Mission: •To provide fast and friendly service to our customers that meets their financial needs and significantly exceeds their expectations.
•To provide a positive and rewarding work environment for our employees founded on mutual respect and ...
Security Finance is licensed to offer traditional installment loans, which vary in amount and terms and available ancillary products based on the state of operation and the type of license obtained within that state.
We offer our installment loans from conveniently located branch offices in order to provide personal service within the community.
Use the locator to determine if there is an office in your local area. To apply for a loan, you may call that office or apply in person at a time convenient to you during our business hours. After completing the application, the office personnel will complete a verification and underwriting process to determine if you qualify for a loan in the amount you requested. Our personnel can assist in finding an installment loan within your budget.
Installment loans have monthly terms consisting of equal monthly payments, with no balloon payments or prepayment penalties. In certain cases, you may be able to renew or refinance your account to receive additional cash prior to the full payment of the original loan. A renewal is a new loan that pays off the balance in full (less any refunds due to you) of the prior loan and gives the remaining difference to you as cash proceeds. You will need to determine if the costs related to the renewal loan makes financial sense for your situation. This website provides links to consumer education sites unrelated to Security Finance that may assist you in making that determination.
The vision of the Companies' founder, Jesse L. Bridges, was to fulfill the financial needs of people in the community and provide superior service while doing so. After serving in the United States Navy, Mr. Bridges returned to the land his grandparents farmed in rural South Carolina. Bartering was the only form of credit he knew growing up on a farm, until he found a job as an assistant manager with a consumer finance company located in Spartanburg, SC. His goal with this job was to save enough money to be able to help his grandmother who had raised him and then finish his college education at a local college. When he was offered the job as manager, Mr. Bridges decided to put his college plans on hold. He enjoyed working with his customers, so after several years, his new dream was to start his own company. He found several investors and borrowed money to pursue his dream. Mr. Bridges opened the first office of Security Finance on Church Street in Spartanburg, SC in October 1955.
Limited resources prevented expansion for several years, but Mr. Bridges' success with his business model allowed him to obtain additional investors and secure a bank loan. The rest is history, but our success over sixty years is not taken for granted. It is dependent upon the same beliefs of our founder – offer superior customer service by training your employees to strive for the highest customer satisfaction and to be a good steward in their communities. Continued success also involves implementing best practices and being an innovator in an ever-changing business world.
Security Finance offers traditional installment loans, which have set whole dollar monthly payments over a defined period of time. This type of consumer finance product has been around for over a century and is regulated by federal and state laws. Potential customers may use the Branch Locator on our homepage to see if there is a conveniently located branch in their state. To apply for a loan, simply call the local branch office or walk in during our regular business hours. Branch personnel will need information on your current (and possibly previous) residence, your employment history (and/or information on sources of income that you will use to repay the loan), your social security number, and your monthly expense items. As part of the application process, you must authorize us to obtain a credit bureau report to further assess credit and payment history and to complete a budget. When an application is approved, the branch personnel will let you know of any additional items that may be needed. If all information is available and can be verified, an application decision may be made within an hour; however, there are circumstances where the decision may take longer.
If you choose to become one of our valued customers, you may make your monthly payment at the branch office where you obtained the loan by cash, check, money order, or a Visa® or Mastercard® debit card. If you prefer, you may also mail in a check or money order.
In the day and age where more and more business is conducted over the internet, Security Finance still believes that there is value to keeping brick and mortar locations within the community. We want to be able to give personal service by being readily available when and if someone has a financial need or has a question about his or her account. Open communication is an important part of our business!
How we accomplish our mission is as important as the mission itself. In our pursuit to accomplish our mission, we will be guided by these fundamental values:
A Little Background...
Security Finance offers traditional installment loans. The first office opened in Spartanburg, SC in 1955. We now deliver financial services from hundreds of offices employing thousands of high-quality individuals across the country to hundreds of thousands of customers. Our emphasis is on delivering a high quality of professional and personal service, ensuring satisfaction with each and every customer experience.
We continually seek career minded, customer service oriented, positive, and motivated professionals to join our team. We understand that our past accomplishments and future achievements are directly connected to the individual successes of our people. We are proud to offer a competitive compensation and full benefits package, including:
I have been working at Security Finance Corporation of Spartanburg full-time (More than 10 years)
I have worked for SFC for over 15 years. I can not imagine not working for another company. The benefits package is one of the best with free insurance for the employee and minimal fee for dental. 401K and profit sharing program makes you feel like you are truly part of the company.
No cons to speak of. The finance industry is competitive, numbers driven and goal setting atmosphere. I must admit this job is not for everyone and you have to be a motivated, self starter and results oriented.
Advice to Management
Thank you for your attention to your employee's and going above and beyond to be a leader in our industry with all of the changes we have seen of recent. I do feel entry level employees would benefit from a more vocal approach from home office and the direction the company intends to take when changes are made.
I applied through an employee referral. I interviewed at Security Finance Corporation of Spartanburg (New York, NY).
They conduct the interview at different office locations not necessarily where you will be working and you do the interview with their recruiting supervisor not the manager who you will be working for. The starting pay is not very good for the hours and work they expect from you..local fast food places pay the same starting pay or more!
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