Working at Family First Life | Glassdoor

Family First Life Overview

Gales Ferry, CT
501 to 1000 employees
Company - Private
Insurance Agencies & Brokerages
$100 to $500 million (USD) per year
We specialize in mortgage protection life insurance, final expense life insurance, retirement planning through universal life policies and retirement protection through the use of fixed index annuities.

We believe that every full time agent that works with ... Read more

Mission: Our mission at Family First Life, is to make the families we protect and the families of our agents our number one priority. Trust and loyalty is not given it is earned and all of us at Family First will give everything we have to earn it with our clients and our agents.

Company Updates

  • Family First Life Summer Sales Conferences are being held out west this week! Join us in Salt Lake City, UT and Riverside, CA this week. Great live training you will get nowhere else! Everyone welcome.

  • Family First Life Summer Sales Conferences are all over the map this week. Join us in Boca Raton, Baltimore, and Dallas this week. Great live training you will get nowhere else! Everyone welcome.

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Family First Life – Why Work With Us?

Family First Life (FFL) was founded in December of 2013.  We are dedicated to empowering agents to succeed, by offering access to exclusive leads and a FREE CRM tool, along with the industry’s finest training and mentors. Family First Life focuses on Mortgage Protection, Final Expense, Income Replacement Coverage, Tax-Free Retirement, Estate Planning, and Annuities. FFL is headquartered at 80 Norwich New London Tpke, Suite 1B, Uncasville, Connecticut, 06382

With over $100,000,000 in Issued Paid sales in 2018.  Our mission at Family First Life, is to make the families we protect and the families of our agents our number #1 priority.  Trust & loyalty is not given it is earned and all of us at Family First will give everything we have to earn it with our clients and our agents.

We have multiple insurance carriers inclusive of Americo, Mutual of Omaha, Transamerica, Athene, Global Atlantic, Royal Neighbors of America, Foresters, Columbian Financial Group, John Hancock, and AIG that we work with in order to be able to meet all the client's needs.

With regards to our agents, we believe that every full time agent that works with us should net a minimum of $100,000 a year.  This is the reason we offer very competitive contracts and strong renewals on multiple products.  The sales training provided at Family First is very structured and places all our agents in a position to be successful.  The lead program that we have allows all agents to have qualified mortgage, final expense and annuity leads.  We want our agents helping more families than they ever dreamed possible, while also being allowed to enjoy their lives with their own families while achieving financial independence.  If you truly enjoy helping families and believe that you deserve to be paid what you are worth then Family First Life will probably be a very good fit for you whether it is part time or full time.

Family First Life is based on a culture of positivity. We encourage positive discourse and have one of the more diverse organizations in Insurance. We believe in standing up for our agents. In turn, our agents stand up for our clients by making sure our clients are covered with insurance in case something catastrophic happens. We foster a winning culture but we do everything we can to set our agents up to win. Together we believe in hard work and with hard work, we know our people can succeed and grow

Family First Life is committed to having the most diverse group of agents in Insurance. We do not discriminate on the basis of color, sexual orientation, or culture. We do believe that we are committed to helping middle Americans of all walks of life purchase insurance coverage. Middle Americans have been largely ignored by Insurance, and we aim to cover anyone who wants, needs, and qualifies for coverage regardless of their color, culture, or sexual orientation.

5 Things that separates Family First Life from the rest of the industry


1. Aggressive Compensation + Bonuses

· In the insurance industry most companies will start you at 55% and cap you at 110% so they can keep more of your commissions. Here at FFL we start our agents at 100% they can advance up to 140%.


· FFL pays producer bonuses, agents can earn up to 2% additional commission on their annual production.


2. FREE exclusive leads for the first 30 days

· One of the biggest concerns for life insurance agents is the upfront cost of leads. Most companies do not offer an exclusive lead program, and when they do the cost is too much for the agent to handle when getting started.


· Here at FFL we offer our agent’s free exclusive leads for their first 30 days so that they can begin cash-flowing immediately regardless of their financial situation at the time. Our leads are NEVER resold so you don’t have to worry about competing with your peers.


3. LIVE regional training from REAL top producers

· It can be very difficult to find an IMO that offers sales training to its agents that isn’t limited to online modules. Here at FFL we offer hands on regional training from qualified producers. It doesn’t matter where you live in the U.S. we can provide local support.


· All of our trainers issue pay $20,000 MINIMALLY each month, so we can guarantee you’ll be well equipped to quickly learn how to close over 75% of your appointments.


4. Do you know what Vested Renewals are?

· If your answer to this question was no than you are probably not being paid renewals. Renewals are residual commission payments that you receive for the life of certain policies you write.


· At FFL, these residuals are vested day one meaning if you ever leave FFL you take your renewals with you.


5. No contract or fees

· FFL is one of the few true independently owned IMO’s in the industry. We are not contracted through another IMO, FFL works directly with several Top Rated Insurance Carriers which allows us to offer the most aggressive compensation in the industry, pay bonuses and give out vested renewals because there is no other entity to share the commission with. FFL agents are also truly independent, there is no contract for you to sign with FFL we understand the independent contractor relationship as FFL is a company that was built by producers for producers.


· We pride ourselves on the fact that there are no fees associated in working with FFL. No startup cost, no cost for training or to attend our Sales Conferences. If you are looking for an MLM or Networking Marketing Organization FFL would not be a good fit for you.



Are you currently being offered these benefits?

If the answer to that is no then why are you not working with Family First Life?



"If you are currently an independent contractor or employee of Superior Performers Inc. d/b/a National Agents Alliance ("NAA"), please disregard this ad. We are not currently hiring NAA agents."

Family First Life Reviews

  • "Same Work. Better Pay!!!"

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Agent in Los Angeles, CA
    Current Employee - Sales Agent in Los Angeles, CA
    Positive Outlook
    Approves of CEO

    I have been working at Family First Life full-time (More than a year)


    Commission is high! Being paid much higher here than my previous employer
    Exclusive leads
    Room for growth.
    Career longevity and recession proof
    Highest comp in industry


    It’s work. Not a get rich quick scheme. If you have a problem with that, read John Wood’s The Essential.
    Service /Quality effort = Re$ults

    Advice to Management

    Keep up awesome work. Very supportive place to be. Great pay. Great mentorship and training!

See All 643 Reviews

Family First Life Photos

Family First Life photo of: Focused
Family First Life photo of: Helping
Family First Life photo of: As One
Family First Life photo of: Teaching
Family First Life photo of: Learning
Family First Life photo of: Triumph
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Family First Life Interviews



Getting an Interview

Getting an Interview




  1. Featured Interview

    Helpful (5)  

    Insurance Sales Agent Interview

    Anonymous Employee in Miami, FL
    Accepted Offer
    Positive Experience
    Easy Interview


    I applied online. The process took 5 days. I interviewed at Family First Life (Miami, FL).


    After submitting an application I was contacted by a corporate representative who asked a series of questions about my interest in position. Then the interview was passed on to independent agencies looking to hire. I was contacted by several who I them spoke with over the phone.

    Interview Questions

    • What interested me about the position   1 Answer
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Family First Life Awards & Accolades

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Pledges & Certifications

Diversity Commitment

Has programs that support a diverse and inclusive workforce

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