the amount of opportunities we have for growth. We have open positions accessible to us at the click of a button and are encouraged to create a development plan to get us wherever we want to grow within the company. Our benefits are amazing. Bread Financial feels like a family, not a job. The compensation is wonderful and we get all of this while working from home. You can't beat it.


    I haven't experienced anything I would consider a "con". There are hard days, just like any other job, but the support you get from your supervisors and your peers combats that.

    See All 1,404 Reviews

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    Bread Financial Interviews

    Getting an Interview
    Applied online61%
    Employee Referral9%

    1. Finance Interview

      Anonymous Employee in India
      No Offer
      Negative Experience


      The interviews went well but HRs are really unresponsive. I have given 2 rounds of interviews but haven't received any response from HR despite MULTIPLE follow-ups. After 2 weeks of continuous follow-ups, HR said that I was shortlisted and will receive another call soon. After another follow-up after 1 week, HR said that I was not shortlisted.

      They are very very unresponsive and they don't seem to have a streamlined process in place. For a small company like Bread financial, finding candidates itself is a challenge and moreover if the HRs are pathetic, people will not show interest towards this company.

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    Bread Financial Awards & Accolades

    • America's Most Responsible CompaniesNewsweek Americas Most Responsible Companies2023
    • Gender-Equality IndexBloomberg2023
    • America's Climate Leaders ListUSA Today2023
    • Great Place to Work Certified, US and India (2023-2024)Great Place to Work Institute, Inc.2023
    • Best Employers for Diversity #273Forbes2022

    Popular Careers with Bread Financial Job Seekers


    Bread Financial FAQ

    (51 Questions)

    All answers shown come directly from Bread Financial Reviews and are not edited or altered.

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    What are perks and other benefits like at Bread Financial?

    ...The new parent company is in the process of gutting Bread's benefits package and culture (no more unlimited PTO, no more paid healthcare + horrible policy options, replaced learning/self...

    August 24, 2021

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    People Also Ask about Bread Financial

    Employees rate Bread Financial 4.3 out of 5 stars based on 1,357 anonymous reviews on Glassdoor.

    To get a job at Bread Financial, browse currently open positions and apply for a job near you. Once you get a positive response, make sure to find out about the interview process at Bread Financial and prepare for tough questions.

    Overall, 84% of employees would recommend working at Bread Financial to a friend. This is based on 1,357 anonymously submitted reviews on Glassdoor.

    66% of job seekers rate their interview experience at Bread Financial as positive. Candidates give an average difficulty score of 2.5 out of 5 (where 5 is the highest level of difficulty) for their job interview at Bread Financial.

    79% of employees think that Bread Financial has a positive business outlook. This is based on anonymous employee reviews submitted on Glassdoor.

    Work at Bread Financial? Share Your Experiences

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    Bread Financial Locations

    • Bengaluru (India)
    • Chadds Ford, PA
    • Columbus, OH
    • Draper, UT
    • Lenexa, KS
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    Glassdoor gives you an inside look at what it's like to work at Bread Financial, including salaries, reviews, office photos, and more. This is the Bread Financial company profile. All content is posted anonymously by employees working at Bread Financial.