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Hiscox Overview

Hamilton (Bermuda)
1001 to 5000 employees
Company - Public (HSX)
Insurance Carriers
$2 to $5 billion (USD) per year
Hiscox is a leading specialist insurer, headquartered in Bermuda, with roots dating back to 1901. We target niche risks that other insurers often find too complex to underwrite. Hiscox USA was established in 2006 and is now the fastest-growing division within the Hiscox Group ... Read more

Company Updates

  • Today we release our interim results for the six months ended 30 June 2019. Our CEO Bronek Masojada commented: "Hiscox delivered a profit of $168 million for the first half despite a more challenging claims experience. Looking ahead, with six consecutive quarters of rate growth in some Lloyd's business, the market is in a better position than it has been for some time."

    2019 Interim Results

    For the six months ended 30 June 2019 "A positive result in a changing market" Highlights Gross premiums written up 7% in constant currency, with all business segments growing. Profit before tax up 3% to $168 million, driven by a good investment return of 4.8% annualised. Interim dividend up 4% to 13.75¢.

  • Today we publish our annual Climate Report, which outlines some of the progress we have made on climate-related issues in 2018 and 2019 so far. You can find out more at:

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Hiscox Video

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Hiscox – Why Work For Us?

A specialist insurer with over 100 years experience

Hiscox is a leading specialist insurer. Our U.S. headquarters are in New York City, and our roots date back to 1901. We are not a traditional insurer. We target specific types of insurance in which we develop expertise, often focusing on areas other insurers find too complex to insure. By challenging convention in each specific market we offer market leading products and services to US businesses.

Hiscox in the US

As a specialist insurer we are committed to meeting the needs of US businesses. We operate in all US states and the District of Columbia, and offer a range of specialty insurance products through US based brokers. Learn more about our insurance products sold through brokers.

We also sell a range of customized insurance direct to professional businesses with less than 10 employees. Learn more about our small business insurance direct products.

Financially strong

Our companies in the US include Hiscox Inc. and Hiscox Insurance Company Inc. Hiscox Insurance Company Inc. is a Chicago, IL domiciled insurer admitted or licensed to do business in all 50 states and the District of Columbia. Hiscox Insurance Company Inc. is rated A (Excellent)1 by A.M. Best with a group financial size category (FSC) of XII, proving we have strong capital reserves.

Hiscox Inc., a DE corporation, that does business in California as Hiscox Insurance Agency, is an approved Lloyd’s coverholder and underwrites surplus lines business on behalf of Lloyd’s Syndicates 33 and 3624. Syndicate 33 is rated A (Excellent)2 by A.M. Best and Syndicate 3624 benefits form the overall group rating of Lloyd’s which is A (Excellent)3 . Lloyd's syndicates are restricted in doing business in the USA and its territories as they are not US-based insurers. The business we write on behalf of Lloyd's Syndicates 33 and 3624 in the US is placed through US insurance brokers.

For more information visit the Hiscox investor site.

A global presence

We have a strong international presence, with offices in 14 countries. We also write a range of insurance through the Lloyd’s of London insurance market. Through Lloyd’s of London we have been insuring US businesses for over 40 years.

How we’re different

Our people, underwriting expertise and our relentless commitment to exceptional customer service make us different.

No two businesses are exactly the same and we are committed to offering flexible and intelligent underwriting solutions, with coverage tailored to a business’s needs. We also don’t shy away from complex risks.

Our values

These are the fundamental principles we believe in and they are qualities for which we are known. At the heart of this is a desire to challenge convention in our industry to deliver better products and service to our customers.

Courage – dare to be different
Quality – good enough is not enough
Integrity – true to our word
Excellence in execution – see it through, thoroughly
Respect – ruthless in decision, considerate in execution


Hiscox is a modern business with traditional values – courage, quality, integrity, excellence in execution, and human. Together these values make up what we call the Hiscox spirit: ‘challenging convention’.

We’re different from other insurers because we live up to it, and challenge convention in everything we do. Our success relies on each one of us doing so, whatever our job, wherever we work.

Living up to our values

Hiscox Reviews

  • Featured Review

    "Silicon valley type of company in the insurance world!"

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Senior Underwriter in London, England (UK)
    Current Employee - Senior Underwriter in London, England (UK)
    Positive Outlook

    I have been working at Hiscox full-time (Less than a year)


    Culture at Hiscox is entrepreneurial, dynamic, thriving for excellence and innovation and overall very millennial i.e. fast paced and very flexible in terms of work - life balance!

    IT systems are great, training offered is amazing and people are all easy going and chilled but at same time ambitious, determined and hard working.

    Lots of internal employee networks such as 'Parents at Hiscox', 'Women at Hiscox', 'LGBTQI at Hiscox' etc. Diversity and equality are taken very seriously. Lots of charity events employees can participate to and are encouraged to participate. Very strong culture.

    Lots of opportunities for career progression.


    It is a fast paced environment and intellectually challenging so if you are laid back and do not see hard work as a priority, it might not be the environment for you ...

    Advice to Management

    None so far

See All 377 Reviews

Hiscox Photos

Hiscox photo of: Celebratory Cupcake
Hiscox photo of: Well Being Day for our German Teams
Hiscox photo of: Keeping fit and healthy Germany Wellness Day
Hiscox photo of: Volley Ball Weel Being Day in Germany
Hiscox photo of: Well Being Day in Germany
Hiscox photo of: Wellness Day Germany
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Hiscox Interviews



Getting an Interview

Getting an Interview




  1. Featured Interview


    Operations Manager Interview

    Anonymous Employee
    Accepted Offer
    Positive Experience
    Average Interview


    I applied through a recruiter. The process took 2 weeks. I interviewed at Hiscox.


    Interview was 2 stages with hiring manager and HR. Competency and strengths based interview. Relaxed atmosphere and not rigid which made it easy to be yourself. Employer is interested in knowing you as a person

    Interview Questions

    • What is your superpower
      Has anyone ever lost their temper with you at work   Answer Question
See All 216 Interviews

Hiscox Awards & Accolades

  • 5 Star Rating, Defaqto, 2016
  • Reactions London Market Awards 2016, Reactions London Market Awards, 2016
  • Insurance Insider Honours 2016, Insider Honours, 2016
  • The Lloyd’s Market Innovation Awards, Lloyds Innovation Awards, 2016
  • TripZilla - Excellence Awards 2016, TripZilla, 2016
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