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Family Heritage Life Insurance Overview

Broadview Heights, OH
51 to 200 employees
Subsidiary or Business Segment
Insurance Carriers
$50 to $100 million (USD) per year
Family Heritage Life Insurance Company of America (FHL) is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK). FHL's supplemental insurance products provide benefits beyond traditional health insurance, which helps individuals and families to focus ... Read more

Mission: To help provide financial security and peace of mind to families when the unexpected occurs.

Glassdoor Awards

Highest Rated CEOs: 2016 (#16)

Family Heritage Life Insurance Reviews

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Family Heritage Life Insurance President and CEO Howard Lewis
Howard Lewis
124 Ratings
  • "Objectively Compare"

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Salesman in Owensboro, KY
    Current Employee - Salesman in Owensboro, KY
    Positive Outlook
    Approves of CEO

    I have been working at Family Heritage Life Insurance full-time (More than 3 years)


    When you objectively compare this to other opportunities, FHL is tough to beat. What we do matters. Our products actually matter. The people who "make it" are strong, good people. So if you "make it" you will be working side by side with strong leaders (so important). You have unlimited opportunity for professional and personal growth, and you get to do this at your own pace. You can work 60-80 hours a week to make $200k right away. Or you can work 40-50 hours per week for $80-$100k right away. Or you can work 20-30 hours per week for $40-$50 k per year. Your income goes up every year as long as you are consistent. The system works. Its truly amazing how consistently our system works. And they allow you to own part of the company because of the residual income and Torchmark stock. Plus, you can be a sales professional (part or full time) or you can get into growth and leadership and build your own multi-million dollar agency. The company has an incredible track record of success. We are A+ rated with the BBB and have an A+ superior credit rating from A.M. best. The customer service department has won multiple national awards. And the leadership of the company all started as agents so we develop and promote leadership from within. Nothing is given to you here so you have to earn it, so everyone starts at zero and you get out of this exactly what you put into it.


    No cons. True American success story. YOU have to be a professional and stick to the system even when it's tough. This is NOT for everyone. This is the perfect place for someone who wants more out of life than a "normal."

    Advice to Management

    Keep it up.

See All 180 Reviews

Family Heritage Life Insurance Photos

Family Heritage Life Insurance photo of: Family Heritage Life Insurance Company of America
Family Heritage Life Insurance photo of: Howard Lewis, CEO and Founder
Family Heritage Life Insurance photo of: Family Heritage Life Insurance Company of America
Family Heritage Life Insurance photo of: Teaching part on personal Recruiting
Family Heritage Life Insurance photo of: Leadership retreat Yellowstone National park
Family Heritage Life Insurance photo of: Sales incentive trip to Lake Tahoe
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Family Heritage Life Insurance Interviews



Getting an Interview

Getting an Interview





    Anonymous Interview

    Anonymous Interview Candidate in Austin, TX
    No Offer
    Negative Experience
    Easy Interview


    I applied through other source. I interviewed at Family Heritage Life Insurance (Austin, TX).


    I received a robocall from Heritage Life. It said that they'd received my resume from "a company" and wanted to schedule an interview. First of all as a general rule in life how often does something good come via a robocall? Second, what does this say about a company, or the job they're offering, that instead of having a person contact you to discuss your resume and the opening they have, sets up interviews via a robocall? Third, how seriously interested are they in you if instead of calling you person to person they have a robocall ask you to set up an interview for a company you know nothing about for a job you didn't apply for and know nothing about? Sounded like an invite to a cattle call to me. Needless to say I quickly pressed 9 to have my number removed and then blocked it for good measure.

See All 45 Interviews

Family Heritage Life Insurance Awards & Accolades

  • DSN Global 100, Direct Selling News, 2017
  • Corporate Social Responsibility Program of the Year, American Business Awards (the Stevies), 2017
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