Mission: Ramsey Solutions provides biblically based, common sense education and empowerment which gives HOPE to everyone in every walk of life.
The week started off with a normal Monday morning staff meeting, but soon took a surprising turn: Dave told us to clear our schedules for the morning, packed us into 17 charter buses, and gave all 800 team members a $1000 shopping spree to the Green Hills Mall! We are blessed!
We are Fans of our Fans! And Eva & Dustin paid off $87,000!
"... Dustin lovingly dragged me along Financial Peace University and once we found out we were expecting a little one it was the extra push we needed to get rid of our debt so that I could stay at home and raise our baby. We didn’t take any vacations last year, we cut back our dining out (that one was hard for this foodie wannabe), we had a budget, we had a plan and a goal. We debated whether or not to post the amount we paid off because we didn’t want to appear boastful, and though we still aren’t yelling it through the rooftops, why shouldn’t we? It was HARD work! It IS something to be proud of! I hope you all can rejoice with us and maybe in some way encourage you to work on your own debt... Sometimes we need a little BIG push. I had always said I would pay my student loans until the day I die because I didn’t want to pay more than the minimum payments and sacrifice traveling and dining out, but seriously how silly is that? Be encouraged to be smarter with your hard earned money!..."
Since 1992, we’ve been helping people crush debt and build a legacy. It all started with small counseling sessions to help folks catch their breath from financial stresses, and it has grown to an organization of more than 600 people who are 100% dedicated to our mission.
Every day, we get to be part of something bigger than ourselves. And we don’t just give people hope—we get to have a lot of fun in the process. From our Battle of the Bands and our out-of-this-world company-wide lunches to our Thanksgiving potluck and one-of-a-kind Christmas party, we get to participate in a culture that’s unusual and exciting!
Do you want to join in on the fun at Ramsey Solutions? Do you have a heart to help people? Are you ready to take your career to the next level? Check out our current openings!
-12 million weekly listeners
-Over 1 million attendees
-5 million people have attended
-Over 8 million podcast downloads
-2.5 million users
-Over 1 million eligible employees
-In one in three high schools in the United States
-On more than 680 college campuses
-Taken by over 70,000 home school students
How it started
I have an unusual way of looking at the world. My wife, Sharon, says I'm weird, and, truthfully, I am weird. But there's a reason. Starting from nothing, by the time I was 26 I had a net worth of a little over a million dollars. I was making $250,000 a year. That's more than $20,000 a month net taxable income. I was really having fun. But 98% truth is a lie. That 2% can cause big problems, especially with $4 million in real estate. I had a lot of debt—a lot of short-term debt—and I'm the idiot who signed up for the trip.
The short version of the story is that debt caused us, over the course of two and a half years of fighting it, to lose everything. We didn't tell anyone what was going on, but if we had to do it again, we would learn from the wisdom of others who have been through it. We soon learned that we were not the only ones at the bottom. Barbie and Ken (you know, the couple who appear to be perfect—perfect clothes, perfect car, perfect house) are broke, and I don't take financial advice from broke people anymore.
On the way up
After losing everything, I went on a quest to find out how money really works, how I could take control of it, and how I could have confidence in handling it. I read everything I could get my hands on. I interviewed older rich people—people who made money and kept it. That quest led me to a really, really uncomfortable place: my mirror. I came to realize that my money problems, worries and shortages largely began and ended with the person in my mirror. I also realized that if I could learn to manage the character I shaved with every morning, I would win with money. I went back to my first love, real estate, to eat and to get out of debt. Along the way, I began another path—the path of helping others, literally millions of others, take the same quest to the mirror.
Starting Ramsey Solutions
I formed Ramsey Solutions in 1992 to counsel folks hurting from the results of financial stress. I’ve paid the “stupid tax” (mistakes with dollar signs on the end) so hopefully some of you won't have to. I wrote the book Financial Peace based on all that Sharon and I had learned, and I began selling it out of my car. With a friend of mine, I started a local radio call-in show called The Money Game, now nationally syndicated as The Dave Ramsey Show.
Our company history is full of landmarks, including six best-sellers on the New York Times, Wall Street Journal and Publishers Weekly lists—and we're not slowing down. Ramsey Solutions now has more than 600 team members and a variety of products and services to help you reach your financial goals.
