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National Income Life Overview

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Rochester, NY
1001 to 5000 employees
Company - Public
Insurance Carriers
Less than $1 million (USD) per year

National Income Life Reviews

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National Income Life CEO Roger Smith
Roger Smith
74 Ratings
  • "Producer"

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Producer in Syracuse, NY
    Former Employee - Producer in Syracuse, NY
    Positive Outlook
    Approves of CEO

    I worked at National Income Life full-time (Less than a year)


    They provide you if not develope your sales skills further beyond breaking it down to a science allowing you to become an expert salesman, IF THAT IS WHAT YOU WANT! Sacrifice and Grind gets rewarded. After a couple months you can start building your own team and large as you want it to increase your income. If you want a change and are willing to better yourself and develope great work ethic then this is for you.


    The only cons in this job OPPORTUNITY are the ones you make for yourself. I was with NILICO For several months and at the time the when I first started the environment and atmosphere in the office of Syracuse was the most rewarding experience I have ever experienced. To be successful in this career YOU HAVE TO BE A SELF STARTER! PERIOD! This job is not for weak minded and lazy people. If you want a job where you just show up and get paid or if that is what your used to THEN THIS IS NOT FOR YOU. Now, if you have a job that your used to getting paid for just showing up and you want a CHANGE, The this MIGHT BE FOR YOU. The insurance industry are for those few people out of a thousand that have what it takes to make it in anything that you do, it’s a very competitive field as well and if you like to win and do everything in your ability, ethically of course, to do the best you can then you are in the right place.

    Like anything in life this is a numbers game the more business you write the more money you make, the bigger your team the more POTENTIAL to increase your income DRAMATICALLY!, the more you DEVELOPE your team the more money Your GUARANTEED to make.

    To those awful reviews out there, I’m no longer with NILICO/AIL but one thing I know from my experience is that the ones who didn’t have what it takes to be successful with them talk Down about the company, And the truly successful don’t have to leave a review because their life speaks for them.

    Advice to Management

    This advice is only to a select few in management, not directly toward any SGA’s, RGA’s, MGA’s, GA’s, or SA’s, and not direct to prospect producers looking or in their way into management. Do not let your drama influence or en enter your work environment. Yes it feels like work will be your life at times but when you want to be successful and work feels like your life then know your on the Right Track but don’t mix your personal drama with work or create drama. Your office should be your Sanctuary, an uplifting environment that where anything is possible, a motivational environment. When you develope those relationships that are both rewarding to all parties involved business and friendship alike do everything in your power to always remain loyal.
    There’s such a variety of people working WITH YOU, NOT FOR YOU. Remember your COACHES, don’t let yourself get sucked in to becoming a dictator.

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National Income Life Interviews



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Getting an Interview




  1. Helpful (2)  

    Benefit Representative Interview

    Anonymous Interview Candidate in Flushing, NY
    No Offer
    Negative Experience
    Difficult Interview


    I applied online. The process took 5 days. I interviewed at National Income Life (Flushing, NY) in September 2017.


    I responded to a job posting through a well known classifieds site on Saturday morning. I received a generic copy-paste email Monday morning asking me to come in for an interview. There was no mention of the company name. At the end of the email they provided two webpages to visit for additional information: nilife & torchmarkcorp. The first page being how I managed to obtain the name and purpose of the company. They invited me to visit 3050 Whitestone Expressway Suite 201 in Flushing, Queens at 10 am on either Tues, Wed, Thur, or Fri for the interview. Again, I was never provided with a contact name and all correspondence was through the list site (anonymous email addresses). They were unable to respond to me in order to confirm for me to come in on Thursday morning until Wednesday at 6 pm!!!
    I had to email them several times, encouraging them to respond, and they finally did at the last second. I don't know about you but I am not keen on planning a 90 minute trip with such short notice. This company had made a very bad impression already.
    The location seemed pretty shady. The office appeared to be located in the middle of nowhere right next to the highway near a shopping center in a large multi-office building.
    What alarmed me the most though was what I read when I googled the address: not only was it listed as a completely different company name, but the FIRST link to come up was for consumer affairs and all the complaints that have been filed against this company!!!!
    That solidified my suspicions of this being a scam.
    If you like wasting your time, go ahead. As for me, I'm smarter than that. Stay far away.

    Interview Questions

    • They claimed that the company will provide paid in-office training and once you begin working full time using their supposedly hot leads, you will be making 60 to 80 K plus.   Answer Question
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