Mission: Equifax is a global data, analytics, and technology company. We believe knowledge drives progress. We blend unique data, analytics, and technology with a passion for serving customers globally, to create insights that power decisions to move people forward.
Top CEOs: 2016 (#30)
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Equifax was once again named to the 2019 IDC FinTech Rankings, the most comprehensive vendor ranking within the financial services industry. The company has earned a spot on the annual ranking in each of the 16 years the ranking has been produced. Interested in joining a Top 20 IDC FinTech company? Check out our opportunities at http://glassdoor.com/slink.htm?key=vMyPY today!
Our data assets, technology and analytics transform knowledge into insights that power better decisions. This knowledge enables our customers to make better business decisions and consumers to progress towards a better life.
We serve as a consumer advocate, steward of financial literacy, and champion of economic advancement. As an innovative global information solutions company that enables access to credit, we’re part of breakthrough collaborations and innovations that address complex social challenges such as social welfare, community relations and financial education for underprivileged youth. We establish relationships that create economically healthy communities. We help individuals gain financial independence by increasing access to capital and micro-lending for small businesses. And we provide young adults entering college or university with financial education tools.
And behind it all, are our people, the cornerstone of our success. They are creative, talented problem solvers motivated by helping others to achieve their goals. They are individuals who embrace our way of doing things – the processes that have a history of positively impacting the world around us.
Over the last decade, we have developed the best and most unique data in the world to help businesses make the right decisions for their customers. Coupled with our leading analytics capabilities, we deliver the knowledge that enables Equifax to provide our customers with better insights, greater flexibility, and faster time to market. At the same time, we’re also helping consumers by providing the personal information, education, and tools they need to make better financial decisions.
Powering the world with knowledge goes beyond helping people make more informed business and personal decisions. At Equifax, we’re deeply committed to the communities where we live and work, and are dedicated to sharing our resources, our time, and our volunteers.
At Equifax, we believe Corporate Social Responsibility is bigger than simple philanthropic investments. By leveraging our employees’ skillsets and their desire to make a contribution, we are able to create a positive and measurable impact. To enrich the communities in which we live and work. To improve the financial capability, and ultimately contribute to a brighter future for consumers around the world.
Headquartered in Atlanta, Equifax operates or has investments in 24 countries but we operate by one motto – One Equifax. Regardless of location or role, the individual and collective work of our people makes a difference in our business. We are inspired by the ability to drive change, passionate about bringing solutions to life that enrich the performance of businesses and the lives of consumers, and motivated by the prospect of furthering our global leadership position.
Equifax offers a performance-driven culture that rewards results and encourages growth and development. Many expect us to be a serious workforce, and we are – we're serious about continuing to grow our business, serious about working together as one team, and serious about continuously building a strong, engaged workplace that embraces integrity and change as much as it does fun, camaraderie and philanthropy.
Equifax is a global leader in credit, risk and marketing information solutions, employment and income verification, as well as human resources business process outsourcing services.
Our success is built on the following core values:
Understanding that our employees are trusted stewards of our data, we strive to demonstrate unyielding integrity that is transparent in our actions.
We are passionate about growth and responsive to customer needs. As such, we are creative and bold when pursuing market opportunities. Delighting the customer is our ultimate goal.
Our company is dynamic, and we pride ourselves on being both agile and analytical to solve our customers' biggest challenges.
We strive to have a unified global workforce, such that all employees have similar Equifax experiences, regardless of where they work.
We appreciate the individual contributions of our team members, and support an environment where meritocracy prevails.
Equifax thrives on the diverse talents and skills of our employees and encourages exploration of internal opportunities that match company needs with individual aspirations, performance and potential. We want our people to maximize their experiences and offer a transparent career framework to help best identify align careers with business demands. We offer powerful resources to help employees plan and manage their careers. Equifax believes that all employee roles should offer opportunities for development, growth and fulfillment.
Our Organizational Competencies provide a consistent set of proficiencies that guide each individual's performance at Equifax:
The most visible part of the total rewards package is your paycheck. Equifax uses competitive market survey data to establish pay ranges that are appropriate for our various operations. Annual base pay increases are determined by your achievement of individual goals, the results of your business unit, and the overall results of the company.
Equifax provides comprehensive coverage that promotes good health and provides protection for you and your eligible dependents effective the first day of the month after you make your elections.
The medical and prescription drug program allows you an option between 2 (two) plan options: Open Access Plus (a preferred provider organization, 'PPO') and Choice Fund Open Access Plus (a consumer-driven health plan, 'CDHP').
Medical and prescription drug and dental benefits are administered by Cigna. The vision benefits are insured by EyeMed.
