Working at Earnin | Glassdoor

Earnin Overview

Palo Alto, CA
201 to 500 employees
Company - Private
IT Services
Unknown / Non-Applicable
We’re a fast-growing team of 150+ seeking to hire more amazing people!
Nearly 10 years ago, Ram started helping his employees by writing out personal checks when they needed money prior to payday. This was his way to overcome the industry’s payroll ... Read more

Mission: Earnin’s mission is simple: we’re building a financial system that works for people. That means that we exist to create products centered on helping people rather than on maximizing profits or serving the interests of banks, corporations, or the very rich. We ... Read more

Company Updates

  • We're excited to welcome Erbil Karaman to the Earnin Family! Even more impressive than his resume and track record is his genuine connection to our mission and community-driven products. Read more about Erbil below in our press release.

  • Find out who we are, what we do, and how we’re building a financial system that works for people.

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Earnin – Why Work With Us?

Earnin is building a financial system that works to enable people, not profits. We’re fed up by the fact that $1 trillion is held up in the pay cycle every year, causing American workers to pay over $100 billion in fees and interest.

Why should we pay for money that’s ours in the first place? Join us in changing the status quo.

Community First
The things we do are good for our community. We put people first. We are humble, approachable, and empathetic.

We Not Me
We are strongest when we collaborate and support each other. We are built on participation from all. We have a mentality of “we” — not “me,” “us” or “them.”

Explorer Mindset
We are curious. Challenges help us grow. We are not afraid to step into uncertainty. We can build on people’s ideas. We take measured risks, learn fast from mistakes and are persistent.

Intention Matters
We inspire goodness. We’re designing a system based on generosity and goodwill, not on greed. Our service is not conditional on people doing something for us.

Radical Thinking
We rethink what’s possible. We dream bigger to make an impact. We’re not afraid to flip systems upside down and reimagine the world to make things more fair.

Get It Done
People rely on us. We work with urgency and act with ownership.

In 2007, Ram wrote a personal check to help one of his employees avoid a late fee. Realizing that the two week pay cycle was unfair and driven by a contempt for fees, Ram built a website to help more of his employees tap into their pay before payday. As the community grew, Earnin moved from the web to mobile. Today, Ram’s little hack has become a national movement. People aren’t waiting for payday anymore. Are you?

Earnin Reviews

  • Featured Review

    Helpful (1)

    "Exciting time in a Start-up that is truly making a difference"

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Senior Technical Sourcer in Palo Alto, CA
    Current Employee - Senior Technical Sourcer in Palo Alto, CA
    Positive Outlook
    Approves of CEO

    I have been working at Earnin full-time


    - Great mission that truly helps the individual vs the status quo
    - Passionate/Professional work environment and culture
    - Business model that enables people


    - Benefits are limited but on the up and up

See All 39 Reviews

Earnin Photos

Earnin photo of: Join Us!
Earnin photo of: Team Laser Tag!
Earnin photo of: Guest Speaker @ Earnin - Mar. 13, 2019
Earnin photo of: Guest Speaker @ Earnin - Mar. 13, 2019
Earnin photo of: Fruit & veggie office buddies!
Earnin photo of: Earnin HQ
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Earnin Interviews



Getting an Interview

Getting an Interview




  1. Featured Interview

    Helpful (7)  

    Data Scientist Interview

    Anonymous Interview Candidate in Palo Alto, CA
    Declined Offer
    Positive Experience
    Average Interview


    I applied through other source. The process took 4 weeks. I interviewed at Earnin (Palo Alto, CA).


    The interview process was straightforward. Phone screens with the hiring manager, technical background questions from a senior engineer, on site with several data scientists and engineers. Statistics, SQL, data structures, product, behavioral questions.

    Team was very nice and company seems to be doing great things for low income individuals who would otherwise fall prey to predatory loans. There are a lot of interesting technical problems that need to be solved and the future seems bright from what I saw going through the process.

    Ended up accepting a more senior role at another company.

    Interview Questions

See All 43 Interviews

Earnin Awards & Accolades

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