Many companies define success based on the dollars coming in, but at Ramsey Solutions, we define our success by the number of lives changed: listeners getting out of debt, readers taking their first Baby Step and saving $1,000, Financial Peace University graduates investing for their future. We learned early on that if we help enough people, the money will come. Our mission statement isn't just lip service—it's our mantra:
Ramsey Solutions provides biblically based, common-sense education and empowerment that give HOPE to everyone in every walk of life.
Thank you for visiting our website! Wherever you are in the process—making the quest to your mirror, struggling to get your budget to work, paying off that last debt, or debt free and looking for places to give—let us know how we can help you take that next step in your money makeover. That's what we're here for!
We have some pretty musically talented team members! Every summer, we have four company-wide lunches where bands (all Ramsey Solutions team members!) go head to head and battle it out for a cash prize and bragging rights! Here are some 2016 highlights:
1st Place- Bleep the Joneses
2nd Place- Business Brotique
3rd Place- Loveless Biscuits
4th Place- White Space
Top 9- Hidden Pony
Top 9- 1749
Top 9- Bad Apples
Top 9- Common Synths
Top 9- Non-Dave Revenue
I have been working at Ramsey Solutions full-time (Less than a year)
The team is remarkably unified in purpose and vision. Everyone treats everyone else with respect, kindness, and trust. We don't hire slackers -- I trust all of my teammates to do the job right, and vice versa.
There is a stupid amount of talent at the company. I honestly believe we have the most talented engineering/development team in the region. Given our size, it's remarkable how much work we get done. Our development standards are uncommonly high. It's genuinely refreshing to see this level of developer excellence at a company that isn't Google/Microsoft/Facebook.
Leaders care deeply for their teammates at a personal level. They do everything in their power to serve and fight for their teams. There is little bureaucracy -- leadership is accessible all the way up.
We're given a ton of autonomy to innovate and pursue the right solutions. Experienced team members are eager to teach. We're given ample space to train and develop new skills. We have great tools/equipment/services. Leadership development is a core value regardless of your position.
Work life balance! It's a real thing, and you are better off for it. You work 40 solid hours and that's it.
Compensation is competitive. Team events are over the top and a ton of fun. It often feels like a family. The people are the best. I never dread going to work. Dave is a world class leader and speaks to the whole company almost every week. Leadership at the top is super transparent.
We're currently spread out amongst a bunch of different buildings, which makes it difficult to get familiar with certain teams. That'll change soon with our new campus this summer.
The org structure can be confusing. Some teams work pretty siloed, which is exacerbated by how spread out we are. Health insurance can be expensive.
Advice to Management
The management is the best I've ever worked under. Continue to foster a culture of autonomy and trust, it makes it easy to go off and innovate. Continue to avoid micromanagement. Continue to recognize the diligence of your team members. Continue to care genuinely for the well-being of those that you lead. Continue to be transparent about conflicts or disagreements.
Be intentional about setting vision for the career trajectory of your team members. The organization is growing and changing constantly, which can lead to uncertainty about how best to advance into new domains of responsibility. Know our strengths and push us to grow them.
I applied online. I interviewed at Ramsey Solutions (Franklin, TN) in May 2017.
Make sure before they offer you a "seat on the bus" that you really want to be on that bus.
The interview process at the Ramsey company is famous for the length of the process. It is not unusual to have 15 separate interviews, initially by phone or video, then in-person, and then a few more which can even include a "spousal" interview. The reason for the interview process is to make sure that the candidate and the employer share the same belief system. In my opinion, Ramsey seems to care less about your technical abilities and care more about the cultural fit. The technical interview process was literally a piece of cake. But I have seen this throughout the South and I think it is just a fact of not being on the East or West Coast that the standards are very easy to pass.
Again, the Ramsey organization is not a very technology savvy company but it is a very friendly company if your friends include the people you sit next to at church. The Ramsey organization runs on a biblically based system and if you are the type of person that believes in a higher power then it may be the place for you. However, if that is not your cup of tea then it might be a very difficult place to work and/or even get hired into.