Equifax offers two Flexible Spending Account (FSA) options: the Health Care Reimbursement Account and Dependent Care Reimbursement Account. These provide tax advantages by allowing you to pay for certain, eligible health and dependent care expenses with pre-tax dollars subject to IRS guidelines. Annual contributions are limited to $2,500 for health care and $5,000 for dependent care.
Equifax also offers a Health Savings Account (HSA) as a complement to the Choice Fund Open Access Plus plan. Equifax helps Choice Fund Access Plus plan participants fund the HSA by contributing up to $350 (employee only coverage) or $700 (employee with any level of dependent coverage). Employees have an opportunity to earn additional Equifax HSA funding upon completion of certain wellness-related activities – up to $150 (employee only coverage) or $300 (employee with any level of dependent coverage). For 2014, total HSA contributions – Equifax and employee contributions combined – are limited to $3,300 (employee only coverage) or $6,550 (employee with any level of dependent coverage). There is an additional $1,000 "catch up" contribution allowed for those age 55 and older.
Equifax offers two Flexible Spending Account (FSA) options: the Health Care Reimbursement Account and Dependent Care Reimbursement Account. These provide tax advantages by allowing you to pay for certain, eligible health and dependent care expenses with pre-tax dollars subject to IRS guidelines. Annual contributions are limited to $2,500 for health care and $5,000 for dependent care.
Although we do offer a qualified High Deductible Health Plan which is Health Savings Account (HSA) eligible, Equifax does not sponsor the offering of an HSA at the present time. However, if enrolled in this plan option, you may set up an individual account on your own with an institution of your choice.
Equifax provides you with free basic life insurance coverage equal to one times your annual eligible earnings up to $250,000 ($50,000 minimum benefit) effective on your date of hire.
You may purchase additional life insurance for yourself at 1, 2, 3 or 4 times your eligible earnings up to $1 million. You may also purchase life insurance for your eligible spouse or domestic partner in $10,000 increments up to $50,000. Life insurance coverage for your dependent child(ren) is available at a $10,000 benefit level.
Equifax also provides, at no cost to you, short-term disability and basic long-term disability coverage. Basic long-term disability coverage provides 50% income replacement up to $10,000 per month. Additional long-term disability coverage is available for purchase to provide another 10% or 20% of income replacement, as you may elect.
Equifax's 401(k) Savings Plan, through Fidelity, allows you to save for retirement, on a pre- or post-tax basis, up to 30% of your pay. For 2014, the pre-tax contribution limit is $17,500. If you reach age 50 by December 31, 2014, you can contribute an additional $5,500, for a total contribution of $23,000.
The company discretionary match is targeted to be 100% of employee contributions up to 4%. After satisfying a one (1) year eligibility rule, an eligible employee will receive an annual direct company contribution (made separate from and in addition to the match) ranging from 1.5% to 4% of pay, depending on years of service. The discretionary direct company contribution is 100% vested after three (3) years of service.
There is no waiting period for this program other than the one (1) year service required to be eligible for the direct company contribution described above. New hires are automatically enrolled shortly after date of hire with a 3% pre-tax election; however, you may opt out of participation or change your pre-tax election to a percentage other than 3% at any time.
Equifax recognizes the mutual benefit of assisting employees in obtaining higher education. As a result, Equifax offers a tuition assistance benefit for business-related courses towards job-related degrees. All full-time employees with a minimum six months of service and who are meeting their current job performance expectations are eligible for this value-added benefit.
Equifax employees have always shown their enthusiasm and passion for supporting the communities in which we live and work by volunteering their time in numerous areas. Equifax says "thanks" by making it easier to support strategic community partners by providing one 8-hour paid volunteer day per year.
Each year, Equifax will match your donations between $50 and $5,000 to a 501(c)(3) organization.
Equifax offers a generous vacation or paid time off and holiday schedule for full-time eligible employees. During your first year, the amount of vacation you earn is prorated depending on when your first day of employment occurs.
There is also a paid time off policy for part-time employees working at least 25 hours per week.
Equifax is a business casual work environment.
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Helpful (6)
I have been working at Equifax full-time (More than a year)
Pros
The company is in the midst of a bold transformation, which is very exciting. There are tons of opportunities across all businesses and functions to make a real difference and to drive results. EFX is an established business that is modernizing through technology and culture change.
Cons
With all change, comes uncertainty and a degree of stress. The people are great and supportive.
Advice to Management
Continue to listen to employees and be open to feedback.
Application
I applied through a staffing agency. I interviewed at Equifax in February 2017.
Interview
Too poor interview, or not the all, i was call for a short interview by phone from a third-party staffing, was too mediocre, and the i start a way too fast training, and last high volume of calls.
Interview Questions
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